154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

236,400 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,342 reviews

4.9
Healthy Paws

10,808 reviews

4.9
Fetch

27,507 reviews

4.9
Pets Best

14,177 reviews

4.9
Trupanion

63,026 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

May 08, 2025

I spoke with an insurance lady on the…

I spoke with an insurance lady on the phone. She was very eager to get my business. And was very energetic and excited and gave me a lot of information. I signed up. Then I tried to set up my account and I was having a hard time, I called her and asked her to call me back and I never heard back from her. I found that disappointing.

Insurer: Embrace

By: Jane

May 08, 2025

Very Dependable!

"I decided to get insurance for my senior dog Milo after finding out my other senior dog had cancer. He is now my last of the 3 dogs we had, and has been generally healthy most of his life since we rescued him. The claims I've submitted and were paid involved his preventatives and annual wellness visit at the vet. The Pets Best app was user friendly, so submitting claims were extremely easy. I received updates about my claim via email so I never had to wonder what came of it. This gave me an idea of how fast and dependable Pets Best was at insuring I was getting my money's worth, considering this is my first time getting pet health insurance!"

Insurer: Pets Best

Veterinarian: Bosque Animal Clinic

By: Danna

Useful
Verified May 08, 2025

The claims service has been prompt

The claims service has been prompt. Payments processed quickly. Issues have been resolved in a timely manner. I have had no issues with payment.

Insurer: MetLife

By: Maureen Hook

Verified May 08, 2025

Don’t Hesitate for a minute

I was super skeptical about pet insurance but I am SO glad I got it with our dog. She has had some very random illnesses and it has been very easy to submit and get paid out. Really happy with Spot!

Insurer: Spot

By: Angela Simpson

May 08, 2025

Smooth claim process

We have used PetsBest for my dog for almost 7 years. The claim process is very easy and explanations on the claim is clear as well. Definitely recommend the service.

Insurer: Pets Best

By: Teresa

Useful
May 08, 2025

Fast response

My claim was processed quickly and I received a check that next week.

Insurer: Pets Best

Veterinarian: Tickle-Blagg Animal Hospital

By: Alfretta

Useful
May 08, 2025

Hassle free and worth every penny!

My first experience with pet insurance and I could not be happier!

Insurer: Pets Best

Veterinarian: Citywide Animal Clinic

By: Cassandra

Useful
May 08, 2025

Wouldn't have a pet without insuring it with Embrace

I have had wonderful experiences with them and have had them for over 10 years. I have never had an issue with any claims and submitting a claim is super easy. I have it set up so the refund goes directly into my checking and is there within days of submitting my claim. I tell everyone about Embrace. We were out to dinner with friends and I told the waitress who just got a new puppy to get Embrace. There will always be emergencies with pets. It's wonderful knowing Embrace has our backs.

Insurer: Embrace

Veterinarian: Cilley Veterinary Clinic

By: Maureen

Useful
Verified May 08, 2025

Great premium rates

I'm satisfied with premium and customer service.

Insurer: Prudent Pet

By: Debbie Henderson

May 08, 2025

Once again, Trupanion dismisses legitimate claims without even looking at them

Once again, Trupanion has rejected a legitimate claim within minutes of me submitting it. They never just pay a legitimate claim. They make you jump through hoops. They wear you down with denials. It feels like they want you to just give up. I submitted my claim with an itemized invoice provided by my vet, along with complete chart notes. Within minutes I received a denial stating that I needed to submit a claim form with an itemized invoice. They clearly did not even look at my submission. I called the supervisor that reached out to me last time I left an unfavorable (truthful) review, and left a message. It has been 4 days now since I left a message (6 days since the denial), and no one has gotten back to me. The last time they denied a claim and I left a review, the same supervisor did end up getting me the money I was owed, but it takes an act of Congress to get claims paid. I am a cancer patient, recently had a heart attack, and it is not only unprofessional to treat people the way Trupanion does, it is morally reprehensible. People have better things to do than to pay years of premiums, and then have to chase down the insurance company to get them to pay legitimate claims.

Insurer: Trupanion

By: Susan

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