218,294+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 218,294 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

218,294 total


Most selected providers in "April, 2026"

This chart shows the distribution of the most selected pet insurance providers in April, 2026.

Providers with highest rating

Embrace

19,826 reviews

4.9
Healthy Paws

11,137 reviews

4.9
Fetch

5,485 reviews

4.9
Trupanion

55,032 reviews

4.9
Pets Best

14,929 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

Verified August 20, 2025

Easy to submit claim

Easy to submit claim. They send money in a few days

Insurer: Prudent Pet

By: eshareyahoo.com

Verified August 20, 2025

Confusing

While I appreciate the idea of insurance...I have struggled to understand what is and is NOT covered. I thought that an injury/illness would be covered up to the % we selected - not subject to the deductible - which seems to be applied to our wellness plan. It is somewhat confusing.

Insurer: Embrace

By: CJ

August 20, 2025

My experience with SpotPetSource has…

My experience with SpotPetSource has been horrible. Their claims and reimbursement process is unreliable, misleading, and frustrating, making it nearly impossible to trust their service.

Insurer: Spot

By: Kecia Atkinson

August 20, 2025

Claim taking weeks to review as they ask for information I’ve already provided

Healthy paws advertises in big print on their front page that most claims are settled in two days. I’m over three weeks into mine. They sent me an email saying that the invoice I sent isn’t valid, because it needs to be itemized and contain a bunch of specific details. It was itemized and contained everything they listed. So I called and talked to an agent who looked at the bill, agreed it was itemized and said she’d tell the underwriter to review it as is. The status of my claim updated to in progress, but a few days later I logged in to check and it was back to requesting the same information, except this time they didn’t email me or give any notice. I emailed and explained in detail that my invoice fit all their requirements. They responded with a generic email asking for an itemized invoice. These people are unethical, morons or both. Don’t deal with them.

Insurer: Healthy Paws

By: Alex Willen

Verified August 20, 2025

Nationwide Not on Myside

I am already disappointed in a company who I thought values the customer and demonstrates integrity. I recently signed my 2 puppies up for insurance. Same bread , same age same type of policy yet I was charged higher rate for one puppy than the other. That’s crazy! I reserve my judgment and decide ed to call thinking surely this is an error? I stayed on hold and the phone hung up, then after I called back A nice lady told me she could switch me over to the correct department. I advised I was not interested in holding for over 15 minutes only to not speak to someone. I instead requested a callback. Well no call back ever happened. I guess Nationwide isn’t as respectable as I thought!! My second request was a simple name change correction to one of the puppies. I again was advised by a nice lady that I had to grant permission and she gave me the link. That was done same day. Guess what I received no email response that this was resolved either!! How can I trust a company that has such poor customer service!!! Your rating is a deserving one star!!

Insurer: Nationwide

By: Ms. Strong-Thomas

Verified August 20, 2025

Registration and insurance start…

Registration and insurance start process was very good

Insurer: Nationwide

By: customer

Verified August 20, 2025

Friendly telephone help.

The representatives were very courteous and helpful, despite the larger insurance underwriting issues inherent in every policy, regardless of the carrier. Poor customer service would have made it worse.

Insurer: Nationwide

By: Pet Insurance Customer

Verified August 20, 2025

Great customer service!

Great customer service!

Insurer: Prudent Pet

By: edraftcadgmail.com

August 20, 2025

I recommend to stay away from Figo

I purchased the policy with Figo for my healthy 3-months-old puppy; Included wellness benefits (preventative) in the coverage. a) Figo only covered a very limited amount for the vaccinations and wellness exam that I specifically chose to pay the premium for ($165 out of $548.84). b) When I took Charlie to be examined for a few skin issues that I thought could've been problematic (after the waiting period was over!!!), Figo found a way to not cover it because I told the doctor that they appeared 4-5 days ago, and 5 days was apparently prior to the end of the waiting period. The fact that I said 4-5 AND that I waited to take him to the vet AFTER the waiting period was over didn't matter, I guess. c) But the last drop was the denial of half of the charges for the diarrhea appointment. To deny the coverage for the test for parasites while the puppy is having such severe diarrhea is absurd! And the medication the vet prescribed was not "medicated" enough, it was too "natural" for Figo, so they didn’t cover it as well. I refuse to give my business to the insurance company that has no care for animals and only cares for their bottom line.

Insurer: Figo

By: Alina Labizon

Verified August 20, 2025

Representative Daniel was super nice

Representative Daniel was super nice, knowledgeable and helpful. He answered all my questions.

Insurer: Nationwide

By: Laura

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