154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,927 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,325 reviews

4.9
Healthy Paws

10,780 reviews

4.9
Fetch

27,472 reviews

4.9
Pets Best

14,160 reviews

4.9
Trupanion

63,001 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

March 07, 2025

After reaching out several times with a…

After reaching out several times with a question regarding a claim, I received no response from customer service.

Insurer: Fetch

By: Gwen

March 07, 2025

It was okay for the most part

It was okay for the most part took a little longer than I expected for the reimbursement other than that it's been fine I just recently signed up I'll let you know how the next 6 months go

Insurer: Embrace

By: Dominique

Verified March 07, 2025

Pumpkins web page is easy to navigate

Pumpkins web page is easy to navigate. The break down of what is paid out is very clear.

Insurer: Pumpkin

By: Kara R

Verified March 07, 2025

Honestly….

Honestly, the application process was easy to go through and complete. Which is always a plus!

Insurer: Nationwide

By: JmM

March 07, 2025

Just got this insurance in November…

Just got this insurance in November 2024 for my two dogs. Recently put a claim for wellness for both and the reimbursement was in my account within 3 days

Insurer: Embrace

By: Lydia Bulas

Verified March 07, 2025

Easy claim filing process

Easy claim filing process

Insurer: Spot

By: Erin Madeline

Verified March 07, 2025

This was my first claim I’ve had to…

This was my first claim I’ve had to submit and it’s something I don’t want to do because I love my pup and don’t want anything bad to happen to her! That being said, I am so happy to have this insurance. The claim process was simple and it was a quick turnaround. Everyone I dealt with was fantastic! Would recommend pumpkin to anyone with a pet. I wasn’t sure if I needed pet insurance as paying monthly was just something I thought i was wasting money on, but after I get my emergency vet bill I was more than happy that i had this insurance. Thank you pumpkin!

Insurer: Pumpkin

By: Tirelli

March 07, 2025

Submitted 2 wellness claims

Submitted 2 wellness claims. Both repeatedly denied. Claimed invoices not paid. Not true. Submitted incorrectly. Not true. Reps were rude and dismissive. Have called 5x. Obviously reps are unable to properly do their jobs. Fetch was recommended by SPCA. I'm beyond disappointed. Will be calling SPCA. They should be affiliated with a reputable company

Insurer: Fetch

By: ROSEANN BURRESS

March 07, 2025

Easy to complete and upload claim…

Easy to complete and upload claim document

Insurer: Embrace

By: C L

March 07, 2025

Beware! Embrace and Fraud Are Synonyms – Stay Away from This Company

Beware! Embrace and Fraud Are Synonyms – Stay Away from This Company I have never written a negative review before. Typically, when I encounter a bad experience, I try to resolve it directly and find an amicable solution. However, that was impossible with Embrace. I purchased a policy for my yellow lab—my child—a few months ago and followed every rule in their book to ensure that, if and when I needed to file a claim, it would be handled fairly, ethically, and professionally. I submitted all required medical records dating back to 2023, completed orthopedic examinations, and even called to confirm the absence of pre-existing conditions. I did everything right. Yet, when I submitted my very first claim—for a simple case of diarrhea—it was denied. Embrace falsely linked it to an isolated, one-time incident of hypersalivation, which was completely unrelated. Their process is designed to delay, deflect, and deny rather than support their customers. This company operates unethically, immorally, and, in my opinion, engages in deceptive business practices. Embrace is a fraud—stay far away! Update: Embrace has labeled a single, isolated instance of hypersalivation from March 2024 as a “pre-existing condition.” This one-off occurrence, which has never happened again, was linked to my claim for vomiting and diarrhea—yet they deemed it pre-existing. If this isn’t fraudulent, unethical, and morally wrong, I don’t know what is. Stay away from Embrace, folks—you’ll thank me later.

Insurer: Embrace

By: Sandeep Kumar Mahajan

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