209,556+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 209,556 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

209,556 total


Most selected providers in "February, 2026"

This chart shows the distribution of the most selected pet insurance providers in February, 2026.

Providers with highest rating

Embrace

19,732 reviews

4.9
Healthy Paws

11,012 reviews

4.9
Fetch

5,285 reviews

4.9
Trupanion

55,032 reviews

4.9
Pets Best

8,866 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

February 10, 2014

ACL Surgery for 12 year old dog

We switched vets in the fall and our new Vet recommended a 30 day trial with Trupanion after the 30 days I thought I would keep it for awhile longer. I'm glad I did…our 12 year old West Highland Terrier tore his ACL about a month after we extended the trail. We had some initial issues because they, Trupanion, did not have his complete medical records from 4 other Vets and that was a little scary because we new that this was a new issue and not an existing issue and were being told that they couldn't let us know if it was covered until the records were reviewed. My recommendation is to get ALL your records to them when you sign up and update as you go along…then if an issue comes about they will have all of your pets records on file and should be able to answer ALL questions when you submit the claim ALSO look at getting PRE-APPROVED…that would have been a huge help. We had about 3 to 4 days before the surgery and had we started the pre-approval the scariness would not have been there. Would I recommend this insurance...YES!!! We have never had pet insurance BUT with having 4 dogs at various ages I believe we will be continuing our policies with Trupanion for years to come.

Insurer: Trupanion Canada

By: Jeanne

Useful
February 10, 2014

ACL Surgery for 12 year old dog

We switched vets in the fall and our new Vet recommended a 30 day trial with Trupanion after the 30 days I thought I would keep it for awhile longer. I'm glad I did…our 12 year old West Highland Terrier tore his ACL about a month after we extended the trail. We had some initial issues because they, Trupanion, did not have his complete medical records from 4 other Vets and that was a little scary because we new that this was a new issue and not an existing issue and were being told that they couldn't let us know if it was covered until the records were reviewed. My recommendation is to get ALL your records to them when you sign up and update as you go along…then if an issue comes about they will have all of your pets records on file and should be able to answer ALL questions when you submit the claim ALSO look at getting PRE-APPROVED…that would have been a huge help. We had about 3 to 4 days before the surgery and had we started the pre-approval the scariness would not have been there. Would I recommend this insurance...YES!!! We have never had pet insurance BUT with having 4 dogs at various ages I believe we will be continuing our policies with Trupanion for years to come.

Insurer: Trupanion

By: Jeanne

Useful
February 10, 2014

excellent

I have never dealt with a company that has this excellent professionalism ever...and gives you a quick response to any questions, or situation covering your pet. I give you my praise.

Insurer: Embrace

By: olinda

Useful
February 10, 2014

Very Pleased with Embrace Pet Insurance.

I have had Embrace Pet Insurance for almost 2 years.I am very pleased with Embrace. Their Customer Service is very good.Have not had any issues with any of my claims.Very fast at handling the claims and very courteous.Thankfully I have only needed to use my Wellness Insurance. Overall a very good Company.

Insurer: Embrace

By: Nancy

Useful
February 09, 2014

Totally impressed by Embrace

Our Cavalier has been insured by Embrace for 6 years and we are totally impressed with all aspects of the company. Highly recommend. Their staff are wonderful to deal with and service has been great. Best decision we made when researching pet insurance companies and was impressed with what they offer. They have a great website. Through the years our dog has had multiple health issues and Embrace handled the claims efficiently.

Insurer: Embrace

By: Terri

Useful
February 09, 2014

Healthy paws is a god send

Healthy paws has been there for me and my schnorgi every step of the way through many ailments

Insurer: Healthy Paws

By: Kate

Useful
February 09, 2014

great 1st experience

This was our first time submitting a claim and we were very pleased with the response. The people we spoke to were caring and knowledgeable and the claim was processed within 3 weeks. There was a little hiccup with Canadian/U.S. funds, but we were delighted to have this cleared up and receive payment for the difference within a few days. All in all we couldn't ask for better service. You guys really live up to your brochure!

Insurer: Trupanion Canada

By: Maureen

Useful
February 09, 2014

great 1st experience

This was our first time submitting a claim and we were very pleased with the response. The people we spoke to were caring and knowledgeable and the claim was processed within 3 weeks. There was a little hiccup with Canadian/U.S. funds, but we were delighted to have this cleared up and receive payment for the difference within a few days. All in all we couldn't ask for better service. You guys really live up to your brochure!

Insurer: Trupanion

By: Maureen

Useful
February 09, 2014

Easy forms, easy filing of claim.

We asked the vet to fax our claim into Embrace right after Gracie's surgery. We received our check in the mail before the stitches came out about 10 days later.

Insurer: Embrace

By: Peggy

Useful
February 09, 2014

Wonderful so far!

I had VPI with my previous Bernese Mtn Dog. I was okay with it. Didn't think they paid quite enough on the first cancer surgery but was sure nice to have some of it back. I didn't really know another one so would have put my new berner puppy on it too but stopped to read all the fine print in the back and they had added an exclusion for Histio cancer which is a biggie in berners. That was out so I asked around the club and several ladies had Embrace, had some major events and were very happy. I researched it and felt that it covered the most and was impressed to see the level of the coverage on each event until the yearly max was reached. I added wellness coverage as it gives you $25.00 over the rate you pay so felt it was a good deal.So far have just made the wellness claims and they respond immediately that it is received and let you know the amount that is on the way to you very quickly.

Insurer: Embrace

By: Marsha

Useful

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