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Money well spent
When my wife and I got our dog Tyson she asked me about getting pet health insurance, I initially thought the idea of this was a bit silly never having made such decisions before. But I was ok with it, sure why not? She did some research and decided on a company called Healthy Paws because of their reviews and the fact that they don't have injury limits as many others do. We picked our deductible and the percentage we wanted reimbursed and signed up, easy and done. The app is easy to use, which is how you file a claim, simply use the app to take a photo of the invoice you have from your vet and submit. Within a week you'll receive a response and reimbursement if your deductible has been met. You'll need all medical records the first time only. Now about our personal experience. My boy Tyson tore the ACL in his right knee, because of his size (145 lbs) TPLO surgery is the only option. This procedure is about $4500, shocking to say the least. We had the operations done and I was sure we would play hell getting the reimbursement, so sure in fact I went over Tysons policy a few times looking for any loop holes they may try and jump through. We submitted the claim via the iPhone app and two weeks later we had the reimbursement check in the mailbox. No phone calls, no emails, no games...I was shocked, I wish my personal insurance was this good! So, I'm now thinking what gives? A company that dose what they say, I'm very untrusting you could say. Tysons policy was due to renew shortly after the 90 day recovery period, I was certain his premium was going to go through the roof, or at least double. It didn't go up a penny, not one cent. By now I'm sure you think this review is fake, or I'm paid to write this, I can guarantee both are not true. I just want to tell people about our experience, I'll never have a pet without insurance again in my life. Four months after he recovered he tore the ACL in the other knee (common if they've torn one to tear the other at some point). Another $4500, another claim, and another reimbursement without hesitation, games, or questions. Without healthy paws we would be close to $10,000 in debt. Because of healthy paws Tyson received the best care possible from a very experienced surgeon, twice. I highly recommend healthy paws whenever I get the chance. John
Insurer: Healthy Paws
By: John
I've had really positive experiences …
I've had really positive experiences with Trupanion. While they don't cover pre-existing conditions (my dog had allergy symptoms noted before I signed up for Trupanion), they have helped me immensely with various issues that my dog has had - he's hypothyroid, he's had eye ulcer surgery, he's had two back surgeries and one abdominal obstruction surgery. For the last three surgeries especially, those would have been 7K surgeries, and I only paid a fraction of that because of Trupanion. I recommend Trupanion for anyone who has a pet, and register as soon as you have the pet - it's good for not only young dogs, but older dogs, cats - anything can happen and you should rest assured knowing you have coverage. The monthly cost isn't much for a little extra insurance.
Insurer: Trupanion
By: Leigh
Healthy Paws keeps us happy!
Healthy Paws has delivered as promised from the first day of coverage. They are there for the little issues, and provide the same coverage without hesitation for large issues, like surgery. We've been Healthy Paws customers for over 4 years and will continue to recommend them to any pet lover. We recently had to have a major, unexpected surgery on our dog, and Healthy Paws covered it to the fullest allowable, and even followed up with a warm email to check on her, separate from the emails regarding the insurance claim. Nice touches like that keep customers happy, especially during a time of recovery - aka getting a 24/7 death stare from your pet because they hate life in the dreaded cone!
Insurer: Healthy Paws
By: Nikki
Healthy Paws Pet Insurance is the best!
We were very pleased with Healthy Paws Pet Insurance on our recent claim with them. In February we adopted two female pups, mixed breed sisters, at 3 months old and with high medical costs from previous dogs we owned, we decided to get insurance for them. The claim we had came about a month and a half after getting the insurance policy when one of the sisters tore up a corner of her kennel pad and ate a piece of foam and it lodged in the bottom end of her stomach. Since it was to large to pass thru into the intestines it caused a dire situation which required surgery to remove the foam. After two days at the hospital we got Darby back home. I compiled the required forms that is requested per the contract with Healthy Paws and sent them by mail. We received their check, less the contract deductible and 20%, within 10 days. It was an expensive accident and would have been more of a hardship on a retiree pension without this great insurance company coverage.
Insurer: Healthy Paws
By: Terry
I sent a bundle of receipts that sadly included the euthenasia of my sweet baby girl, Bella.
I sent a bundle of receipts that sadly included the euthenasia of my sweet baby girl, Bella. Trupanion doesn't really cover a whole lot but I was thankful for their swift response and payments so that I didn't have to drag out my heartbreak with administr
Insurer: Trupanion Canada
By: Karen
Had to notify by phone to receive claim acknowledgement by email.
Had to notify by phone to receive claim acknowledgement by email.
Insurer: Trupanion Canada
By: George
Had to notify by phone to receive claim acknowledgement by email.
Had to notify by phone to receive claim acknowledgement by email.
Insurer: Trupanion
By: George
I sent a bundle of receipts that sadly included the euthenasia of my sweet baby girl, Bella.
I sent a bundle of receipts that sadly included the euthenasia of my sweet baby girl, Bella. Trupanion doesn't really cover a whole lot but I was thankful for their swift response and payments so that I didn't have to drag out my heartbreak with administr
Insurer: Trupanion
By: Karen
Excellent service!
I wish my own health insurance was this easy and fast. It is wonderful to have the peace of mind that our fur baby is covered not only for preventive care but illness thank you for the excellent service!
Insurer: Embrace
By: Traci
Very happy.
Very happy with this pet insurance. They pay as committed, no surprises on what is not covered (mmmm.... lots of surprises with my human health insurance on that front!!) They pay fairly quickly (including direct deposit option). Very helpful if you need to call them to ask a question on anything, and the people I encountered on the phone are clearly fans of the animals and people who care for them. My cat had everything from abscesses (from playing with the neighborhood ferals) to kidney issues in the end. He lived a full life. I now have 2 new kittens and I signed them up for ASPCA insurance.
Insurer: ASPCA
By: G Lampert