209,556+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 209,556 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

209,556 total


Most selected providers in "February, 2026"

This chart shows the distribution of the most selected pet insurance providers in February, 2026.

Providers with highest rating

Embrace

19,732 reviews

4.9
Healthy Paws

11,012 reviews

4.9
Fetch

5,285 reviews

4.9
Trupanion

55,032 reviews

4.9
Pets Best

8,866 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

May 08, 2014

tumor on my dogs tail

I started using this company after I lost a pet to cancer. I wish I had their insurance then. I have 2 Shih Tzu's and thought with what I went thru not having insurance with the one, that I would get it for my other two, so I would never have to experience this again. My Vet recommended Trupanion and I called and decided to go with them. My one dog is 8 yrs old and noticed this lump on his tail. Took him to my vet and it was a tumor so went ahead and had it taken care of. My vet sent in a pre authorization and then decided to have it done. I was amazed at how fast Trupanion worked with my claim. He had the surgery on a Monday and by Thursday my money was in the bank (before my Vet cashed my check). Then with the follow up and bandage changes etc, Trupanion had that money in my acct within 2 days. My hubby and I are disabled and these dogs are so much comfort to us and keep us going. I am so glad that I now know I have comfort in knowing my pets will be taken care of when an accident or health issues arise.

Insurer: Trupanion Canada

By: Pamalea

Useful
May 08, 2014

tumor on my dogs tail

I started using this company after I lost a pet to cancer. I wish I had their insurance then. I have 2 Shih Tzu's and thought with what I went thru not having insurance with the one, that I would get it for my other two, so I would never have to experience this again. My Vet recommended Trupanion and I called and decided to go with them. My one dog is 8 yrs old and noticed this lump on his tail. Took him to my vet and it was a tumor so went ahead and had it taken care of. My vet sent in a pre authorization and then decided to have it done. I was amazed at how fast Trupanion worked with my claim. He had the surgery on a Monday and by Thursday my money was in the bank (before my Vet cashed my check). Then with the follow up and bandage changes etc, Trupanion had that money in my acct within 2 days. My hubby and I are disabled and these dogs are so much comfort to us and keep us going. I am so glad that I now know I have comfort in knowing my pets will be taken care of when an accident or health issues arise.

Insurer: Trupanion

By: Pamalea

Useful
May 08, 2014

Very fast and hassle-free claim processing

Last weekend my dog ate an entire tray of brownies and almost died. Luckily, we were able to get her to the emergency room fast enough and they were able to save her life. She did have to spend the night in the hospital though which led to a bill of nearly $1,000. I filed a claim with Healthy Paws the next day, the claim was processed within 2 days no questions asked, and I received a claim check within the same week. Knowing that I would be getting reimbursed from my pet insurance, knowing that it would be a hassle-free process, and knowing that I would be getting the check in the email within days made an extremely stressful situation a little bit better. I really appreciated Healthy Paws speed and their understanding that the last thing a pet owner would ever want in this type of situation would be to get any push-back or delay from their pet insurer. I would (and have) highly recommended Healthy Paws to all of my dog-owning friends.

Insurer: Healthy Paws

By: David

Useful
May 08, 2014

Best Decision Ever Made

I was very skeptical at first but took the plunge anyway and now I am just so happy we enrolled our puppy - baby- with Healthy Paws. There is just so much choice out there but what I liked was so many positive reviews & excellent customer service. I chose $100 annual deductible and 90% coverage. A few months after we enrolled our baby needed surgery! I was so upset and really anxious because there is no way we can afford the surgery. I was so anxious worrying if Healthy Paws truly would cover my pup. I made lots of calls and sent emails only to be reassured that he was covered and things would work out ok. I was still nervous up until I received the first check! We were just so relieved! Healthy Paws covered everything - his surgery, x-rays, labs, pretty much everything just not the Vet/ specialist fee. They have really come through for us. Healthy Paws is really quick about getting claims processed. I really couldn't believe how lightning fast they were! FIRST CLAIM - submitted via email my pup's entire medical history and a few days later I received an email from Healthy Paws "Claim In Process” & within 10 days I had an email saying "claim processed" with a link to the EOB and 2 days after I received the check in the mail. SECOND Claim – submitted via email. Same day I received an my claim was "In Process” - THREE hours later I received another email "Claim Processed" with a link to the EOB and a few days later I had the check in the mail.

Insurer: Healthy Paws

By: Sammi

Useful
May 08, 2014

Easy and quick

Embrace is so quick on claim approvals. So helpful every time I call, no automated machines to deal with, just real people who love animals and want to help you.

Insurer: Embrace

By: CB

Useful
May 08, 2014

Very easy process, why can't all insurance be this

We have two pets. One has three health issues going on. Embrace has been helpful, quick in responding, and coverage is good. I highly recommend pet insurance WITH Embrace.

Insurer: Embrace

By: Tricia

Useful
May 08, 2014

AWESOME experience

Our Beloved Romeo, an English Bulldog, was literally one very sick puppy. He developed Aspiration Phneumonia. Our veterinarian bills were quite high. We even had to have Romeo transferred out to a University Hospital. We held our breath, as we received the invoice. We were delighted to know that Trupanion received our claim the day after Romeo came home. Within 10 days we received a check for 90% of the claim. I have a friend, who is a physician, she joked that it would be a miracle if human insurance claims were paid as quickly. WE ARE GRATEFUL TO TRUPANION!!!

Insurer: Trupanion Canada

By: Susan

Useful
May 08, 2014

AWESOME experience

Our Beloved Romeo, an English Bulldog, was literally one very sick puppy. He developed Aspiration Phneumonia. Our veterinarian bills were quite high. We even had to have Romeo transferred out to a University Hospital. We held our breath, as we received the invoice. We were delighted to know that Trupanion received our claim the day after Romeo came home. Within 10 days we received a check for 90% of the claim. I have a friend, who is a physician, she joked that it would be a miracle if human insurance claims were paid as quickly. WE ARE GRATEFUL TO TRUPANION!!!

Insurer: Trupanion

By: Susan

Useful
May 08, 2014

4 little dogs on Healthy Paws Insurance

I have had 4 dogs on healthy paws for several years now. They are amazing when you have to submit a claim. You get a live person to talk to that really seems to care and they even send a follow up email to see if your pet is feeling better. They are compassionate people and the reimbursement check is in the mail within a week!! I am so thankful for healthypaws pet insurance to help me care for my babies. its so nice to not put a price tag on my dogs health when I go to a vet!! I would never have a pet again without pet insurance.

Insurer: Healthy Paws

By: Cassidy

Useful
May 08, 2014

Why do we have Healthy Paws Pet Insurance...

We have had Healthy Paws pet insurance for the past 2 years. Several times my husband asked, why? Now he knows and said he won't question it again. :)Over the winter our active 7 yr old Husky mix, Sierra sustained a slight injury during an agility exercise session. We didn't think much of it at the time. This spring when our activity levels increased, so did her lameness. At the advise of our Vet, we consulted a specialty vet who confirmed that Sierra had a Cruciate Ligament tear and suggested TPLO surgery. Of course, as with any surgery, there is a high cost. Thanks to Healthy Paws Pet Insurance, we were able to have Sierra's ligament injury corrected without the high financial burden. The check from Healthy Paws Pet insurance arrived yesterday. If not for them, Sierra would not be able to resume the active lifestyle that she thrives on. The peace of mind is worth the cost, especially having 3 active dogs!

Insurer: Healthy Paws

By: Lisa

Useful

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