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Pet parents across the U.S. and Canada have left over 209,784 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.
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Embrace is a GREAT company!
I was with another pet insurance company for 14 years and it was fine. But, when we got a new puppy I decided it was time to shop around because a lot can change in 14 years! I chose Embrace, and 18 months and a few claim later, I could not be more pleased with Embrace. While comparing companies I spoke with Embrace staff and they answered all my questions clearly and completely. Their claim form is simple and you receive email updates about your claim during the processing. The claim processing time has been extremely quick! You can't beat the direct deposit either! I have had claims over $1,000 and some under $100 - all have been processed quickly and the explanation of benefits is easy to understand. Embrace has been great to work with and I highly recommend them.
Insurer: Embrace
By: Donna
Peace of mind
I can't imagine not providing the best care possible for my pets. And Trupanion allows me to do so without any worries. Thank you for making this process so easy and quick. it made us focus more on the care for our dog than worrying about the cost.
Insurer: Trupanion Canada
By: Lucy
Peace of mind
I can't imagine not providing the best care possible for my pets. And Trupanion allows me to do so without any worries. Thank you for making this process so easy and quick. it made us focus more on the care for our dog than worrying about the cost.
Insurer: Trupanion
By: Lucy
Caring Service
Healthy Paws emailed me out of the blue to check up on my pet after a month when he had some health issues. I felt they were compassionate checking up on him. It was very appreciative. They also process claims very quickly. I have been a member for 2 years, and I have recommended it to others.
Insurer: Healthy Paws
By: Todd
Most complete pet coverage available
I have this insurance for both of my pets, a dog & a cat. I have found this to be the friendliest and most compassionate insurance service available for pets. They act like they actually CARE about my pets and their well-being, their continued good health. The coverage is quite reasonable and leaves me with a worry-free feeling about my pets and their future medical needs. Most claims are reimbursed within a reasonable amount of time too. Thank you Trupanion!
Insurer: Trupanion Canada
By: Cheri
Most complete pet coverage available
I have this insurance for both of my pets, a dog & a cat. I have found this to be the friendliest and most compassionate insurance service available for pets. They act like they actually CARE about my pets and their well-being, their continued good health. The coverage is quite reasonable and leaves me with a worry-free feeling about my pets and their future medical needs. Most claims are reimbursed within a reasonable amount of time too. Thank you Trupanion!
Insurer: Trupanion
By: Cheri
Great Customer Service
I mailed in four Embrace Claim Forms for my two dogs. All claims were handled very promptly. It was a very easy process and hassle free. I would absolutely recommend Embrace Insurance for your furry children!
Insurer: Embrace
By: Jeana
So thankful for our Pets + Us coverage!
After two major unexpected veterinary expenses in less than six months, we were so thankful for our Pets + Us Accident & Illness coverage for our cat Dali, and are very happy with the way our claims have been handled. Within the first week of bringing Dali and his sister Kahlo home from their rescue foster home, Dali experienced a fall and fractured his femoral neck (the bone that connects leg to hip). Unfortunately, we had not yet applied for pet insurance, and had to pay these expenses (about $2000) out of pocket. Needless to say, we were quick to get our application in following this unexpected event. We purchased Accident & Illness insurance for both cats, and hoped we wouldn't need to use it anytime soon. However, within a couple months, we noticed that Dali was limping again; this time, it appeared he had an injury on the opposite side. After a visit to our vet, we were told he had fractured his other femoral neck - apparently this injury is common in larger young male cats, which Dali is. We immediately submitted our claim to Pets + Us, requesting pre-approval for Dali's surgery costs (another $2000 bill). Within a few days, I was called by a Pets + Us advocate to inform us that because of Dali's initial injury, which was listed on our policy as a pre-existing condition, our claim would be denied. I was very upset, given this meant another large and unexpected out-of-pocket expense for our family within 6 months of adopting our young cats. After explaining th
Insurer: Pets Plus Us
By: Melanie
Very pleased
So far, so good! We have both our dogs covered by Embrace and the service has been excellent. Our long haired chihuahua was having some skin issues and was referred to a dermatologist by her primary vet. She has had to go once a month to monitor her progress on her meds and after we met our deductible, Embrace has reimbursed most of what we have spent in a very timely manner. The whole process has been super easy and getting Embrace has definitely been one of the best decisions we could have made.
Insurer: Embrace
By: Kristi
Awesome company!
I'm so glad I have Trupanion for all of my pets! They are so quick to process claims and I can always count on them covering 90% of the bill besides the exam, that I never have to worry that I will be able to cover my pets' medical bills and never have to think twice before going for whatever option is best for my furry children! The monthly premiums are a small price to pay for peace of mind!
Insurer: Trupanion Canada
By: Angela