216,093+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 216,093 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

216,093 total


Most selected providers in "March, 2026"

This chart shows the distribution of the most selected pet insurance providers in March, 2026.

Providers with highest rating

Embrace

19,767 reviews

4.9
Healthy Paws

11,041 reviews

4.9
Fetch

5,351 reviews

4.9
Trupanion

55,032 reviews

4.9
Pets Best

8,908 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

August 21, 2016

Peace of MInd

We have used ASPCA pet insurance for years and it has been a wonderful experience. Especially, when we had to take our pets to the emergency vet. It is such a stressful experience but we always knew we had the safety net so the financial burden would not be such a worry. We always knew our pet would receive excellent care. Our reimbursements have been fast. Recently, our Boston Terrier Spike hurt his back to the point we could not even pet him. He feels better now and we thought nothing of going to the emergency vet.

Insurer: ASPCA

By: Michelle

Useful
August 21, 2016

Embrace is the best

My OESD had a bad year - not too serious tho. A tick disease plus a hematoma in his hear. Everything is back to normal. Having Embrace was a blessing that helped me through each of the incidents.

Insurer: Embrace

By: Sandy

Useful
August 21, 2016

Quick Payment of Claims

I have been extremely satisfied with Trupanion. The coverage has been extraordinary and payments have always been made quickly.

Insurer: Trupanion Canada

By: Susan

Useful
August 21, 2016

Quick Payment of Claims

I have been extremely satisfied with Trupanion. The coverage has been extraordinary and payments have always been made quickly.

Insurer: Trupanion

By: Susan

Useful
August 21, 2016

Access to Care Essential for Confidence

I tell everyone how fortunate I am to have healthy paws and how responsive your efforts on our behalf have been.  Having this policy has been paramount to me coping with such a prolonged and worrisome challenge.  I am truly grateful!

Insurer: Healthy Paws

By: Ted

Useful
August 21, 2016

Excellent Service, Fast Claims Processing!

I've never got insurance for a dog before but after 3 emergency vet visits, I can say Embrace was definitely worth the investment. Embrace processed the claims and sent a check within a week, way faster than I would have imagined. I definitely recommend Embrace.

Insurer: Embrace

By: Bubba

Useful
August 21, 2016

A better experience than we could have imagined!

After paying out-of-pocket for knee surgery on a 1-year-old cat, my wife and I determined it would be a good idea to get pet insurance for our little guy. We talked with our vet and read reviews online, and the same 4-5 providers kept coming up. After scouring reviews and running some projected numbers, we decided to go with Healthy Paws. Flash forward about two years later, and Carl needs the same surgery on his *other* knee. Having never submitted any claims before, we were nervous about the process. We didn't know how quickly everything would be processed, how much would be excluded, and what the experience would be. I'm happy to say that we could not be more thrilled by our experience with Healthy Paws! Filing claims could not be easier, and they have been handled quickly (same day in many cases), communication has been clear and proactive, often with the same representatives (Heather and Tyson have been great!). Getting a personal note from Tim asking how Carl was doing really put the experience at a 10. We've never felt this good about an insurance company before, not even close! We have absolutely no reservations about strongly recommending Healthy Paws to anyone who is considering insurance for their pet.

Insurer: Healthy Paws

By: Bryan

Useful
August 21, 2016

Best Decision We Made At The Perfect Time!

After an expensive experience with our oldest dog, causing us to make some tough decisions about "how much is too much," we decided we needed to prevent it from happening again and invested in pet insurance for our other two dogs. It couldn't have been more perfect timing as we ran into some severe medical issues with one of our dogs just a few months later. I can't stress enough the importance of getting insurance BEFORE anything starts to happen. The Embrace staff has been extremely helpful and we always get the reassurance that they really do care. Not all pet insurance is the same and I have to believe Embrace is top in class!

Insurer: Embrace

By: Amber

Useful
August 21, 2016

Nice people, but VERY limited coverage

Pros: Nice people and nice website. Cons: You must repeatedly submit a claim; I had multiple lost claim forms (not sure how that happens on a web-based system). I have never had a single claim paid...ever. Each time I'm told there was some pre-existing injury or the the coverage doesn't include the care (e.g. "A well-check up is not included."). In fact, when I purchased the insurance, I received an exhaustive list of all the future injuries that would not be covered. It was huge. I would NOT recommend paying for this insurance unless you have a newborn pet. I paid over three hundred dollars for a plan and it is $300 I will never see again.

Insurer: Embrace

By: John

Useful
August 20, 2016

Kind, Caring, Caring and Trustworthy

I have 2 dogs insured with healthy paws. One has unfortunately had health issues over the last 2 years. Healthy Paws has made it easier for us to deal with the burden of many surgeries. Not only are they kind and caring, they are efficient in handling the claims so you can get reimbursed in a timely fashion. We are very fortunate to have chosen H.P. for our insurance carrier.

Insurer: Healthy Paws

By: Karen

Useful

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