219,190+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 219,190 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

219,190 total


Most selected providers in "April, 2026"

This chart shows the distribution of the most selected pet insurance providers in April, 2026.

Providers with highest rating

Embrace

19,852 reviews

4.9
Healthy Paws

11,176 reviews

4.9
Fetch

5,546 reviews

4.9
Trupanion

55,032 reviews

4.9
Pets Best

14,975 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

October 31, 2015

Very responsive company

Besides the fact that some money from this insurance company goes to ASPCA, they are a well run operation. With an old fashioned quality, it's easy to get a knowledgeable person on the line. They respond promptly and reliably to both phone and email requests. The amount they pay is less than what is charged in my location. But all in all, they are fair and you get your money's worth. Bottom line, good people and good company!

Insurer: ASPCA

By: Elliot

Useful
October 31, 2015

Healthy Paws is PAWESOME

I recently enrolled in Healthy Paws form my 2 dogs, both 6 and a half years old. I was able to set the deductible and % of reimbursement that fit my needs. Setting up the app for my dogs was so easy! Submitting a claim is so fast! Literally 30 seconds to submit a claim. One of my dogs has not yet met her deductible and honestly I hope she never does. The other, well, she has had several boo boo's. Each time, I submitted the receipt from the vet and Healthy Paws took care of the rest. Less than 2 weeks on each claim, if I was due a reimbursement, I had it in my hand. My latest claim was for my pup who ruptured her ACL. The day I brought her home from the surgery center, it took me less than a minute to submit my claim. 6 days later, I had confirmation that my claim was complete and 3 days later I had a reimbursement check for 90% of the surgery cost. I researched Healthy Paws for days as I wasn't sure about pet insurance. HP is by far the BEST out there. I will never not have Healthy paws insurance on my pets. They are so friendly, fast and they really do care. I received an email from Healthy Paws asking how my pup was doing after surgery. That impressed me so much! I hope I never ever have to use it on my pups again...but if I do I will have the peace of mind that Healthy Paws is there for us. I tell everyone I know who has pets or is thinking about getting a pet they really NEED to get healthy paws. A pet is family....and when it comes to your pets health, they should be treated like family. Now, there is not a single pet insurance company that covers pre-existing conditions. Healthy Paws also doesn't cover your basic exams and shots. To me, that makes sense. These are things that every responsible pet owner should know is part of owning a pet. BUT healthy paws doesn't have a CAP on what they pay out. They are so very friendly, fast and helpful. You set the deductible and % payout based on your budget. I read every review for the top 5 pet insurance companies out there and by far, healthy paws was the best. Take it from someone who was a skeptic for 6.5 years of my dogs lives. I had NO idea that pet insurance could be so wonderful. Thank you Healthy Paws for being there for me and my pups. You are simply the best!

Insurer: Healthy Paws

By: Michelle

October 31, 2015

Can't thank them enough!

So glad I have Embrace. They have been amazing to deal with and payouts are so quick. There customer service should give other companies lessons on how to do the job. The peace of mind being able to focus the best course of action for my dog not just what I could afford has been priceless. I can't thank them enough love this company!!!

Insurer: Embrace

By: Patricia

Useful
October 31, 2015

So Glad We Got Embrace!

Our Vizsla got very sick with a respiratory infection when he was 4 months old that required him to stay two nights at the emergency vet, costing us $2,000. At this point we decided to invest in pet insurance and the vet recommended Embrace. At 6-8 months old, Duke started to have recurring issues with lameness and spine/hip pain. Nearly 10 vet visits later they believe that he may have discspondylitis. We are awaiting the results from his latest blood culture, but we are hopeful that we finally have a treatable diagnosis. Throughout this stressful process, Embrace has been great to work with. They have answered all of our questions and reimbursed us without hassle. Getting pet insurance allowed us to get the best treatment for Duke without worrying about finances.

Insurer: Embrace

By: ACR

Useful
October 31, 2015

HE CAN SEE!!!

My newest buddy can see! Sure the doctor had a lot to do with that. But none of it would have been possible without the help of Embrace. Let me say that again, NONE of it would have been possible without the help of Embrace! From his referral to an eye specialist, to his initial exam, the follow ups, and ultimately a costly eye surgery, Embrace was/is there! Promptly reviewing the claims and issuing reimbursement checks made it possible for me to give this dog what he deserves...the BEST!

Insurer: Embrace

By: Jeff

Useful
October 31, 2015

Awesome

My claims are processed so quickly and it really helps me out. I am on fixed income and the costs I pay are high. Trupanion makes my life and my dog's life so much easier. Smartest thing I ever did was get Trupanion.

Insurer: Trupanion Canada

By: Linda

Useful
October 31, 2015

Awesome

My claims are processed so quickly and it really helps me out. I am on fixed income and the costs I pay are high. Trupanion makes my life and my dog's life so much easier. Smartest thing I ever did was get Trupanion.

Insurer: Trupanion

By: Linda

Useful
October 31, 2015

TOTALLY PAWESOME!!!!

I recently enrolled with Healthy Paws in March 2015. My dogs were 6.5 years old. Last year, one of my pups ruptured a disc in her back. My only concern to the surgeon was to please fix her. After thousands of dollars in bills and a very long recovery, my pup was back in business. I then wondered, what if something else happens to her or my other pup? I researched Pet Insurance for days. After all of my research I found that Healthy Paws was the best out there. I joined Healthy Paws. I was able to email all of the records from my vet and the surgical center. Once all records were submitted and verified I downloaded the Healthy Paws app. I added both of my pups profiles to the app. Oh my dog it was so EASY to submit a claim. Click on HP app, click on New Claim, click on picture of pet, add a photo and hit submit claim. My pup that injured her back last year has had a few boo boo's in the past few months. Every time I submitted a claim, it literally took me 30 seconds. HP takes care of contacting the vet if they have additional questions....I have submitted 13 claims total for both so far. Each time I received a notice when claim was completed within 2 weeks. They are very thorough on providing details on what was covered, how the deductible was applied and the amount of reimbursement being sent. With Healthy Paws you can determine what amount of a deductible you want to have, you set up the % of coverage you have. I went with $250 for each dog and 90% coverage. The monthly payment is VERY reasonable. On October 19th, my Aussie had to have surgery for a ruptured ACL. I picked her up and brought her home on the 20th. As soon as I got home, I submitted her claim. On October 26th, less than a week, I had confirmation that her claim was completed and a reimbursement check was being sent out. I got the check 3 days later!!! A $4,000 surgery cost me less than $400.00. I absolutely without a doubt will never NOT have Healthy Paws pet insurance on my pets. The peace of mind that Healthy Paws have given me is priceless. My pups are my babies. Healthy Paws really does care. They even sent me an email asking me how my pup was doing after surgery. My other dog has not yet met her deductible and I hope she never does. I have told everyone I know who has pets or is thinking about getting a pet about Healthy Paws. I even told my vet about them. Keep in mind, no pet insurance covers pre-existing conditions. There are things that Healthy Paw

Insurer: Healthy Paws

By: Michelle

Useful
October 31, 2015

Relief In A Stressful Situation

RE: Pet Insurance John and I talked about pet insurance a few times last year, but didn't know anyone else who had it so we weren't sure if it was worth it or not. Fast forward to June, when the universe brought me a horrific story about a friend's experience with dog sitting and the Pet ER that totally rocked my world. I signed the dogs up immediately with Healthy Paws, the insurance we had been considering, and that was that. Just after Labor Day Appa was playing ball with some friends - trying to be the best, as he does - and he started limping. The limp got worse, so we called our Vet and had it checked out. Keeping fingers crossed that it was just a soft tissue injury, we waited a few more days and it got worse. Back to the Vet. This week he had surgery to repair his torn cruciate ligament, and we are embarking on a two month recovery followed by two months of rehab. With a 50% chance he'll damage his other leg at some point, our insurance covered $3,400 of a $4,400 hospital bill. On top of that, since this wasn't a pre-existing condition his other legs are covered (heaven forbid) he should tear another. No one ever plans for a pet emergency, but in this instance having the insurance and knowing we could afford to pursue the best course of treatment available for our Appa made this whole situation just the teensiest bit less stressful. So, if you are like we were last year and are considering pet insurance but don't know anyone who has it: we have it. We have used it. And we would happily recommend Healthy Paws if you want a plan that covers the unexpected!

Insurer: Healthy Paws

By: Meg DeCicco

October 31, 2015

ACA can learn from Trupanion (but won't)

Simple, straightforward, trustworthy, affordable...

Insurer: Trupanion Canada

By: Patricia

Useful

Compare top pet insurance providers plans.