216,375+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 216,375 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

216,375 total


Most selected providers in "March, 2026"

This chart shows the distribution of the most selected pet insurance providers in March, 2026.

Providers with highest rating

Embrace

19,772 reviews

4.9
Healthy Paws

11,054 reviews

4.9
Fetch

5,371 reviews

4.9
Trupanion

55,032 reviews

4.9
Pets Best

8,917 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

August 15, 2016

Trupanion is a must have for dog owners

First I want to speak on a very sad note. We recently lost our puppy who was just five months old due to an accident. This was a very hard loss for us as we had waited several years for her. One thing that helped us through this hard time was knowing that we did absolutely everything we could to try and save her, including taking her to Texas A&M University to get the best care possible. We ended up racking up over $4000 in bills trying to save her. There is no way we could have done this without Trupanion. Not only did they cover everything (minus deductible and exam fees) after only receiving a couple of months premium from us, they refunded our current months premium as she had passed on the last day of the previous month. They did so without us asking, or even considering this. Furthermore, they sent us a personalized condolence card signed by several people on their staff. I consider this going above and beyond. On a somewhat lighter note, we have another dog that has been in the vet many times lately due to a skin condition that has proven quite difficult to diagnose. This has also added up to several thousand dollars. We have long since met our deductible, so now Trupanion covers everything at 90% including the medication. For the last couple of months this has added up to more than our premium for all our pets. We can put the vet bills on our credit card, and Trupanion reimburses us long before the bill comes due. I cannot say enough good things.

Insurer: Trupanion Canada

By: Jeffery

Useful
August 15, 2016

Trupanion is a must have for dog owners

First I want to speak on a very sad note. We recently lost our puppy who was just five months old due to an accident. This was a very hard loss for us as we had waited several years for her. One thing that helped us through this hard time was knowing that we did absolutely everything we could to try and save her, including taking her to Texas A&M University to get the best care possible. We ended up racking up over $4000 in bills trying to save her. There is no way we could have done this without Trupanion. Not only did they cover everything (minus deductible and exam fees) after only receiving a couple of months premium from us, they refunded our current months premium as she had passed on the last day of the previous month. They did so without us asking, or even considering this. Furthermore, they sent us a personalized condolence card signed by several people on their staff. I consider this going above and beyond. On a somewhat lighter note, we have another dog that has been in the vet many times lately due to a skin condition that has proven quite difficult to diagnose. This has also added up to several thousand dollars. We have long since met our deductible, so now Trupanion covers everything at 90% including the medication. For the last couple of months this has added up to more than our premium for all our pets. We can put the vet bills on our credit card, and Trupanion reimburses us long before the bill comes due. I cannot say enough good things.

Insurer: Trupanion

By: Jeffery

Useful
August 15, 2016

Re-Payment of lost claim check

Never received a check for a claim I had submitted and when I called to check on it they issued another check immediately. My experience was very nice and the person I spoke to was wonderful. Thank you Embrace.

Insurer: Embrace

By: Jeri

Useful
August 15, 2016

HEALTHY PAWS IS THE BEST!!!

After extensive research, we selected Healthy Paws pet insurance in June for our two new Goldendoodle puppies. In early July, our 18 week old, Ziggy, swallowed a rock from our backyard which required major surgery to remove. He was in intensive care for three days. Needless to say, this was a very traumatic and expensive experience for all of us. We feel so happy that we chose Healthy Paws. They processed our claim and mailed our check within days after the vet paperwork was submitted. The process was simple - all online. The customer service staff at Healthy Paws is awesome! I received an email at the end of July inquiring about Ziggy's recovery. I didn't expect that - an insurance company that actually cares - WOW!!! I am happy to report that Ziggy has fully recovered and is back to his curious, feisty self. I would highly recommend Healthy Paws to any pet owner.

Insurer: Healthy Paws

By: Lynda

Useful
August 15, 2016

Healthy Paws is the BEST!!

I can't say enough good things about Healthy Paws, their coverage, and their service. I have had coverage for my dog since 2014, and we have had a few larger claims that would have been a real burden without Healthy Paws. It's nice to have the peace of mind that when something unexpected comes up you don't have to worry as much about the cost, and focus on the well being of your pet. It's a great investment, and they typically process and pay claims in less than a week. Don't think twice about signing up, just do it.

Insurer: Healthy Paws

By: Jim

Useful
August 15, 2016

ASPCA is the Best!

We have a Labradoodle and a Maine Coon both covered by ASPCA. Both have benefited from the insurance. Knowing that you are covered makes going to the Vet an easier decision. The customer service at ASPCA is the best I have ever experienced and other companies could learn a lot by using them as their benchmark.

Insurer: ASPCA

By: Todd

Useful
August 15, 2016

Quick Reimbursement - Minimal Documentation

Our toy poodle Max started to limp when he was about 15 months old. Turned out he had a congenital orthopedic issue. The cost of the surgery, meds, etc. was over $3,200.00. I submitted the claims via email and was reimbursed (up to my chosen policy limits) within 10 days. The claims department periodically kept me informed via email as to the status.

Insurer: Embrace

By: Joe

Useful
August 15, 2016

3 dogs

Excellent service - very caring and helpful when one of our dogs passed awy

Insurer: ASPCA

By: Gerry

Useful
August 15, 2016

We LOVE Healthy Paws!

Healthy Paws has taken care of us and our two dogs for several years now. The coverage was exactly what I was looking for, the rates are very fair, it could not be any easier to file a claim (take a picture of your receipt!), checks are mailed quickly, the people are amazingly friendly and helpful.

Insurer: Healthy Paws

By: Dixie

Useful
August 15, 2016

Better than health insurance for humans....

We adopted our bloodhound when he was about 6 months old. The previous owner had started a policy when the dog was about 2 months old. I was a bit skeptical but our vet recommended we continue. Sadly, within about 8 months, our dog needed major surgery. The cost of all of the tests leading up to his surgery (along with the surgery) was in excess of $10,000. Trupanion paid 90%. It has since covered other claims for ear inflections, etc. The claims are processed by the vet before I leave and I pay any balance. Result: dog is 100% and loving life. I cannot imagine having a dog without this coverage.

Insurer: Trupanion Canada

By: Stuart

Useful

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