217,670+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 217,670 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

217,670 total


Most selected providers in "March, 2026"

This chart shows the distribution of the most selected pet insurance providers in March, 2026.

Providers with highest rating

Embrace

19,815 reviews

4.9
Healthy Paws

11,106 reviews

4.9
Fetch

5,446 reviews

4.9
Trupanion

55,032 reviews

4.9
Pets Best

14,877 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

March 14, 2017

So Simple

First time purchasing pet insurance.- huge thanks to our vet for recommending Embrace!! After 2 months of having our golden doodle puppy (squee!!) she contracted giardia - uggg!! Not only was it simple to submit the claims online, we could track everything, too! That even included how we wanted to receive our reimbursements - wow! Today I received an email asking if we had received one of our checkered and if not, would I like them to resend it. Yes! An insurance company asking if I'd received my money! So simple and so relieved we made the right decision to choose Embrace!🐶❤️

Insurer: Embrace

By: Julie

Useful
March 14, 2017

Every pet owner should have insurance!!

With all of the dogs (18) that I have had over the years I have never purchased insurance. In June 2016 we purchased our first Bernese Mt. Dog puppy who was 9 weeks old at the time. During our first vet visit, our Doctor recommended that we try Trupanion for their 30-day trial period because with puppies...you never know what can go wrong! Well, we enrolled right after the trial period was over. We opted for the full coverage plus we added extras like hydrotherapy treatments etc., with the anticipation that our Bernese may get arthritis when he is older. We pay a $0 deductible and almost $180 per month. From what I understand, prices not only vary with breeds and age but also vary throughout the country as far as what vets charge etc., We live in NJ so everything seems to be more expensive :( That being said, this past week, our 11 month puppy decided to gulp down one of our baby's bib...one big gulp and I couldn't stick my hand down his throat fast enough to reach it. I tried to induce vomiting but without any luck. I called my vet and Trupanion right away. I told Trupanion my situation and they pre-approved a ballpark amount for the possibility of surgery/vet stay etc., The following day we went to the vet for scans of his stomach etc., There were definitely compacted materials in his stomach so the vet and I discussed options for surgeries. Being the least invasive, I opted to try Endoscopic so that my poor puppy didn't have to be cut open. I had to go to a another vet besides my usual one. This was a special 24hr. vet with specialist so I made the call to Trupanion to tell them that I had to travel to another vet for the surgery etc., and they were updated on all of the info. and I wanted to make sure that everything would still be covered. I should also mention that all of this is going on in the evening and I wound up being at the vet from 5pm to almost 1am and every time I was able to speak with a representative and they were able to get after-hours approval for additional tests etc., The vet ended up pulling out the whole bib plus a couple of my husbands black sport socks (what???) and our puppy is recovering beautifully. I cannot be more thankful for having pet insurance like Trupanion. $180 a month is no small amount of change...and yes, there are definitely some months were I thought "why are we paying for this, we could use that money for something else!". Honestly, this surgery with the scans, anesthesia, actual surgery and recovery c

Insurer: Trupanion Canada

By: Kate

Useful
March 14, 2017

Every pet owner should have insurance!!

With all of the dogs (18) that I have had over the years I have never purchased insurance. In June 2016 we purchased our first Bernese Mt. Dog puppy who was 9 weeks old at the time. During our first vet visit, our Doctor recommended that we try Trupanion for their 30-day trial period because with puppies...you never know what can go wrong! Well, we enrolled right after the trial period was over. We opted for the full coverage plus we added extras like hydrotherapy treatments etc., with the anticipation that our Bernese may get arthritis when he is older. We pay a $0 deductible and almost $180 per month. From what I understand, prices not only vary with breeds and age but also vary throughout the country as far as what vets charge etc., We live in NJ so everything seems to be more expensive :( That being said, this past week, our 11 month puppy decided to gulp down one of our baby's bib...one big gulp and I couldn't stick my hand down his throat fast enough to reach it. I tried to induce vomiting but without any luck. I called my vet and Trupanion right away. I told Trupanion my situation and they pre-approved a ballpark amount for the possibility of surgery/vet stay etc., The following day we went to the vet for scans of his stomach etc., There were definitely compacted materials in his stomach so the vet and I discussed options for surgeries. Being the least invasive, I opted to try Endoscopic so that my poor puppy didn't have to be cut open. I had to go to a another vet besides my usual one. This was a special 24hr. vet with specialist so I made the call to Trupanion to tell them that I had to travel to another vet for the surgery etc., and they were updated on all of the info. and I wanted to make sure that everything would still be covered. I should also mention that all of this is going on in the evening and I wound up being at the vet from 5pm to almost 1am and every time I was able to speak with a representative and they were able to get after-hours approval for additional tests etc., The vet ended up pulling out the whole bib plus a couple of my husbands black sport socks (what???) and our puppy is recovering beautifully. I cannot be more thankful for having pet insurance like Trupanion. $180 a month is no small amount of change...and yes, there are definitely some months were I thought "why are we paying for this, we could use that money for something else!". Honestly, this surgery with the scans, anesthesia, actual surgery and recovery c

Insurer: Trupanion

By: Kate

Useful
March 14, 2017

Better than our health insurance

Great insurance policy. Very responsive, they always call you our email you to ask you if your pets are ok. The only downside is that they do not provide health insurance for us!

Insurer: ASPCA

By: Philippe

Useful
March 14, 2017

Claims are processed in a timely manner.

I Highly recommend Embrace, Excellent company. They paid many claims in a timely manner.

Insurer: Embrace

By: Kristie

Useful
March 14, 2017

Excellent coverage and Great service.

Having investigated all of the "top rated" pet insurance companies, I decided on Pets Best. Their rates vs. coverage were the best I could fond for my nine year old Coton. I also purchased the well care plan, and was reimbursed very quickly for the well care visit to the vet.

Insurer: Pets Best

By: Bob

Useful
March 14, 2017

More than an just an insurance company.

The Customer Service Representatives are compassionate and understanding. The claim was processed in an extremely timely manner. Thank you.

Insurer: ASPCA

By: Genevieve

Useful
March 14, 2017

Highly recommended!

I recently adopted a black lab/shepherd mix, Boomer, and decided to get ASPCA Pet Health Insurance. They were so helpful and genuinely nice people on the phone when I was deciding what plan to choose. About a month after adopting Boomer, he woke up with awful shaking and could not walk. Long story short, he spent a long and expensive day at the vet. I wasn't expecting much, but ASPCA covered a huge chunk of the expense, and Boomer is doing just fine! I highly recommend ASPCA to anyone looking for pet insurance - they have great plans for every budget and incredible customer service. They also have a user-friendly website and online portal to submit claims. Very straightforward and uncomplicated - the way insurance should be!

Insurer: ASPCA

By: Mikela

Useful
March 14, 2017

Catastrophic coverage

Two surgeries and two bouts of rehab for our dog who was hit by a car at 10 months old. He will be fine but it could not have happened with Embrace!

Insurer: Embrace

By: Jason

Useful
March 14, 2017

Purrrfect Puppy care.

The care for our little Shitzu has been a continuing amazement! Each time there was an unexpected turn of events, her care was excellently performed. The checks are always within two weeks. Recently they e-mailed me to be sure I received the latest on. Did you know there is a coverage for grooming? Awesome!

Insurer: Embrace

By: Joan

Useful

Compare top pet insurance providers plans.