209,630+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 209,630 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

209,630 total


Most selected providers in "March, 2026"

This chart shows the distribution of the most selected pet insurance providers in March, 2026.

Providers with highest rating

Embrace

19,735 reviews

4.9
Healthy Paws

11,015 reviews

4.9
Fetch

5,290 reviews

4.9
Trupanion

55,032 reviews

4.9
Pets Best

8,866 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

May 28, 2014

Great!

Choose Embrace based on several recommendations from other people. I have owned several dogs but this was the first time I purchased pet insurance and thank goodness I did. My puppy had to spend a week in the ICU resulting in a substantial bill. Embrace helped me with submitting the claims and processed the payment super fast. Could not be happier!

Insurer: Embrace

By: Ryan

Useful
May 27, 2014

Healthy Paws pays it forward!

I have had health insurance coverage for my feline and canine pets for over a decade and have tried a number of different pet insurance companies over the years. I discovered Healthy Paws about a year ago and for the first time I have experienced how wonderful and refreshing it feels to be working with a pet insurance company that personalizes communications with it's clients and genuinely cares about the well being of their companion animals. Not only is Healthy Paws amazingly efficient in the receipt and processing of pet insurance claims but they are unique in that they cover congenital conditions that certain pure bred animals may endure during their lifetime as well as not providing a lifetime reimbursement limit of claims per pet. This in itself sets this company apart from most others. Our most recent claim involved an expensive surgical procedure to correct the congenitally stenotic nares of a Persian cat we had recently adopted in Colorado through Seattle Persian and Himalayan Rescue. This condition had not until recently caused her to exhibit symptoms of respiratory distress. It progressed rather quickly, and was causing her an increasing amount of difficulty with breathing and thus inhibited her from being able to exercise and play with our other kitties. Because of the considerable financial assistance we received from Healthy Paws, our kitty was able to receive the best specialist veterinary care, surgery, as well as extensive diagnostic testing to rule out a

Insurer: Healthy Paws

By: Kiersten

Useful
May 27, 2014

Best coverage, rapid reimbursement & courteous.

We have needed vet attention several times for our little rescue Min Pin. Every time, Healthy Paws has sent out a reimbursement check immediately. This last time, Ami went to the doctor on Friday, I faxed my invoice on Monday, they emailed me with the status on Tuesday and I received the check on Saturday. I greatly appreciate the fast service, especially when this visit required minor surgery and was a bit on the expensive side. I chose 90% coverage and I'm glad I did. The cost of the coverage is very reasonable and it surly gives me piece of mind. The staff shows true concern for my puppies; you can tell they love animals when you speak to them on the telephone. It makes me feel better knowing that this isn't just an insurance company, they are also helping homeless pets. After researching all of the different pet insurances, I chose Healthy Paws from the written reviews that I read on the web. They had the best reviews and I have found them to all be true. I highly recommend Healthy Paws. They will cover my doggies as long as I have doggies. That will be forever!

Insurer: Healthy Paws

By: Nancy

Useful
May 27, 2014

Best pet investment ever

You can train your dog, you can get your dog the best food and toys ever, you can love your dog. All of these things can be done after you forget to do them for a while and after all the other bills are paid. You can't forget to get health and wellness insurance for you dog. A day late is a day where you need to decide if the pet lives or dies. Embrace is simply phenomenal and I will be with them as long as I have a furry family member.

Insurer: Embrace

By: Linda

Useful
May 27, 2014

So thankful for Healthy Paws

I've done a lot of research on pet insurance. I have three dogs - two Pugs and a Bernese Mountain Dog. Healthy Paws is by far the best insurance, best value and best customer service out there! I am so thankful, and love the quickness of the claim reimbursements. Thank you Healthy Paws!

Insurer: Healthy Paws

By: Lisa

Useful
May 27, 2014

TERRIBLE / Worst experience

I am so very disappointed in Trupanion. My dog Cooper was playing and torn his ACL, which required surgery. I had just recently purchased the policy, but was relieved to discover that because it was an accident it would be covered. The claim was denied saying i wasn't in the grace period. I contacted them and resubmitted it. It was denied because they said the ACL tear was a 'pre - existing' condition. My vet was furious with Trupanion and called them and emailed several times. My dog is 2, in excellent health and has had zero problems before this. My vet and I took it to the third step and had a 3rd party appeal. They denied it also, they said MY VET agreed that it was a pre existing condition, which she didn't. I have all of the emails and paperwork and am escalating this to the California Insurance Commissioner. This was a $4000 bill that should have been covered.

Insurer: Trupanion Canada

By: Karen

Useful
May 27, 2014

Excellent Response on Claim

Trupanion responded to my claim within a week and I received a reimbursement check within a week and a 1/2. I truly recommend them to cover unexpected health expenses. My puppy was only 5 months old when it suddendly had an illness which cost almost $6,000. Thank goodness for insurance!

Insurer: Trupanion Canada

By: J

Useful
May 27, 2014

Excellent Response on Claim

Trupanion responded to my claim within a week and I received a reimbursement check within a week and a 1/2. I truly recommend them to cover unexpected health expenses. My puppy was only 5 months old when it suddendly had an illness which cost almost $6,000. Thank goodness for insurance!

Insurer: Trupanion

By: J

Useful
May 27, 2014

Wow

I don't believe I've had an insurance company (for humans, or pets) follow up to make sure I received a payment. Wonderful service so far. This is a new policy and I'm already impressed. I work for an insurance company and we are actually able to write pet insurance for this company (I wrote the policy for our dog). You better believe I'll be talking with customers about this.

Insurer: Embrace

By: Amy

Useful
May 27, 2014

Good Customer Service

I am very glad I have ASPCA insurance for my dogs. I have a puppy and a mature dog and they have been there for both. Although the process takes a minute for re-reimbursement, the process works, and the people are not only helpful but seem genuinely caring about your pets health which is nice. I have had 5 dogs total on ASPCA and even during a tough loss I feel like ASPCA was there to help. Thanks!

Insurer: ASPCA

By: Brian

Useful

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