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Pet parents across the U.S. and Canada have left over 216,391 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.
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Terrific service!
My lab has had pain issues that resulted in an MRI and pain blocker...Embrace Ins. are easy to work with and very responsive. Unlike auto or home insurance they do not make you feel guilty about filing a claim that is totally legitimate! Friendly staff and easy on line log in to view your claim help make the process go smoothly...I give 5/5 in all aspects.
Insurer: Embrace
By: mary
Pleasantly Surprised
My 7 year old Pit has been insured with Trupanion practically since birth. I am not a good saver - I see Trupanion as a kind of savings account for her care. Kind of like my own health insurance which costs more and reimburses less :). Ive never had call to use it until this year with two separate lameness incidents. I was seriously stressed about making a claim. I shouldn't have been -Trupanion walked me through the process and reimbursed my claims within ONE WEEK. I recommend them to everyone. THANK YOU TRUPANION for being honest and keeping your promises.
Insurer: Trupanion Canada
By: Darya
Pleasantly Surprised
My 7 year old Pit has been insured with Trupanion practically since birth. I am not a good saver - I see Trupanion as a kind of savings account for her care. Kind of like my own health insurance which costs more and reimburses less :). Ive never had call to use it until this year with two separate lameness incidents. I was seriously stressed about making a claim. I shouldn't have been -Trupanion walked me through the process and reimbursed my claims within ONE WEEK. I recommend them to everyone. THANK YOU TRUPANION for being honest and keeping your promises.
Insurer: Trupanion
By: Darya
Good reimbursements and friendly staff!
We have had Embrace insurance for our dog since he was a puppy. We didn't always need to use it, but this year he has unexpectedly developed a liver disorder which has required several blood tests and an ultrasound to diagnose, and more tests are on the horizon. Once we met our deductible, we have been receiving significant reimbursements from Embrace, which greatly assist with the costs of these tests and procedures. The amount of reimbursements have surpassed the monthly fees for the past 4 years, so the policy has paid for itself! On top of this, the staff is always extremely friendly when I submit a claim, or ask a question. They do not treat their customers like a large disconnected corporation, but rather it feels like dealing with a local vet office that cares about my pet. That is a welcome change, especially when you are dealing with a scary health issue with your pet.
Insurer: Embrace
By: Suzanne
Quick and Reliable Service
My breeder purchased the first month of pet insurance for my puppy. I continued the coverage after that time and I have received excellent service and follow up with questions I had regarding the policy. When I submit a claim they respond quickly and I receive my payment within 5 days. They offer a variety of coverages and provide a personal touch by sending newsletters with helpful information about pet care. The owner has sent me emails thanking me for my business. I would highly recommend this company!!
Insurer: Embrace
By: Wendy
Saved the Day- Excellent
Wonderful service. 3 year old Havanese got sick and needed ongoing visits and tests to determine what was going on and to get him treated. Over $1200 spent to get him back to good health and Embrace came through and got our claims paid. SO THANKFUL to have THIS pet insurance.
Insurer: Embrace
By: Margaret
Without Embrace, we would have been stuck!
Embrace is amazing. I cannot speak highly enough of this company. They helped us with our dog's ACL repair -- without the coverage we could not have afforded it. Before her operation we tried to manage things conservatively, but to no avail... She is only 2 and couldn't walk. She had her operation about 8 weeks ago now and she's doing so extremely well! She's walking and was just given the ok to do stairs again. THANK GOODNESS for Embrace! They never give us push back, always cover what they say they will, and they are kind and helpful through the whole process. They reimbursed us within 1 week.
Insurer: Embrace
By: Sara
Embrace is my Hero
I can't say enough great things about Embrace Pet Insurance! They really are there when you need them! I recently enrolled my cat in Embrace Pet Insurance, a week later my Lilly Girl had her wellness check-up and to my horror the veterinarian discovered that her canine tooth was fractured! I called Embrace to find out what I needed to do. Every person that I spoke to at Embrace was so compassionate, understanding, and very professional. They clearly explained what I needed to do so they could process my claims; the Wellness Visit and Surgical Extraction of a Canine Tooth. They were fast and efficient! Lilly and I look forward to many years as an Embrace member! Embrace has our backs! Just get the insurance and you will know what I'm talking about! Embrace is just full of AWESOMENESS!
Insurer: Embrace
By: Sharon
Highly Recommended....
I purchased Embrace Insurance on the word of my sister-in-law for my newly adopted Beagle. I thank her every day. My furbaby recently had chocolate poisoning and an accident hurting her neck and a tear to her ACL. This Insurance has been wonderful and processed my claims within 4 weeks. My baby now has to undergo surgery and I know Embrace will be there for us. This Company will always be there when needed. I recommend Embrace.
Insurer: Embrace
By: Rosrmary
Kennel Cough Illness
I just filed my first claim with Embrace after getting my coverage last year. They processed my claim quickly and I received my reimbursement in less than a week. I will say however I am disappointed about their pre-existing policing. Though I understand why this is in place it was frustrating in my dog's case. When I got my insurance policy, they had noticed that my dog had been sick with vomitting about 9 months prior but was not diagnosed with anything (the vet found nothing wrong with him besides just a tummy ache) Embrace however listed vomitting as a pre-existing condition on my policy and will not pay for anything related to vomiting. Vomitting however is a VERY common symptom of a variety of illness up to major things like cancer... Therefore when my dog got sick with kennel cough and was gagging uncontrollably which made him vomit I was worried about my claim and not getting re-reimbursed... And I worried about taking him to the vet because of the price. Thankfully Embrace covered all of the vet bill except his nausea medicine so it was better than nothings.
Insurer: Embrace
By: Westley