154,902+ Pet Insurance Reviews You Can Trust
Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.
236,400 total
What are you looking for?
Most selected providers in "November, 2025"
This chart shows the distribution of the most selected pet insurance providers in November, 2025.
Providers with highest rating
20,342 reviews
10,808 reviews
27,507 reviews
14,177 reviews
63,026 reviews
Category with most reviews
This chart shows the distribution of review categories.
Super Simple Claim Submission
Super Simple Claim Submission! It was very easy to submit a claim in about 5 clicks.
Insurer: Embrace
By: Kathi
Easy to work with
Spot makes it easy to file a claim and they're fast in processing it.
Insurer: Spot
By: Eileen
Tried to say diarrhea from a year prior…
Tried to say diarrhea from a year prior from a flu bug was a pre-existing condition so then anything where the stomach was involved (basically any virus has diarrhea!) wouldn’t be covered! So when I ended up in the ER a year later from my dog ingesting something that caused him to vomit and have diarrhea, they wouldn’t cover any of it saying it was pre-existing!!! Waste of money! I’ve had plenty of dog insurances over the years and this one is truly the worst
Insurer: Embrace
By: Sharon W
Good insurance but read the fine print about deductible
Good experience with submitting a claim. Only disappointment was that $300 deductible accounts for only 80% of upfront charges due to 20% not covered.
Insurer: Fetch
By: Denise
Quick and easy claim process
The online claim submittal was easy, and they communicated quickly about the status. Start to finish was less than a week!
Insurer: Spot
By: Natalie W.
Love the ease of shooting a pic
Love the ease of shooting a pic
Insurer: Embrace
By: Nicholas Paramithis
Mallory made my experience easy
Mallory made my experience easy. She was so helpful and patient. She stayed on the phone with me helping me to do everything I needed to submit my claim. Fetchpet is lucky to have her ! Thankyou again.
Insurer: Fetch
By: Linda Venafra
Navigating through the website is awful
Navigating through the website is awful. I had trouble viewing my new dog policy because the option to see it was not in plain, logical sight. Also, I’m having problems with inputting the bank info for reimbursements, which means I will need to call Embrace during a time call volumes are high.
Insurer: Embrace
By: Whitney
Claims are processed very quickly.
Claims are processed very quickly.
Insurer: Spot
By: Georgia Herbst
Easy claim process and very quick
The claim process is quick and easy. I feel that Spot always has mine and Ghost interests in mind. I feel comfortable knowing that Ghost is always taken care of.
Insurer: Spot
By: Clayton Holler