219,278+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 219,278 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

219,278 total


Most selected providers in "April, 2026"

This chart shows the distribution of the most selected pet insurance providers in April, 2026.

Providers with highest rating

Embrace

19,854 reviews

4.9
Healthy Paws

11,177 reviews

4.9
Fetch

5,550 reviews

4.9
Trupanion

55,032 reviews

4.9
Pets Best

14,977 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

Verified July 26, 2016

ASPCA experience

I prefer ASPCA Insurance over other providers and have been an ASPCA policy holder for over 5 years. Pros: great portal, speedy claim processing and follow up. Cons: Reimbursement amounts could be higher. I usually get about 60 cents for every dollar spent.

Insurer: ASPCA

By: Sameer Raina

Verified July 26, 2016

very happy with service given

reviewed several comp,s chose PET HEALTH INS ,glad I did roxann,s claim was handled and paid swiftly .

Insurer: ASPCA

By: Arthur Fowler

Verified July 26, 2016

Pet and customer friendly.

Interested in pet. Good online feature simplifies and speeds up claim processing and payment. G

Insurer: ASPCA

By: B Michael Dann

July 26, 2016

Never Regretted Obtaining Pet Insurance

I have had ASPCA Pet insurance since I brought my baby boy, Bubba, home. It helped when I had him neutered and then when he started having knee issues, the insurance was extremely helpful in covering the expenses that we had for PT, meds, X-rays, and follow-up trips to the vet. Unfortunately, we were not able to keep Bubba from completely tearing his TTL. He had the surgery and the insurance coverage was extremely helpful in covering a large portion of the over $5000 worth of bills.

Insurer: ASPCA

By: Mary

Useful
July 26, 2016

Skyhigh Premium Increase

I have multiple pets insured with Pets Best and have always founds them to be responsive and speedy on reimbursing claims. My now-10 year old domestic short hair cat's policy recently came up for renewal and and I was stunned to see the rates rise from $416. (including multi-pet discounts) to $532.00, a nearly 30% increase. When I called to complain, I spoke with a representative (Jennifer) who gave me the old line about increased risk, location, breed of animal, etc. And I do understand that a rate increase would be in order as a pet's age increases. But 30%? And, I wondered during our conversation, what happens when the pet turns 11, 12, 13? Since my cats and dogs) have generally reached a ripe old age, at what point does the cost become too prohibitive to continue to insure a pet? Jennifer's response was that there was no guarantee that the rate would not keep rising. What really got a laugh from me was Jennifer's comment that sometimes rates go down. I asked her for an example and she stated that young pets tend to have more accidents and illnesses that lessen as they get older. I then wondered why my four-year old rescue, whom I adopted as a baby, has yet to see a reduction in premium. (I just renewed his policy for nearly $500.00). Pet insurance is, without doubt, a valuable tool to safeguard our pets; however, the exponential rate increases will eventually put most people out of the market as their pets age. Absent these ever-increasing premium hikes, my overall rating would have been close to the top; however, because of the incessant costs of insuring pets, I have to lower my rating to a 5.

Insurer: Pets Best

By: Judith

Useful
July 26, 2016

Fast coverage

They cover everything they should without argument, and the reimbursement is fast.

Insurer: Embrace

By: N

Useful
July 26, 2016

Embrace takes the worry out of pet insurance.

My cat, who's a foodie, was losing weight and we weren't sure why. My vet examined her thoroughly and had blood work done. Embrace covered the exam and blood work costs, and I had no worries.

Insurer: Embrace

By: Mary

Useful
July 26, 2016

Great Customer Service

ASPCA Customer Service has been tip top. They are always helpful, informational and patient with my questions. I have the accident insurance which has been very helpful getting reimbursed for large vet bills. I recommend ASPCA to any pet owner.

Insurer: ASPCA

By: Alyssa

Useful
July 26, 2016

Setup Fee

I just ordered insurance for my Border Collie puppy through Healthy Paws. After I purchased the insurance, I received an email confirmation that also stated that they charged my credit card a $25.00 setup fee. Even though this fee is small, the fee was not disclosed on their website and it seems dishonest to me for them to assess a charge without telling you about it up front. I purchased insurance through this company because of their high ratings but this is not a good way to start out a business relationship by adding hidden costs to the policy. Consequently, I am giving them a 2 rating for dishonesty. I may raise their rating later if I have a claim and they perform well.

Insurer: Healthy Paws

By: Gary

Useful
July 26, 2016

Fast Service, great customer service

Terrific customer service, very helpful in getting claim processed.

Insurer: ASPCA

By: Seymour

Useful

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