217,249+ Pet Insurance Reviews You Can Trust
Pet parents across the U.S. and Canada have left over 217,249 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.
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Finnegan's Happy!
He's happy because he knows that now he can see his very smart vet as often as he needs her because there's help out there. Vet bills seem to have become astronomically high but ASPCA coverage is just what it promises to be--fair and reasonable.I've has dogs all my life and this is the first time I've bought insurance..well worth it. Sherry and Larry
Insurer: ASPCA
By: sherry
Frustrating Experience
I spoke with 4 representatives in trying to determine exactly what I needed to provide. I asked that they let me know if more information was needed - the first one did not get back to me, but rather he called the VET. The vet then called to see if this was the same information I had requested. Ultimately after too much time on the phone and promises made to me that I would be called if any problems arose, the final young woman is the only one who followed up with me. The problem that I thought was Embrace's was at the vet, they had sent information with our name on it, but for another dog. Had the second person followed up with me about this incorrect information - I would have been able to take care of the situation post haste. I am still uncertain how much Embrace will cover for my dogs emergency surgery, which more than covered my deductible. It has not been a good experience - I will write more following communication on my claim. I cannot recommend Embrace to others at this time.
Insurer: Embrace
By: Gail
Amazing company
We have had numerous health issues with our dog and this company has been great.
Insurer: ASPCA
By: Jenni
Great service and fast payment
Just signed up and my little guy had some things that needed to be looked at. I honestly didn't know what would be covered because I had literally just signed him up. However I was very happy to see that Embrace did cover some of the work done and I got a payment in a pretty fast time line. So far I am very happy with Embrace.
Insurer: Embrace
By: David
Review of claim process
Brought our puppy home from the breeder and per their recommendation purchased health insurance from Embrace. Before his first scheduled vet visit for his next round of shots, he came down with Parvo. After 2 1/2 weeks of treatments and over 1600 in bills, I submitted the claims. About 3 weeks later, I am told that because our puppy had not been to the vet before this other than when the breeder took him to get his shots before we picked him up, out claim was not valid. I will be contacting the breeder and letting them know about this before they mention Embrace again to a buyer of a 1400 dollar puppy.
Insurer: Embrace
By: Robert
Best Pet Insurance!
My Australian Shepherd Chloe has been covered by Healthy Paws for years. She's had other minor health issues in the past that I had to take out multiple credit cards to cover without having pet insurance. We recently discovered that she has a rare heart condition and a pacemaker implantation would save her life. I wouldn't have been able to afford this major surgery without Healthy Paws. Submitting claims are extremely easy, they don't question every detail of the bill and will thoroughly look over it for you to see which parts are covered aka %80. I got my check within 2 weeks and can sleep at night not having to worry about my finances while I take care of my recovering pup.
Insurer: Healthy Paws
By: Elizabeth
Trupanion or Truscam...
I had my dog at the vet for her annual vaccines and a checkup, when my dog was examined, the vet found a broken tooth. They submitted a claim to TRUPANION , and they agreed to pay up to $1400. I set up an appointment , and had the Tooth extracted a couple of weeks later. I paid the the Vet my portion (less what Trupanion paid). 5 days later, I received a letter from Trupanion. They have reevaluated the claim. According to my dogs records, she had gingivitis on her teeth when she was 18 Months old. Therefore, we can not cover a broken tooth...... The letter also tells me to go back to the vet and pay them what they originally agreed to pay.
Insurer: Trupanion Canada
By: JW
We love Embrace!
Embrace has been amazing to work with. Poor Jackson has been thru the ringer: a spinal surgery in 2014, another spinal surgery in 2015, and treatment for Addison's disease this year. Their claims process has always been smooth and easy, with quick turn around and fast reimbursement. No hoops to jump thru; no need to argue for coverage. I can't recommend Embrace highly enough!
Insurer: Embrace
By: Jessica
Great Insurance
Once you get through the process of sending your pet's full medical history the company is great! My 6 year old dog just had to have TPLO surgery on her leg and I submitted the claim on a Friday and Saturday morning I received an email that it was approved. The check came the following week. Their claims department was so helpful, especially Sara H, and they even followed up to see how she was doing! That's more than my vet did! They are a great company and we are so glad we had insurance to cover the $3500 surgery! Thank you Healthy Paws
Insurer: Healthy Paws
By: Carmen
10/10 - Expectations Exceeded!
After researching several pet insurance companies, we decided to go with Healthy Paws because of their great reviews and ratings. While insurance is one of those bets you hope you never need to use, it’s reassuring to know that it’s there when you need it. Our otherwise-healthy Scottish terrier became very sick one night and required emergency surgery and several days in the hospital to recover. While our primary concern was the health and survival of our dog, the mounting bills weighed on our minds as well. It was comforting to know that Healthy Paws would be there. Having heard and experienced horror stories about the claims process with human insurance, we were prepared for the worst. Fortunately, we were pleasantly surprised when after submitting the hospital bills and claim form, we received a reimbursement check a week later with everything that we were expecting to be covered. I cannot say enough great things about Healthy Paws – they exceeded our expectations and truly come through when we needed them!
Insurer: Healthy Paws
By: Brian