218,553+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 218,553 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

218,553 total


Most selected providers in "April, 2026"

This chart shows the distribution of the most selected pet insurance providers in April, 2026.

Providers with highest rating

Embrace

19,837 reviews

4.9
Healthy Paws

11,151 reviews

4.9
Fetch

5,508 reviews

4.9
Trupanion

55,032 reviews

4.9
Pets Best

14,944 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

July 24, 2015

Fast and direct!

I started insuring my adult dog Parker ~8 months ago after adopting him from a shelter. Unfortunately he injured his knee while playing at the park and required an expensive orthopedic surgery! Western Veterinary Specialists submitted a pre-approval form and we received the result within a day or two that everything would be covered! Parker had surgery soon after and Trupanion reimbursed the hospital so I wouldn't have to pay the whole bill up front. I've had to purchase some follow up medication from my family veterinarian and I received approval for that quickly as well. Thank you Trupanion for pushing everything through so quickly so that I wouldn't have to worry about the stress of making phone calls, etc while dealing with the already stressful situation of a large dog having orthopedic surgery.

Insurer: Trupanion

By: Sarah

Useful
July 24, 2015

Fast reimbursement

I submitted 2 claims for 2 cats. Even before I submitted the claims I received at least one, maybe 2 condolence calls on the death of one of the cats. The other cat had huge dental bills and a good bit of her costs, from our primary care and the specialist were covered. The checks came quickly.

Insurer: ASPCA

By: Karen

Useful
July 24, 2015

I don't choose if my dog lives or dies b/c of $$

I've been a Healthy Paws customer for 5 years now. They've reimbursed $20,000 in vet bills. This last episode was bloat, emergency surgery, followed by gastroplexy, spleen removal, post surgery infection. I got Healthy Paws when I lost my job and I didn't want to have to make tough decisions based on money. They've reimbursed *EVERYTHING* at 90% without hassle. One time the checks got lost in the mail, and they noticed I hadn't cashed them and proactively emailed me to find out why. I also like that when I contact them I interact with a human - no canned scripted responses. I tell every pet owner I meet about them. I don't know what I would have done without them. I wish my health insurance operated like this.

Insurer: Healthy Paws

By: Lori

Useful
July 24, 2015

Thank God for our ASPCA insurance

Our beloved Buttons , now 13 years old ,was recently diagnosed with lung cancer . She needed extensive surgery and follow-up care, the cost of which was high. The ASPCA claim was answered in a timely manner that was more than adequate to help cover the expenses. We have been a customer for nearly 4 years and highly recommend their services to anyone who wishes to have peace of mind when it comes to pet insurance. Thank you ASPCA

Insurer: ASPCA

By: Dave

Useful
July 24, 2015

No hassle with reimbursements

Trupanion is fair and quick with their reimbursements. The process is very easy.

Insurer: Trupanion Canada

By: Monique

Useful
July 24, 2015

No hassle with reimbursements

Trupanion is fair and quick with their reimbursements. The process is very easy.

Insurer: Trupanion

By: Monique

Useful
July 24, 2015

We Love Trupanion

Excellent Company!

Insurer: Trupanion Canada

By: Ms.

Useful
July 24, 2015

We Love Trupanion

Excellent Company!

Insurer: Trupanion

By: Ms.

Useful
July 24, 2015

First Claim

I filed my first claim with Embrace. There were a few hiccups. The fax my vet sent was not received, so I had to resubmit by email. When I called a week later to check on the status, I was told the claim had gotten "stuck in the system." However, I received my explanation of benefits today; and the charges were approved without a convoluted and cryptic calculation of "usual and customary" amounts. The call takers were always polite and helpful, especially Jessica.

Insurer: Embrace

By: Mark

Useful
July 24, 2015

torn nail surgery on our pup Piper :O(

We were amazed at how fast this claim was processed and paid! It took less than a day or two before they contacted us and told us that our pups claim was excepted and payment will be sent to us in another couple of days! Excellent customer service!

Insurer: Trupanion Canada

By: Frank

Useful

Compare top pet insurance providers plans.