216,637+ Pet Insurance Reviews You Can Trust
Pet parents across the U.S. and Canada have left over 216,637 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.
216,637 total
What are you looking for?
Most selected providers in "March, 2026"
This chart shows the distribution of the most selected pet insurance providers in March, 2026.
Providers with highest rating
19,777 reviews
11,063 reviews
5,392 reviews
55,032 reviews
8,934 reviews
Category with most reviews
This chart shows the distribution of review categories.
Get insurance for peace of mind!
My husband and I got Healthy Paws Pet Insurance for our dog, Billie, when she was young and healthy. We wondered if it would just be a waste of money, and fretted a bit about another monthly payment, but decided that we never wanted to be in a position where money had to factor into a decision regarding Billie's health care. We are so grateful we made this decision. Just last month Billie had to have surgery to correct a congenital issue. The surgery was recommended to ease her comfort and ensure that the recurring infection she was having didn't become antibiotic resistant (we had already gone through 3 rounds of high powered antibiotics to clear it). It was estimated to cost between $2,800-3,800. The full amount would have really affected our finances. And given it was not for a life-threatening situation, it would have been a much more difficult decision to make without insurance. However, since we had the security of our Healthy Paws Insurance, and knew that we'd only pay 20% out-of-pocket, it was an easy decision to make. Billie's surgery went well and she is now all healed up and doing great. We will continue paying our monthly fee gladly. At this point, we have received more money back from Healthy Paws than we have paid in monthly payments. And this is for an otherwise completely healthy dog! I use the Healthy Paws phone app to track my account and claims. Turning in receipts is as easy as taking a photo on my phone and hitting send. Sometimes our vet sends them from the office for us. The reimbursement checks are mailed promptly. And after Billie's surgery, we received a personal email asking how she was doing and wishing us all well. I thought that was a nice touch. I strongly recommend Healthy Paws Pet Insurance for peace of mind and lifelong care of our furry family members!
Insurer: Healthy Paws
By: Laura
Healthy Paws is literally a lifesaver!
I can't tell you enough how much I appreciate having Healthy Paws insurance. I've had other insurances on other pets in past years and Healthy Paws is by far the best. They work on a claim in a timely manor and ALWAYS check in on my dog's recovery. I have recommended them to several friends that are thinking of getting a dog and I have recommended them to my vet's office as they are always asking how efficient Healthy Paws processes claims. The ability to choose my own deductible and monthly payment is good for me. They always process my claims quickly. I would not be without this insurance! My dog has had several serious surgeries and I couldn't have taken care of it if it wasn't for Healthy Paws.
Insurer: Healthy Paws
By: Carol
Overall great service - but be a good consumer too
I have 3 dogs insured with Embrace. My biggest suggestion is add your dog to your policy as soon as you get the animal! One dog has lots of pre-existing conditions because I didn't know early enough to get insurance. Check the 2 types they offer - Accident/Illness vs Wellness. Be sure to check your coverage, or put in the paperwork for pre-certification to be sure certain things are covered. Dental work is NOT under accident/illness. And the final approval will be based on the final diagnosis, so if you have work done based on an initial diagnosis (that is covered) and then the outcome shows a different problem (that isn't covered), you are stuck with the bill. But Embrace is one of the few companies who covers congenital defects like hip dysplasia. We are in the middle of extensive PT and rehab following FHO surgery to alleviate arthritis pain caused by dysplasia, and everything has been covered. When the surgery had complications due to an unknown bleeding disorder, everything was covered even though it exceeded the pre-approved quote. While we do have to pay bills up front, then apply for re-embursement, the claims procedure is usually very quick. Using direct deposit, I typically have money back within 2 weeks (as long as the vet does their part to provide paperwork). The 10-15% rate increase every year is getting a little harder to swallow though!
Insurer: Embrace
By: Sarah
Super fast claim processing
Embrace continues to be a life saver with super quick claims processing and coverage of exactly what they say they're going to cover. I can't imagine where we'd be without this policy. They're the best!!
Insurer: Embrace
By: Allie
Are There When You Need Them
My little girl had knee surgery on Oct 26 and one month later we received the payment, which was quite substantial. I'd say that's great customer service. No fuss, no muss. Thanks, Embrace, for being there when we needed you, as always.
Insurer: Embrace
By: Bobbie
I Love Healthy paws
When my little Emma came up lame, and was diagnosed with a torn CCL, Healthy Paws was there. Emma had to have TPLO surgery, which was $3,500. Healthy paws paid the claim quickly, and at the rate I signed up for; 90% reimbursement. They even sent an e-mail to check up on her.
Insurer: Healthy Paws
By: Katherine
Great insurance, expedient payments
Fantastic pet insurance. Pet Embrace processed my dog claims faster than a typical human insurance. I've had Pet Embrace for almost a year (accident and wellness coverage) and I'm still amazed at how much is covered for my dog and also their professional customer service. I have recommended Pet Embrace to other pet owners and will continue to recommend Pet Embrace.
Insurer: Embrace
By: J.
Never have a dog without Healthy Paws Insurance
Healthy paws is the first and now the only insurance company I will ever use for my animals. I have turned many people and friends on to this absolutely essential part of responsible pet ownership. I started with them three years ago with my first frenchie Ollie. After only one month Ollie took a tumble down a few steps in the house and he broke his elbow. Surgery with a specialist was over 4K. I processed the claim and had my check within 10 days. This company is amazing! Sure you have to have your ducks in a row. Have your dog checked by a vet and have the medical records sent but after that it's a breeze to submit claims. I use the app on my iPhone it's as easy as pressing the submit a claim button, take a photo of the bill and click submit. That's it! I also have my frenchie Batman covered and about 3 weeks ago he was showing signs of pain. I took him to three different vets including two hospital stays two seperate weekends. He had a reaction to the steroid and he needed an oxygen tank due to his breathing problems. 7k in vet bills all covered at 80%. I have never had a claim denied. Plus they send follow up emails to check on your pet. They truly care. I'm a client for life. I just bought a new golden puppy and just added her to the policy as well. We are life long partners and I will never own another dog without coverage with Healthy Paws. They are truly a god sent and I'm nothing but grateful!
Insurer: Healthy Paws
By: Julie
Easy!
Embrace is easy to work with and very prompt.
Insurer: Embrace
By: Kim
Healthy Paws is the best!
I work for a large animal hospital and I see many clients using various different insurances. I chose Healthy Paws because after seeing what clients sometimes go through with the other companies I have never heard a complaint about Healthy Paws. I can't say enough good things about this company. They have been wonderful to deal with. They process claims quickly and unlike some other companies they actually seem to care about the pets!
Insurer: Healthy Paws
By: Nicole