216,093+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 216,093 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

216,093 total


Most selected providers in "March, 2026"

This chart shows the distribution of the most selected pet insurance providers in March, 2026.

Providers with highest rating

Embrace

19,767 reviews

4.9
Healthy Paws

11,041 reviews

4.9
Fetch

5,351 reviews

4.9
Trupanion

55,032 reviews

4.9
Pets Best

8,908 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

August 20, 2016

Most amazing experience! Health Paws

We have never had pet insurance with any of our other dogs. This was a first at the insistence of our pet sitter. So thankful because Bella who is 1 1/2 years old had to have major leg surgery and the cost was appx 5,300.00! Far beyond what we could afford. Healthy paws made the experience easy and every time I called they were so very kind. Not only that but I literally took a picture of the vet invoice and 4 days later, with no questions asked, we had approval for a Healthy Paws payment of 90% of the bill. Thankful just does not seem like a strong enough word!

Insurer: Healthy Paws

By: Sharon

Useful
August 20, 2016

Insurance for older dogs

I really appreciate that this insurance covers dogs for their entire life. I started my insurance policy at age 12, anticipating more health challenges as my dog Clyde got older. It was just in time for a cancerous nail bed tumor, that needed surgery. That kept high quality canine companionship in my life 2+ more years. As a labrador mix, Clyde always ate crazy stuff, which can mean surgery depending on what he eats. Such peace of mind to know that the insurance would cover it and I would not have to hesitate to take him to the vet because of cost.

Insurer: ASPCA

By: Anne

Useful
August 20, 2016

Murphy

I signed up with Healthy Paws insurance for my dog Murphy, in 2013, when he was a pup. It was my first time buying pet insurance, so I read the reviews, found Healthy Paws was rated highly, so I signed up (80% reimbursement/$250 annual deductible). About 5 months later, Murphy developed a benign growth on his face and I had it removed and submitted the claim to Healthy Paws for payment. Easy! The claim was paid w/no problem. Then, last week (8/16), Murphy went in for a bi-lateral TPLO (major surgery on both back legs). The bill was going to come to around $6,400. I called Healthy Paws to see if pre-authorization was required. I was told no, just email them the invoice and claim form. The claim was processed within 24 hours and the check is on the way. (They even sent an email, asking how Murphy was doing!) Any dealings I've had with Healthy Paws has been professional and caring. With the high cost of vet care, it's a good idea to have pet insurance, and I strongly recommend Healthy Paws based on my experience with them!

Insurer: Healthy Paws

By: Dee

Useful
August 20, 2016

Got what I bought

Unfortunately, our dog became ill and had to be put down during the first year of our policy. We now have a new dog who is covered too. This company offers great coverage administered by an outstanding claims department. This company delivers!

Insurer: Embrace

By: Judy

Useful
August 20, 2016

Read the Contracts, then Pick FIGO

I am extremely analytical in nature. I probably studied the details of pet insurance for 40-50 man hours (also putting it against just saving money in a savings account) before deciding to go with FIGO. If you narrow it down to the top 2 or 3 and compare their coverage, it's easy to see that FIGO covers quite a bit more with fewer exclusions. Anyway, on to my personal story: my "boys" two English Bulldogs, 1 and under 1 have not had great luck. The youngest got pneumonia, racked up a 1900 between the emergency vet and regular vet within the second month of having FIGO. I held my breath because I had read so many awful reviews online of other companies but they were truly wonderful and I totally trust them now after repeated positive experiences. I wish their hadn't been so many claims this first year but I'm chalking it up to the puppy stages with these guys.

Insurer: Figo

By: Angela

Useful
August 20, 2016

First beer bill submitted, first bill paid.

No complaints so far. My Vizsla had a bump on his back removed and Pets Vest covered as expected. The only reason I've given an 8 instead of 10 is because they raised my rate $25 after first year.

Insurer: Pets Best

By: Chad

Useful
August 20, 2016

Teririble waste of money and time

I've never been so upset with a service in my life. My pet has had multiple issues that I've taken her to the vet for. Apparently Trupanion sees these all as one issue that is "preexisting" so after 4 months of paying $300 for an insurance plan I don't even get anything applied to the deductible. Each time she's gotten sick it's been a new episode. Canceling my plan ASAP. Read the veterinarians review from August 2nd. Wish I'd seen that before I signed up in March.

Insurer: Trupanion

By: Cristina Andreassi

August 19, 2016

animal insurance

always helpful been with for several years

Insurer: ASPCA

By: Cyndy

Useful
August 19, 2016

Amazing customer care! Highly recommend!

I cannot say enough great things about Healthy Paws. My Frenchie Pork Chop was throwing up all night and my regular vet did not have any openings on a Saturday. I had to take him to an emergency facility where they found an intestinal blockage and he needed surgery right away. Before agreeing to any payment with the facility, I called Healthy Paws to make sure the items the vet was quoting me were in fact covered under my plan. Healthy Paws was able to reassure me that my claim would be covered so that I could proceed with Pork Chop's care quickly. I am happy to say that he is now on the mend, and I submitted my claim to Healthy Paws and within hours I was notified that everything was approved. Healthy Paws went above and beyond in making sure my baby was well taken care of. They even sent a follow-up email to make sure he's feeling back to himself!

Insurer: Healthy Paws

By: Bethany

Useful
August 19, 2016

Genuine & Helpful

Healthy Paws answered all of my questions, and there were a lot before we signed our baby up. I took him to the doctor like weekly, because #crazydogmom and they explained what would and wouldn't be covered based on the "pre-existing" condition, I was very happy and surprised with what was covered even though he had been seen for it in the past. About a week after we enrolled our guy torn his ACL and they we so supportive, checked in on him and reimbursed me quickly. They even cover Physical Therepy!! Having insurance for our fur baby is the best decision we have made! I highly recommend Healthy Paws!

Insurer: Healthy Paws

By: Nicole

Useful

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