208,464+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 208,464 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

208,464 total


Most selected providers in "February, 2026"

This chart shows the distribution of the most selected pet insurance providers in February, 2026.

Providers with highest rating

Embrace

19,706 reviews

4.9
Healthy Paws

10,966 reviews

4.9
Fetch

5,214 reviews

4.9
Trupanion

58,989 reviews

4.9
Pets Best

14,634 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

Verified July 22, 2025

Good when smooth, horrible when there are problems

When things go right, it's very easy, quick and simple. But when you need to appeal or debate a diagnosis/pre-existing condition, it's literally pulling teeth. Customer service is very nice but they do not ever reach back out to you when they say they will "personally handle the matter" My pet had some reaction on his paws, vet did not know what is was so they prescribed steroids, antibiotics, antihistamines, etc. Because steroids are usually used to treat allergies, Metlife declared it a pre-existing condition when the MD did NOT know what it was. Appeal did not go through as they use symptoms, not diagnosis, to determine conditions. I had a separate issue where my dog's skin was turning black in certain spots. She only saw pictures so she could not make a diagnosis. Metlife rejected the claim because it might have been allergies again. I tried to appeal but the vet would not sign since she DID NOT SEE the pet and could NOT make a diagnosis. So again I was denied payment. TLDR: Great when things are working smoothly. Horrific if you ever need to fight for something no matter how small

Insurer: MetLife

By: Titus Song

Verified July 22, 2025

Satisfied customer

Claims are processed very quickly and easy to submit claims

Insurer: MetLife

By: Tessie Dehart

Verified July 22, 2025

Andrea was great

Andrea was great. So nice. She explained the whole thing how to do it very nice.

Insurer: Prudent Pet

By: Ellen Isenberg

July 21, 2025

433% Increase - From $268 to $1,430

I’ve been a loyal Healthy Paws customer since 2017. This month, my premium jumped from $268 to $1,430 — a 433% increase. No coverage changes. Just a new underwriter (Westchester Fire). Illegal? Perhaps. Unethical? Definitely. Shame on you, Healthy Paws.

Insurer: Healthy Paws

By: Samantha Sage

July 21, 2025

I wanted to ensure that my claim was being correctly worked reviewed.

I had a couple of questions on my claim submission. The Fetch representative, Kayla, clearly answered my questions and was very helpful in responding/resolving my concerns. She was very customer oriented and patient. Accordingly, Kayla well represents Fetch Pet Insurance and I feel confident that my claim will be adequately reviewed.

Insurer: Fetch

By: Robert

Verified July 21, 2025

so far so good

so far so good. Slow start with the first claim!!! But we are good now things seem to be moving much faster !

Insurer: MetLife

By: JHD

Verified July 21, 2025

Easy and quick

No problems at all. Quick and easy payment! I am so grateful to have this insurance!

Insurer: MetLife

By: Ame Portnoff

July 21, 2025

THEY ONLY PAID $5 for a submitted claim…

THEY ONLY PAID $5 for a submitted claim for $1467. FIGO agreed $1293 was eligible. Policy for $10,000 max annually, $900 deductible, then 70% coverage. $1293 - $900 deductible = $393. $393 remaining times 70% = $275 to be paid by FIGO. Insured pays $900 deductible and remaining balance $118. ONLY WAS PAID $5. WHAT A SCAM

Insurer: Figo

By: james quackenbush

Verified July 21, 2025

I love that MetLife makes submitting…

I love that MetLife makes submitting claims so easy and painless. Having pet insurance gives me peace of mind for my doggy!

Insurer: MetLife

By: KRISTIN KNIGHT

Verified July 21, 2025

A faster turnaround would have been…

A faster turnaround would have been appreciated

Insurer: MetLife

By: Nicole CHancy

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