218,470+ Pet Insurance Reviews You Can Trust
Pet parents across the U.S. and Canada have left over 218,470 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.
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So happy I chose Embrace
Like many, I was skeptical of pet insurance. Everything I read online seemed to be negative and complained of low/no payouts, companies looking for any way to deny claims, etc. However, I knew that I wanted to have some safeguard in place in case of a worst case scenario. I don't remember why I chose Embrace...probably gave me the best quote at the time. I do know that I scoured the fine print in my policy. This is so important to do, so there will be no surprises when you file claims. From everything I read (over and over) there didn't seem to be any reason my claims would not be covered. And then that worst case scenario I alluded to above happened. My St. Bernard was diagnosed with Osteosarcoma in January. It is a very aggressive bone cancer. I was shocked to get the news, as he had been in great health until then, and is only 7 years old. My vet laid out our treatment options. We opted for radiation and chemotherapy. Embrace has covered 90% of EVERYTHING I have submitted (thousands of dollars). It has been such a great experience. Covering these extremely pricey treatments helps alleviate the stress of my dog going through this. I can't sing Embrace's praises enough. If I hadn't signed up through them when I did, there is no way we would have been able to afford these treatments.
Insurer: Embrace
By: Diana
ASPCA Pet claims
After over 4 years paying for insurance just in case my dog does get really sick. I submitted an estimate for a surgery to help my dog breath. out of the 4k that I submitted I'm told that the ASPCA will only be covering 575.00, since they claim the it's Congenital. You just have to love the way the insurance world works not to pay out when a service is need. and these are the people who are supposed to love animals.
Insurer: ASPCA
By: Rachelle
Stress Relief
Without Embrace Pet Insurance, my dog Pancho's veterinary bills would not be affordable. A few years ago, Pancho was diagnosed with Cushing's Disease. His symptoms change as this lifelong disease progresses. With Embrace, I feel confident about being able to see a vet whenever Pancho's symptoms change instead of waiting until it may be too late. The vet submits their claims after I pay them and within a few days, an Embrace check arrives in the mail.I highly recommend Embrace Pet Insurance to anyone with a companion animal friend.
Insurer: Embrace
By: Arthur
Very happy with this service
Very happy with this service. Having this has been so great in those times when my dog needed expensive treatment. Service has always been swift and helpful.
Insurer: ASPCA
By: Lindsay Whitney
Real people
No issues, submitting a claim is pretty easy once you figure out the download process. It takes a little while to be processed and then it's a mailed check, but that was made pretty clear when signing up. Inquiries are answered by actual people, who even mention things like "hope (name of pet) is feeling better". Even a "Get Well" email,..nice touch. Pretty reasonable.
Insurer: Embrace
By: Aleks
Awesome
I am so happy I picked Embrace for my insurance. Everything is easy to get reimbursed. I have always feared dealing with insurance companies. Most of the time they put you through so many steps. They make my busy life easy.
Insurer: Embrace
By: Karen
Knowledgeable representatives and …
Knowledgeable representatives and courteous. Claims if needed are quick and hassle free. Call to check up on my dogs too.
Insurer: ASPCA
By: Davida
This has to be one of the best …
This has to be one of the best purchases I have ever made. I have not had a problem filing a claim or receiving reimbursement. I recommend this company to anyone who cares about their pets health.
Insurer: ASPCA
By: Jamie
Quick to process
Ani and I have been members since 2015 and Pet Embrace has responded and processed all claims quickly and efficiently.
Insurer: Embrace
By: Charlene
Great!
Healthypaws has been straightforward, responsive, and supportive. I enjoy having peace of mind, knowing that I will never have to make hard decisions related to my dogs' medical care, driven by financial worries.
Insurer: Healthy Paws
By: Melissa