218,808+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 218,808 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

218,808 total


Most selected providers in "April, 2026"

This chart shows the distribution of the most selected pet insurance providers in April, 2026.

Providers with highest rating

Embrace

19,842 reviews

4.9
Healthy Paws

11,155 reviews

4.9
Fetch

5,523 reviews

4.9
Trupanion

55,032 reviews

4.9
Pets Best

14,967 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

September 26, 2025

DO NOT EVER USE NATIONWIDE FOR ANYTHING…

DO NOT EVER USE NATIONWIDE FOR ANYTHING ESPECIALLY PET INSURANCE!!! Garret has pet insurance with them through his job and we just got notice that they are canceling the policy for our dog and cat on December 1st due to "rising cost" and "inflation". I will never use them again and never ever recommend them to anyone and I urge anyone that has them to switch.

Insurer: Nationwide

By: James Darling

September 26, 2025

HP pricing you out when your dog gets older.

I have had this insurance company for my 12 year old dog since she was 10 months old. I have had no claims or missed payments(132 of them). My payments were $69/month, then $139/month and this month $373!. Beware when you will probably need the insurance they are going to price you out of keeping it. It's cheaper to pay yourself since I'm sure they won't pay the whole bill anyway.

Insurer: Healthy Paws

By: Kevin Lhommedieu

September 26, 2025

Amanda did an amazing job!

Amanda clearly and concisely answered all my questions and fully described the advantages to Fetch and the coverage available.

Insurer: Fetch Canada

By: Pam Smith

Verified September 26, 2025

No problems at all filing a claim

No problems at all filing a claim, nice and easy! Payment within 2 weeks.

Insurer: Spot

By: Linda Wozniak

Verified September 26, 2025

NIce Response

Following instructions to making a claim were simple. And when I called with a question - Emma was very patient and helpful with me.

Insurer: Pumpkin

By: Dolores

September 26, 2025

Not trustworthy

Not trustworthy. Do not consider it insurance, more just a discount plan. They never pay their full share, and usually delay any partial payments well beyond what is normal or customary. Not sure how I didn't read the reviews before getting into a policy.

Insurer: Embrace

By: Nicholas McGraw

September 26, 2025

You were once a great company

You were a great company. But when a company jumps from $600/yr to $1200, that's robbery. And one of my cats has never taken a cent from you. Never used up his deductible. The other cat was sick but - for the healthy one - I interviewed other companies that offer exactly what you do and they were $430 approx. So there is absolutely no good reason to stay with you. Unfortunately, my sick cat will have to stay because of his exiting conditions. But I would never bring a new cat to you. There is one company that with take pre-existing conditions at a great price but the first year you must go without any coverage for the pre-existing - and then you can get all the benefits.

Insurer: Embrace

By: Steven K.

Verified September 26, 2025

Reimbursement

The only problem I have with the insurance was they didn’t pay near what my bill was. My bill was for $301 and I only received 110. On a good note I received my refund in a matter of days.

Insurer: Spot

By: Maureen Muller

September 26, 2025

Peace of mind

My puppies have been covered with Embrace Pet Insurance for 2 years now. I have been very happy with the reimbursement and policies for the insurance. When one of my pets swallowed something on a walk and was very very ill. Embrace was so great. I was reimbursed quickly and felt very happy with the decision to have Embrace Pet Insurance. And still do. The representatives are very kind and helpful. Having Embrace Pet Insurance is Peace of mind and is worth it and WONDERFUl!!!

Insurer: Embrace

By: Daisyrose A

September 26, 2025

My Healthy Paws premium jumped from…

My Healthy Paws premium jumped from $113/month with a $100 deductible and 90% coverage to $260/month with a $1,000 deductible and only 60% coverage. I’ve been with them for 10 years—since my dog was a puppy—and this feels like a gut punch. A 150% increase in one month is outrageous and borderline unethical. I’ll be sharing this experience across every platform available.

Insurer: Healthy Paws

By: Chris C

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