209,231+ Pet Insurance Reviews You Can Trust
Pet parents across the U.S. and Canada have left over 209,231 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.
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I am a first time cat owner & researched which pet insurance would be good. I thought Embrace had good coverage but probably, due to lack of experience and understanding of the coverage, I feel after submitting one claim, it may not be for me. I don't understand how I pay for a premium every month & the reimbursement I gave for claim, matches a portion of what I pay for the premium. My claim did not get fully covered. After taking time to submit the claim, in the end, most of the payment is out of pocket. I could have paid out of pocket without the insurance. Bottom line, I reviewing whether I should keep the insurance; even though, the process went smoothly.
Insurer: Embrace
By: Nancy
Embrace, the GOLD STANDARD
As ZEKE continues to improve I stop everyone who comments on his health and beauty that if it were not for the care EMBRACE let me afford he would not be here. Embrace has been professional, caring and organized. I was hoping I could get on his plan!
Insurer: Embrace
By: Rise
One Less Thing To Worry About
I have a 11 month old Boston Terrier. When my puppy was only a few months old, I decided to get pet insurance. I looked at other plans and nothing came close the the coverage and price of ASPCA. Luckily I have not had any serious accidents or illnesses (except for one incident when my puppy decided to eat part of an ottoman), but the few times I have had to get medical care for her, I didn't worry because I knew she was covered. Several people thought I was crazy to get pet insurance but now those same people are admitting that I had made a good choice). The claim process was easy and turnaround time for reimbursement was reasonable. Thank you ASPCA.
Insurer: ASPCA
By: Gretchen
My first claim
As a newbie to insurance for my pup I was a little nervous about the process of getting my claim reimbursements. I thought it was going to be onerous and inefficient but embrace made it super user friendly and sent really useful emails to let me know where my claim was in the process. I also felt there customer service was very accessible and friendly. I highly recommend embrace so far!
Insurer: Embrace
By: Alisa
Happy with the service
We had TPLO surgery done on our dog. The surgery and recovery was difficult and long but worked out fine.We saw 3 doctors and choose the least expensive which turned out to be the best one for the money. ASPCA Pet Insurance paid for all the consults and all the charges except for a few. Although I did not agree with some of their "reasonable rates" on a couple of charges they where reasonable on 90% of the bill. I have worked in auto claims for 35 years and understand the reasons for reasonable rates. The fact that they did pay for all the consults was a show of good faith.
Insurer: ASPCA
By: Jay
Trupanion Delivers!
Trupanion has come to our rescue twice now after our Miki dog injured her knee in an accident. We have been extremely pleased with the level of customer service and prompt payment of promised benefits. We recommend Trupanion everywhere we go. One of our best investments!
Insurer: Trupanion Canada
By: M.
Trupanion Delivers!
Trupanion has come to our rescue twice now after our Miki dog injured her knee in an accident. We have been extremely pleased with the level of customer service and prompt payment of promised benefits. We recommend Trupanion everywhere we go. One of our best investments!
Insurer: Trupanion
By: M.
Where would I be without Embrace???
In a lot more debt, that's where. I signed up my pup for Embrace just 3 months ago. He was completely healthy prior to enrolling. Unluckily he's had 2 emergencies already since enrolling. Embrace has been so speedy at getting our refunds back to us. I've only paid for 3 months of insurance thus far, but made my money back, and more, for the entire next year! Thanks so much Embrace!
Insurer: Embrace
By: Megan
Happy I decided to get pet insurance
I took out accident insurance on my young dog and accident/medical on my old dog. Soon after the former was bitten badly by another dog and the latter suddenly became incontinenent (bowel and bladder) and later had to be euthanized. I ended up actually getting paid more than I had paid to date for their insurance. I did not question the reimbursement amount because I was grateful for the help I did get. My understanding of this insurance is that they pay 80% of the charges they approve (just like human medical insurances) not a flat 80%. Since I have not investigated reimbursements by other pet insurers, I cannot comment on ASPCA's approval of charges factor.
Insurer: ASPCA
By: Linda
VERY PLEASED, SO FAR!!
I have been very pleased with Embrace Insurance so far. We signed up for the Wellness program, and had an orthopedic exam done on our chocolate lab, Maggie. We received email confirmation that they had received the exam report and a week later we received an email saying that they would be sending us a check for the exam. Very pleased!!
Insurer: Embrace
By: L.