217,249+ Pet Insurance Reviews You Can Trust
Pet parents across the U.S. and Canada have left over 217,249 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.
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Excellent! The Best!!
Excellent!! Love Embrace. We have had Embrace since Joy, my 9.5-year-old Boxer, was 4 months old. In May of 2024 she was diagnosed with Degenerative Myelopathy. She went to rehab once a week for Hydrotherapy, Laser Therapy, and Acupuncture and it was very helpful in keeping her walking. June of 2025, she lost ability to walk so hydrotherapy was not needed and the 1.25-hour drive to rehab was becoming too stressful for her so we changed to a mobile vet for in home acupuncture and laser therapy. It helps her so much, Embrace is a big help and I am so glad Embrace is here for us during this difficult time. Being insured with Embrace makes it so much easier and gives me peace of mind that I can give Joy the best. To submit a claim is so easy; I submit my claim every week and the claim payment is in my bank account within 3 days. I cannot imagine not having pet insurance and, in my opinion, having Embrace is the very best. Embrace has great customer service and I have NEVER had an issue; I Love Embrace Pet Insurance.
Insurer: Embrace
By: Genny Reid
Quick turnaround time from claim to…
Quick turnaround time from claim to reimbursement. Excellent customer service when I called with a question.
Insurer: MetLife
By: customer
delay and frustration
There is a lot of delay and frustration with the reimbursement process. Either my vet who submits my claims or me are constantly having to provide the same information over and over again. It is really nitpicking it seems sometimes. For example, an invoice that showed the amount due, the payment, and then there was an additional line item showing that satisfying the balance, and then a zero due line. That got pushed back at least two times with the reason being it didn’t show payment.
Insurer: MetLife
By: Jessica Stelfox
Coverage is great
Coverage is great, rarely dispute claims, so grateful
Insurer: MetLife
By: William Quin
MetLife *****
I have had MetLife Pet Insurance for years now and have always had a very positive interaction. The claim process is easy to use and I receive my reimbursement in a timely manner.
Insurer: MetLife
By: customer
Happy Customer!!
Nothing but great service in every aspect! So very pleased we chose Metlife for our fur baby.
Insurer: MetLife
By: Cheryl Collins
Great service
Answered any and all questions. Got Poppy the coverage we wanted
Insurer: Prudent Pet
By: whitneyquintgmail.com
Love the insurance but they won't cover…
Love the insurance but they won't cover allergies that already my dog had. But after 3 years will the insurance it will be nice for them to consider to covered.
Insurer: MetLife
By: Johanna
it was easy to follow and use the claim…
it was easy to follow and use the claim process.
Insurer: MetLife
By: Walker
Overall good, but definitely room for improvement
Overall MetLife is pretty good for pet insurance, however after the first year they hiked my monthly price up by over $30/month which seems astronomical. I’m terrified to see what next year will be, and whether or not it’s something I’ll still be able to afford. Claims sometimes take quite a while to be processed. Additionally, they don’t cover PT unless performed by a licensed vet, which is kind of a fine print thing. I was unable to find a dog PT in the state of CT who was a licensed vet. They are all licensed physical therapists or rehab specialists, but don’t have a DVM. Pretty disappointing since this was one of the main perks to me, having coverage for something very common, but costly and repetitive, that comes up, especially with larger dogs.
Insurer: MetLife
By: Alexis