217,670+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 217,670 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

217,670 total


Most selected providers in "March, 2026"

This chart shows the distribution of the most selected pet insurance providers in March, 2026.

Providers with highest rating

Embrace

19,815 reviews

4.9
Healthy Paws

11,106 reviews

4.9
Fetch

5,446 reviews

4.9
Trupanion

55,032 reviews

4.9
Pets Best

14,877 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

April 23, 2017

I highly recommend Trupanion, because I truly feel they care about my cat and they ALWAYS listen to my questions/problems and resolve any issues fairly.

I highly recommend Trupanion, because I truly feel they care about my cat and they ALWAYS listen to my questions/problems and resolve any issues fairly. I recommend Trupanion for ALL pet owners! They truly are the companion to your companion!

Insurer: Trupanion

By: Susan

Useful
April 23, 2017

Everyone is always very kind and professional when I call on the phone.

Everyone is always very kind and professional when I call on the phone. It makes me feel that they care about myself and my companion animal. Thanks so much. Joyce

Insurer: Trupanion

By: Joyce

Useful
April 22, 2017

Healthy Paws is PAWESOME

I have had my two pups for almost 9 years. On January 1, 2014, one of my pups ruptured a disc in her back. At that time, I did NOT have pet insurance. After $7,000 in surgery/meds and 10 months of recovery...I decided maybe I should LOOK into pet insurance. I did ALOT of research. The one company that stood out was HEALTHY PAWS. I decided to get the coverage. I selected the lowest deductible per month for each pup and selected the highest payout coverage for each. I called my pups vet and the surgeon and asked them to email my pups records so I could send to Healthy Paws. Once I received those files, I emailed them to Healthy Paws. It was VERY clear on what they cover. NO PET INSURANCE will cover PRE-EXISTING conditions. Makes purrfect sense to me. Now some companies cover annual shots/exams/teeth cleaning/heartworm meds/etc. HOWEVER those that do...have a CAP of what they will pay out. Here is my opinion on PET INSURANCE. If you are lucky enough to have a dog in your life.....one thing you should know.....SPAY/NEUTER/ANNUAL SHOTS/HEARTWORM...is all something that EVERY pet owner should do no matter what....it is part of being a responsible pet owner. I knew when I rescued my pups...there is a cost to ensuring they are healthy and happy and loved. BUT in the event something happens that is out of the normal range of taking care of your pet....snake bite, hurt paw/leg/back or any long term illness (paws crossed no one ever experiences this)...HEALTHY PAWS is INCREDIBLE. So...after my dog hurt her back...I got coverage for both pups. Oh doggie am I HAPPAWY I DID! Since then, that same pup, had eye surgery (a big growth started growing in her eyelid), her right knee gave out...surgery for that....a year and a couple months later the left knee gave out..surgery for that. So what did I pay for these 3 surgeries? 10% of the cost!!! All meds that were prescribed after these surgeries were covered as well at 90%. Oh..and the BEST thing is....if you download the app...you get home from vet....click on the APP...click on picture of PUP that you have....click on FILE a new claim...take a picture of the vet bill and hit submit. Then a check magically appears in your mailbox!!!! What if you don't know if something is covered? Easy...either call them (they are SUPER friendly!!! OR just send it in via the APP. If it is not covered they will deny it and provide the reason. So...I did an analysis of what I have paid each month in premiums and out of pocket with insurance AND compared it to what I would have paid had I not had insurance and premiums and just the knee surgeries alone made it worth it....if neither pup ever had anymore issues and if they live to 15...I am already ahead. I HOPE neither of my pups NEVER meet their yearly deductibles ever again.....to me the peace of mind knowing Healthy Paws is there....with NO CAP on how much they will pay out....in the event there is something long term etc. is what makes them the BEST PET INSURANCE!!! I will always have coverage on my pets and I know for a FACT......it will ALWAYS BE HEALTHY PAWS. Not only did I give them 5 stars....but I would give them 4 paws up plus a wagging tail!!!! BOL!!!!

Insurer: Healthy Paws

By: Michelle

April 22, 2017

Best Insurance!!

Great experience! From ease of processing claims to extremely available and helpful customer service reps, this is a great insurance option! I have 2 dogs, one over 8 years old and the premiums are reasonable. Super fast processing of payments and clear explanation of benefits. Healthy Paws makes otherwise tough time manageable. 5+ Stars!

Insurer: Healthy Paws

By: Stacy

Useful
April 22, 2017

Overall Best there is.

I have a 4 year old german shepherd pup. As I am single and have no children he is pretty much my world. Over the past year he has been diagnosed with severe shoulder dysplasia and a growing allergy problem. Healthy Paws has no missed a beat. The claim are fast and easy, and I have never had a premium increase. Would recommend to anyone who loves their pet. The insurance has already paid for itself 50 times over.

Insurer: Healthy Paws

By: S.

Useful
April 22, 2017

Fantastic!

Our lit'l girl has had several things to deal eith through the years. Started when she was a pup, & had a anaphyllactic reaction to her 'puppy' shots. She's had injuries from her hard playing-live life to the full is her motto. She's had ear infections, toe infections, seen the dentist for broken K9 tooth & other things. Probably the biggest scare was when she had mast cell tumors removed. And as of kately, disgnosed with pancreatitis. Through all this, Trupanion has been fantastic! Helped with coverage and a pleasure to deal with.

Insurer: Trupanion Canada

By: Yvette

Useful
April 22, 2017

Fantastic!

Our lit'l girl has had several things to deal eith through the years. Started when she was a pup, & had a anaphyllactic reaction to her 'puppy' shots. She's had injuries from her hard playing-live life to the full is her motto. She's had ear infections, toe infections, seen the dentist for broken K9 tooth & other things. Probably the biggest scare was when she had mast cell tumors removed. And as of kately, disgnosed with pancreatitis. Through all this, Trupanion has been fantastic! Helped with coverage and a pleasure to deal with.

Insurer: Trupanion

By: Yvette

Useful
April 22, 2017

I highly recommend Healthy Pets for your pets!

I had another pet insurance company for one of our previous dogs. With healthy paws, you know what is covered, and what is not. The insurance plan we chose was only for illness, injury, etc., not wellness. Our Golden retriever has had to have surgery twice, once for an abdominal issue, one for a torn ACL. Both times, once we met the $250 deductible, 80% of our other covered costs were reimbursed. No hassle. I received a nice check yesterday, exactly two weeks after his surgery. Easy filing of claims, great communication, and great people to work with. I highly recommend Healthy Paws. When you enroll your pet you choose the deductible and reimbursement level that works best with your budget. Thank you, Healthy Paws, for giving us peace of mind when our Kevin needs treatment.

Insurer: Healthy Paws

By: Linda

Useful
April 22, 2017

Highly Recommend!

Healthy Paws Pet Insurance is well worth the investment. We insured our Golden Retriever when he was a puppy. I carefully researched pet insurance companies and found Healthy Paws the best rated. I reviewed the exclusions and hoped for the best. Four years later our dog tore his ACL, meniscus and dislocated his kneecap while chasing a couple of deer. He needed an expensive surgery and physical therapy. The surgeon also warned us that he is likely to do this to his other knee as well! Healthy Paws processed our claim in a matter of hours, and even told us he will be covered if he needs the surgery for his other knee! What a huge relief to know that the insurance policy worked exactly as we hoped it would! We have raved about how fortunate we feel to have taken this policy out when we did, and recommended Healthy Paws to everyone we know. We are adopting a kitten in a few weeks, and without a doubt plan to insure our new cat as well. Highly recommend!

Insurer: Healthy Paws

By: Tara

Useful
April 22, 2017

HEALTHY PAWS IS PAWESOME!

I have had my two pups for almost 9 years. On January 1, 2014, one of my pups ruptured a disc in her back. At that time, I did NOT have pet insurance. After $7,000 in surgery/meds and 10 months of recovery...I decided maybe I should LOOK into pet insurance. I did ALOT of research. The one company that stood out was HEALTHY PAWS. I decided to get the coverage. I selected the lowest deductible per month for each pup and selected the highest payout coverage for each. I called my pups vet and the surgeon and asked them to email my pups records so I could send to Healthy Paws. Once I received those files, I emailed them to Healthy Paws. It was VERY clear on what they cover. NO PET INSURANCE will cover PRE-EXISTING conditions. Makes purrfect sense to me. Now some companies cover annual shots/exams/teeth cleaning/heartworm meds/etc. HOWEVER those that do...have a CAP of what they will pay out. Here is my opinion on PET INSURANCE. If you are lucky enough to have a dog in your life.....one thing you should know.....SPAY/NEUTER/ANNUAL SHOTS/HEARTWORM...is all something that EVERY pet owner should do no matter what....it is part of being a responsible pet owner. I knew when I rescued my pups...there is a cost to ensuring they are healthy and happy and loved. BUT in the event something happens that is out of the normal range of taking care of your pet....snake bite, hurt paw/leg/back or any long term illness (paws crossed no one ever experiences this)...HEALTHY PAWS is INCREDIBLE. So...after my dog hurt her back...I got coverage for both pups. Oh doggie am I HAPPAWY I DID! Since then, that same pup, had eye surgery (a big growth started growing in her eyelid), her right knee gave out...surgery for that....a year and a couple months later the left knee gave out..surgery for that. So what did I pay for these 3 surgeries? 10% of the cost!!! All meds that were prescribed after these surgeries were covered as well at 90%. Oh..and the BEST thing is....if you download the app...you get home from vet....click on the APP...click on picture of PUP that you have....click on FILE a new claim...take a picture of the vet bill and hit submit. Then a check magically appears in your mailbox!!!! What if you don't know if something is covered? Easy...either call them (they are SUPER friendly!!! OR just send it in via the APP. If it is not covered they will deny it and provide the reason. So...I did an analysis of what I have paid each month in premiums and

Insurer: Healthy Paws

By: Michelle

Useful

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