218,219+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 218,219 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

218,219 total


Most selected providers in "April, 2026"

This chart shows the distribution of the most selected pet insurance providers in April, 2026.

Providers with highest rating

Embrace

19,822 reviews

4.9
Healthy Paws

11,134 reviews

4.9
Fetch

5,473 reviews

4.9
Trupanion

55,032 reviews

4.9
Pets Best

14,922 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

November 05, 2015

Dishonest and Misleading Pet Insurance Company

Upon initial registration, I was told that my senior pet would quality pending there had been no previous "diagnosis". I have given my dog of 11 years preventative care and he was potentially in need of surgery but would not be able to assess without an MRI. Trupanion denied the claim based on hypothetical possibilties versus any concrete diagnosis. Their conclusions came from a sloppy report given by a neurologist who saw him one time, not having performed any test to back up their hypothetical assessment and the preventative treatment from the original vet (like Glucosamine and joint lubicators). I was provided false and misleading information from the beginning with Trupanion, and they refused to refund the 3 weeks it took for someone to call me back after canceling my insurance with them (you cannot reach the cancellation department). The only valuable part of having Trupanion with an older pet is in cases of cancer. Otherwise they will find something in their chart that contributes to possible diagnosis and denial of treatment. Be very cautious with this pet insurance.

Insurer: Trupanion Canada

By: Miss

Useful
November 04, 2015

Highly recommend!!!

Since day one, Healthy Paws was quick to respond to claims and covered exactly what they said they would cover. Not once did I struggle to work with their representatives. The online and mobile system is super user friendly and they responded to my claims quickly and efficiently. Wouldn't waste my time with any other insurance company.

Insurer: Healthy Paws

By: Sarah

Useful
November 04, 2015

Peace of mind.

i would highly recommend aspca pet insurance to anyone,not only does it give you peace of mind that your beloved fur babies have great insurance but a percentage of your premiums is donated to the aspca.Please not i give them a 10 on overall rating...8 is the highest my computer showed and my claim was for a sheltie...my computer would not go past the the breeds the start with a.

Insurer: ASPCA

By: Mary

Useful
November 04, 2015

I wish our health insurance was as good!

Our experiences with Embrace have always been first rate. They do what they say they will, are always prompt and easy to work with, and are superb in communication and follow-up. If only they covered humans... ; - )

Insurer: Embrace

By: Tripti

Useful
November 04, 2015

This insurance SUCKS

The policies with this company (wellness & accident) are guaranteed to increase your out-of-pocket pet expenses and you will see little to no reimbursements for claims. After $8,000+ in claims, they paid a total of $225 and our premiums were $600. Their favorite denial is "pre-existing" condition or "birth defect". I would not recommend this insurance to my worst enemy.

Insurer: Pets Best

By: Bobbi

Useful
November 04, 2015

Great Service!!

I have been with Embrace for 2yrs now and have filed maybe 2-3 claims a year for heart worm meds. Yearly check ups and maybe 3 incident claims. They have been very professional and are quick with the reimbursements. I recommend them to everyone that I talk to about pet insurance. My recent claim was for an infection of the mandibular salivary gland and Charlie had to be put on antibiotics. 80% reimbursement.

Insurer: Embrace

By: Shari

Useful
November 04, 2015

Best Pet Insurance Available...Hands Down!!

Unfortunately, I have had more than a few mishaps within the first 2 years of being a 1st time pet dad...some of them major injuries to my puppy. Healthy Paws has been nothing short of amazing and has given me the piece of mine to never hesitate to make sure my dog receives the best possible medical care available. I recommend Healthy Paws to every pet parent at the vet, dog park, apartment community...literally every chance I get. One of the best pet parent decisions I could have made and will certainly open a new policy if I decide to ever get another pet.

Insurer: Healthy Paws

By: Joe

Useful
November 04, 2015

Excellent decision

I have two dachshunds and they are notorious for back problems. I purchased the medium coverage plan for both of them and it has come through for me on several occassions. My 6 year old already has back issues and they have covered all the treatments. My 12 year had infected teeth and had to have surgery, once again they covered all of it. Best thing I ever invested in!

Insurer: Nationwide

By: Tammy

Useful
November 04, 2015

Truly a Life Saver

Embrace is truly a life saver. Our 5 year pointer mix, Zelda developed sever arthritis and degenerative disc disease in her spine at a very young age. She has been a very active and happy dog and we had to begin treating her with pain meds over a year ago. Her condition has worsen and our vet suggested stem cell therapy. I'll be honest, when I agreed to try this therapy I didn't expect Embrace to cover the cost. I submitted the claim but was emotional prepared to have them deny the claim. I was stunned speechless when I got the email that the treatment was covered. This therapy has already made an incredible difference in Zelda's mobility and pain levels. Embrace has been incredible for and I am very thankful and so is my girl, Zelda.

Insurer: Embrace

By: Nita

Useful
November 04, 2015

Awesome!

My dog Chance was hit by a car 7 months ago and had to have an surgery then to repair a fracture and luxating tarsal joint. 6 weeks post-op the plate placed to repair the damages became severely infected and needed to be removed. The problem was, the plate could not be removed until the joint was stable on its own or until he was healthy. 7 months later, Chance had his second surgery. Both surgeries were covered by Trupanion and both times they got back to me almost immediately to say I was approved. When I had called with questions I got wonderful customer service. Chance is now doing wonderful!

Insurer: Trupanion Canada

By: Lexi

Useful

Compare top pet insurance providers plans.