209,466+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 209,466 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

209,466 total


Most selected providers in "February, 2026"

This chart shows the distribution of the most selected pet insurance providers in February, 2026.

Providers with highest rating

Adoro

3 reviews

5.0
Embrace

19,732 reviews

4.9
Healthy Paws

11,009 reviews

4.9
Fetch

5,276 reviews

4.9
Trupanion

55,032 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

March 06, 2014

Trupanion is an outstanding company

Claims are handled quickly and efficiently. I recommend trupanion to any pet owners I know.

Insurer: Trupanion Canada

By: Joan

Useful
March 06, 2014

Trupanion is an outstanding company

Claims are handled quickly and efficiently. I recommend trupanion to any pet owners I know.

Insurer: Trupanion

By: Joan

Useful
March 05, 2014

So far, so good :)

I recently purchased Embrace insurance for my two Newfoundlands. So far I have been very impressed by their prompt and kind customer service. It's great to know that the Newfs and I have some support and security from a business that knows all about loving dogs!

Insurer: Embrace

By: Sally

Useful
March 05, 2014

Wish MY health Insurance was as good!

I bought Trupanion insurance for my Golden Brandon when he was 1 year old, thinking that I wouldn't need it until he was elderly - was I ever wrong! He is an avid tennis ball fanatic & he managed to wear down & destroy all four of his canine teeth before the age of 3. The teeth were dead or dying at the time I took him to a doggie dentist. The options were extraction of all 4 teeth or root canals. I chose the root canals but did not want them to be filled with amalgam (no metal or mercury in my boy's mouth!), so the dentist filled them with a composite material & then took impressions for four crowns which now completely cover the teeth. His teeth look good as new now & there are no toxic compounds in his mouth.I live in New York & the cost was astronomical - $6,710! Thank God for Trupanion: they paid $5,547 and I was only out-of-pocket $ 1,163. I am so grateful not to have had the financial burden of paying for his treatment! I have a doggie daycare business & have since replaced all tennis balls with rubber chuckit balls in the hopes that this doesn't happen to any other dogs. I also recommend Trupanion to all my clients because the peace of mind is priceless! Thank you Trupanion!

Insurer: Trupanion Canada

By: Carol

Useful
March 05, 2014

Wish MY health Insurance was as good!

I bought Trupanion insurance for my Golden Brandon when he was 1 year old, thinking that I wouldn't need it until he was elderly - was I ever wrong! He is an avid tennis ball fanatic & he managed to wear down & destroy all four of his canine teeth before the age of 3. The teeth were dead or dying at the time I took him to a doggie dentist. The options were extraction of all 4 teeth or root canals. I chose the root canals but did not want them to be filled with amalgam (no metal or mercury in my boy's mouth!), so the dentist filled them with a composite material & then took impressions for four crowns which now completely cover the teeth. His teeth look good as new now & there are no toxic compounds in his mouth.I live in New York & the cost was astronomical - $6,710! Thank God for Trupanion: they paid $5,547 and I was only out-of-pocket $ 1,163. I am so grateful not to have had the financial burden of paying for his treatment! I have a doggie daycare business & have since replaced all tennis balls with rubber chuckit balls in the hopes that this doesn't happen to any other dogs. I also recommend Trupanion to all my clients because the peace of mind is priceless! Thank you Trupanion!

Insurer: Trupanion

By: Carol

Useful
March 05, 2014

Thankful for Pet Insurance

Buddy is an active 12 year old Lab. We've had ASPCA Insurance for several years for him and glad that we invested in the insurance. The latest debacle that ASPCA helped out on was a javelina attack while we were in AZ. Buddy escaped from our grasp to catch up with a large javelina, which gored him badly. Not only was it terrifying that we might have lost our family member, but the costs for his surgery could have been astroniomical without the coverage. The insurance helped us a lot. And it is really a piece of mind to know that if something like this happens or if Buddy is very ill, we have ASPCA on our side. The investment is well worth it for us.

Insurer: ASPCA

By: Buddy

Useful
March 05, 2014

Incredibly fast claim turnaround

I submitted a claim through my Wellness Rewards account via fax, the day that I received the charges. Within 24-hours, my claim had been reviewed, and I was issued, as promised, a full refund as per my Wellness Rewards contract. Now THAT is delivering on a promise. Very impressed!

Insurer: Embrace

By: Becca

Useful
March 05, 2014

Best decision we made for our dog

Buying this policy from Healthy Paws for our dog Brooklyn when she was a puppy was one of the best decisions we ever made. And Healthy Paws is just about the best company we’ve ever worked with. A few months after we bought the policy, Brooklyn was diagnosed with cancer. Now, after a year and a half of treatment for malignant mast cell tumors, her doctor has essentially declared her cancer free. With the support of Healthy Paws – who was always responsive to our needs, easy to communicate with, and fulfilled every requirement of the insurance agreement – we were able to navigate what otherwise would have been a burdensome and expensive treatment program for Brooklyn. Thank you, Healthy Paws. She couldn’t have done this without you.

Insurer: Healthy Paws

By: Dalia

Useful
March 05, 2014

Doesn't Get Any Better

I cannot imagine ever having to compare pet insurance policies again. I couldn't be happier with my choice of Embrace when our Cav King Chas Spaniel, Chloe, was just a puppy. She has had some health problems over the years and recently needed abdominal surgery. Every single time we have submitted a pre-authorization request or a claim for services, Embrace has responded quickly and payment of claims has been fast. This is a wonderful service - a top-notch business. If you are shopping for a pet healthcare policy, you have found it!

Insurer: Embrace

By: Sharon

Useful
March 05, 2014

Glad I Did My Homework

Upon adopting a rescue dog I decided to shop for insurance. After some googling and reading reviews on several Insurance companies, I settled on Healthy Paws. Very glad I did!!I have both my dog and cat insured. I have turned in several claims on my dog and 1 on my cat so far. In every instance I received notice via email as soon as HP received the fax from the vet or myself depending on circumstance. Usually the same day I was informed via email that the claim was processed and I was provided with a PDF file to look at online or print out showing what was covered and what was not covered.. usually just the exam fee was not covered which is standard.. and best of all my 90% refund check arrived within 1 week. doesn't get any better than that!!

Insurer: Healthy Paws

By: Gregory

Useful

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