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Pet parents across the U.S. and Canada have left over 210,146 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.
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Broken Tibia
Our first frenchie has Trupanion, but premiums increased substantially for our Puppy. So we turned to Embrace and we are so thankful we did. Our 6 month old Frenchie pup broke his tibia in a freak accident and Embrace was there immediately. After the $300 deductible they literally covered 90% of the accident. Not sure what we would have done had we not had them considering the accident cost was upwards of 6k. The one caveat is you have to be able to float everything up front. The first reimbursement took about a month, but then they started rolling in about 2/3 weeks.
Insurer: Embrace
By: Josh
Excellent Pet Insurance
Our poodle, Jolie, a rescue, has gotten herself into lots of trouble in the two years e have had her. She has a fondness for all sorts of things a dog should not eat: chocolate, vaseline, raw rice, etc. Tnis has resulted in much time at the vets. Fortunately our insurace has covered most of this. HEALTHY PAWS has paid 90% of the covered claims promptly. They have been extremely pleasant to deal with. I would highly recommend their services to anyone considering pet insurance. Martin Zuckerman New york, NY
Insurer: Healthy Paws
By: Martin
So easy.......
When your beloved pet gets rushed into animal hospital the last thing that should be on your mind is insurance...... if you have Healthy Paws insurance then you will be very lucky in that respect. Once the dust has settled and your pet is home again, you simply take a picture of the bill with your cell phone and submit it online. A day or so later you get an email explaining they are working on your claim, then another few days after that they give you a detailed breakdown of what your reimbursement will be. Then you're done, right? Wrong..... then they email you and ask how your pet is. And this is not a mass marketing email..... thus is a very personal "one pet person to another" email from a real person. Very refreshing.
Insurer: Healthy Paws
By: Scott
Helpful Insurance Agent explaining the Claim
I phoned to ask about cost of tests that the vet said Charlie might need if the problem persisted. The insurance agent explained what the estimated cost would be and he told me about getting the test pre-approved because the test was expensive. Lucky, for us Charlie got better but we now know what to do if the problem arises again.
Insurer: Trupanion Canada
By: Gladys
Helpful Insurance Agent explaining the Claim
I phoned to ask about cost of tests that the vet said Charlie might need if the problem persisted. The insurance agent explained what the estimated cost would be and he told me about getting the test pre-approved because the test was expensive. Lucky, for us Charlie got better but we now know what to do if the problem arises again.
Insurer: Trupanion
By: Gladys
Grateful owners and Sam
Our most beloved pound puppy had a growth in his mouth that needed removal-- and checked for malignancy. Blood work, X-rays, surgery all amounted to a very substantial bill, Healthy Paws reimbursed us very generously and quickly for the bulk of the operation. And a representative checked in afterwards to see how Sammy was faring. We are very grateful and relieved, and highly recommend Healthy Paws!
Insurer: Healthy Paws
By: Kathy
Embrace is top notch
We adopted two puppies this March, turns out one of our girls has an autoimmune disorder. Thanks to Embrace we have been able to get her the care she needs!
Insurer: Embrace
By: Kimberlee
Amazing
Very good service, on the phone or via email for claims!
Insurer: Trupanion Canada
By: Ryan
Amazing
Very good service, on the phone or via email for claims!
Insurer: Trupanion
By: Ryan
Shockingly Simple
Had to take the dog in after he was acting strange (a 1yr old lab mix should no be sleeping all day). Two days in the hospital later he was on his way to recovery, though they never did determine the cause of the high fever. Healthy Paws processed our first claim in a couple days and we should be seeing our reimbursement check soon.
Insurer: Healthy Paws
By: Mike