209,379+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 209,379 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

209,379 total


Most selected providers in "February, 2026"

This chart shows the distribution of the most selected pet insurance providers in February, 2026.

Providers with highest rating

Adoro

3 reviews

5.0
Embrace

19,732 reviews

4.9
Healthy Paws

11,005 reviews

4.9
Fetch

5,273 reviews

4.9
Trupanion

55,032 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

March 11, 2014

Worth every penny!

Before getting Truepanion for my puppy, I had another insurance company. I won't name names, but it starts with an "E." That company did everything they could to get out of paying for my pup's claims. After four different claims being rejected I switched to Truepanion. Not only do they pay for the claims, but their customer service is very good. I just submitted a claim last week for my dog's $2,000+ surgery. They've already emailed me that they are processing the claim. I can't recommend them enough!

Insurer: Trupanion Canada

By: Nicole

Useful
March 11, 2014

Worth every penny!

Before getting Truepanion for my puppy, I had another insurance company. I won't name names, but it starts with an "E." That company did everything they could to get out of paying for my pup's claims. After four different claims being rejected I switched to Truepanion. Not only do they pay for the claims, but their customer service is very good. I just submitted a claim last week for my dog's $2,000+ surgery. They've already emailed me that they are processing the claim. I can't recommend them enough!

Insurer: Trupanion

By: Nicole

Useful
March 11, 2014

Made all the difference in my puppy's care!

I was a new pet owner when I got my puppy in August. I wasn't sure if pet insurance was really worth it. But my vet at our first appointment insisted that it was a good idea over the life of my pet. Well, it's been so worth it and my pup is still only 8 months old. Gia was diagnosed with elbow dysplasia at 6 months old. I had noticed she was limping and that it was worse after playing at the dog park. We got a couple of opinions (all covered by Embrace) and surgery was recommended by everyone. Gia had surgery 2 1/2 weeks ago - arthroscopic surgery on both elbows. But the surgeon found during her surgery that one elbow was worse than we had hoped. He had to do an osteotomy in order to realign the bone. He also recommended stem cell therapy to bring down the level of inflammation that she had been enduring. I got a pre-certification with Embrace before surgery and I can't tell you how delighted I was, not only with their quick response, but also with their "embrace" of alternative therapy. I went into Gia's surgery with a lot more confidence knowing what was covered and by how much - nothing had been excluded by Embrace. The surgeon's office sent the records and bill to Embrace on March 5th and today the 11th I already have the EOB and payment. Embrace is simply amazing! Gia and I will be with them for her whole life. And Embrace employees are great, too - always responsive, very nice and reaching out to show concern for my puppy. I can't give them a

Insurer: Embrace

By: Janice

Useful
March 11, 2014

ACL and Thyroid Claim

They are on top of the claims and it is very easy to work with. I love them!

Insurer: Trupanion Canada

By: Paula

Useful
March 11, 2014

ACL and Thyroid Claim

They are on top of the claims and it is very easy to work with. I love them!

Insurer: Trupanion

By: Paula

Useful
March 11, 2014

Excellent Pet Health Insurance

Embrace paid claims quickly and clearly according to my policy where I chose the Deductible and Copay.

Insurer: Embrace

By: Barry

Useful
March 11, 2014

Wonderful Experience

When my dog Zoe had a UTI I was worried about the vet costs. When I took her to the vet they were able to directly bill the insurance company, I only had to pay for the visit. It made it so much easier and worry free.

Insurer: Trupanion Canada

By: Kelli

Useful
March 11, 2014

Wonderful Experience

When my dog Zoe had a UTI I was worried about the vet costs. When I took her to the vet they were able to directly bill the insurance company, I only had to pay for the visit. It made it so much easier and worry free.

Insurer: Trupanion

By: Kelli

Useful
March 11, 2014

Healthy Paws is second to none!

Upon getting our dog, Charlie, two years ago I began researching pet insurance companies and came across Healthy Paws...boy are my wife and I glad we did. We have submitted several (and I mean several) claims over the last two years and each time Healthy Paws has been prompt and attentive. They have always reached out to make sure Charlie is doing well after the submission of a claim. On top of that, each and every claim has been processed in a timely fashion and reimbursement checks sent out within in days...I cannot emphasize this enough. Healthy Paws is excellent about processing new claims and issuing the appropriate reimbursement based upon the coverage we selected. For example, Charlie had some digestive issues a few weeks ago and I submitted two claims as a result. After emailing the claims forms to Healthy Paws, I received emails within an hour or so that indicated each claim was received and being processed. Within a couple of more hours, I received two more emails, one for each claim, that indicated the claims have been fully processed and explanations of benefits were included therein. With three days I had my reimbursement check for each claim in my hands. I'm telling you, you cannot beat this company. They cover exactly what they say they will and never give you the run around. I promise you, you will not be disappointed in selecting Healthy Paws. I mean it...the company is second to none. Take it from someone that rarely writes a review for any compa

Insurer: Healthy Paws

By: Michael

Useful
March 11, 2014

Timely, Accurate & Great Customer Service

My husband and I adopted our first pet in August 2013. Buddy is a 7 1/2 year old Cockapoo who is in good health. We were told to look into Pet Insurance and after a lot of research we decided to go with Healthy Paws. We decided on this company due to the promise of speedy service, great customer service and high payouts with low premiums. Everything that was stated was accurate. Buddy has an issue where he was bleeding when going to the bathroom. He had to go to the pet hospital overnight for monitoring, testing and IV's. This was our first claim and as soon as Healthy Paws received the files from our vet the claim was paid. We received two phone calls to ensure the vet was sending the documentation. We were emailed when the claim was sent. Most surprisingly, we were emailed a few days ago, just to see how Buddy was feeling. I would recommend Healthy Paws to any pet owner due to the no hassle policy who is everything they say they are, and more.

Insurer: Healthy Paws

By: Melissa

Useful

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