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I use to have this pet insurance before…
I use to have this pet insurance before they are great!!!!
Insurer: Nationwide
By: Maria
I am shocked at one of your…
I am shocked at one of your commercials, it starts out with a young girl and a word bleeped out. Shame on Spot ins. I was looking for insurance for my cat but will look elsewhere. Is this how you want your company to be known for. Cursing and bleeping? You know I am but one person, and one person means nothing to a company like you. But will all my hopes and prayers, I hope I will not be just one person. Shame.
Insurer: Spot
By: London James
Josh was very helpful getting both of…
Josh was very helpful getting both of my dogs the coverage I wanted for them. I have had Fetch insurance for a pet before. Fetch is very easy to file claims and very prompt to review the claim. I knew I wanted to have my pups covered by Fetch
Insurer: Fetch
By: Susan
Filing a claim is super easy
Filing a claim is super easy. When my claim is for prescription meds, I typically have my reimbursement in my bank account within 48 hours!
Insurer: Embrace
By: G. Schuchman
Prompt Responses
Quick responses. This company follows up every claim with accuracy and professionalism. We began with Embrace Pet Insurance in 2004.That makes 21 years of coverage for three (3) fur babies.
Insurer: Embrace
By: Oriana Brown Armstrong
Happy I choose Spot for my pet insurance!!
We had a sudden injury to our Lizzy and we contacted Spot. Spot was quick to contact our veterinarian and get all information needed and started to process our claims. I am so happy with Spot, I will definitely recommend them to everyone!!!
Insurer: Spot
By: Bruce & Cindy Severs
Informative, helpful, very friendly!
Representative Jonathan at ext 6252 was very helpful and informative. Very patient and answered all my questions. Just overall friendly. He sat with me as we individually had to create policies for my 3 cats. Will be calling him back to insure my chinchillas!!
Insurer: Nationwide
By: customer
Disappointed with Trupanion’s Coverage – Not Worth It!
I initially chose Trupanion because of its per-condition deductible, which seemed like a great deal. The idea that once you pay the deductible for a condition, you’re covered for life sounded like a financial safety net. But there’s a catch—what you think a condition is and what they classify it as can be entirely different. I have a golden retriever and live in California, where vet care is already expensive. Over the years, I’ve paid thousands out of pocket for the same recurring issues, thinking I'd eventually see the benefit of having met the deductible. Instead, I was repeatedly disappointed to find that Trupanion either classified the conditions differently or found other ways to reduce meaningful coverage. To make things worse, Trupanion doesn’t cover exam fees, or certain other essential costs, meaning that even if they approve a claim, you still end up paying a large portion of the bill yourself. So between denied claims, reclassified conditions, and excluded fees, I was left covering far more than I ever expected. Yesterday, when they pulled the same stunt yet again for one of my recent claims, I finally sat down and did the math. And what I found was infuriating: Total amount claimed (across multiple years): $18,785.07 Total amount paid by Trupanion: $4,074.02 Percentage of total expenses actually covered: 21.69% And this doesn’t even factor in the monthly premiums I paid on top of it. When I do the math, I might as well have skipped insurance altogether and just covered my pet’s medical bills myself. It would have cost me about the same, if not less. Now, I am considering switching to a different pet insurance. While they have a waiting period for curable pre-existing conditions, I am happy to wait it out—because let’s be honest, Trupanion isn’t paying for those conditions anyway. At this point, I might as well put everything out of pocket while I wait for better coverage. If you're considering Trupanion, think twice. Their deductible structure sounds promising, but their classification loopholes, exclusions, and lack of coverage for essential vet costs mean you might never actually reach your deductible for conditions you thought were covered. At this point, I feel like I’ve wasted money that could have gone directly into my pet’s care instead of into an insurance plan that gave me little in return. I wouldn’t recommend Trupanion to anyone expecting true financial relief from pet medical expenses. Save your money, start an emergency pet fund, and skip the frustration!
Insurer: Trupanion
By: Mugdha Khandekar
AKC pet insurance was the first option…
AKC pet insurance was the first option I considered the day I brought my beloved Fiona home. I am so very thankful for everything AKC pet insurance did for Fiona and I. They always responded quickly to our claims. I would most definitely recommend AKC pet insurance to anyone considering pet insurance.
Insurer: AKC
By: Lisa