216,564+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 216,564 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

216,564 total


Most selected providers in "March, 2026"

This chart shows the distribution of the most selected pet insurance providers in March, 2026.

Providers with highest rating

Embrace

19,776 reviews

4.9
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Fetch

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Trupanion

55,032 reviews

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Pets Best

8,927 reviews

4.9

Category with most reviews

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Verified September 01, 2025

Fast Claim Completion/ Reimbursement

Prudent was quick with responses and needed information in order to smoothly complete the claim. Must note you have to have a medical visit within a year of a claim otherwise it will not be approved.

Insurer: Prudent Pet

By: treylondtgmail.com

September 01, 2025

When I am applying for Figo i was…

When I am applying for Figo i was expecting my dog can have regular care. Now I am paying for 46€ per month to have a 75€ maximum preventive care per year such as vaccinations. The application is misleading and now even though I choose the monthly payment option they say i need to wait 1 year to cancel my contract. Now i stuck with them, definitely not suggest. The text below is from their application form.. "Unlimited consultations Standard preventive care such as vaccinations Treatments and medications for digestive problems Treatments and medications for ear, skin and eye infections Treatments for joint complaints"

Insurer: Figo

By: Murat K.

Verified August 31, 2025

First time we made a claim, and it's so easy!

We have been fortunate enough that this was our first time using our pet insurance. Having Spot when our dog had surgery gave us piece of mind. Starting a claim was easy, and we were reimbursed to get the vet bills paid. I highly recommend this insurance to anyone with a pet!

Insurer: Spot

By: Trista

Verified August 31, 2025

Just received it.

Just received it.

Insurer: Nationwide

By: Sherolyn Florence

August 31, 2025

Pros & Cons

Pros: • We’ve been with Embrace for 10 years, and overall they’ve been very reliable. • When claims were mistakenly flagged as “pre-existing,” my vet provided documentation and Embrace corrected it and paid. • Customer service has been fair and responsive. Cons: • Premiums rise every year, no matter the policy type. • Currently paying over $500/month for two dogs (one older, one young and healthy). • The USAA member discount is minimal and hardly noticeable. Overall: Embrace has been trustworthy when it comes to paying claims, but the steep and ever-rising premiums make it hard to justify the cost — especially when one pet has had no health issues at all

Insurer: Embrace

By: Pam Backofen

Verified August 31, 2025

Quick & Friendly

Easy to file claims and they are pretty quick to handle them too.

Insurer: MetLife

By: Lindsey Stallings

Verified August 31, 2025

Friendly helpful

Friendly helpful

Insurer: ASPCA

By: Allison

August 31, 2025

Medications, yes or no??

I have had a problem with my claim when I turned it in I gave them all my receipts but they only accepted one day and I went to the vet for months come to find out they didnt accept my medications but in the policy it says it does so my question is do they accept medications or not???

Insurer: ASPCA

By: Dana Todd

August 31, 2025

Weimaraner Figo Back Recovery Journey

My dog hurt her back and Figo was right there. We learned what they needed to process a claim. The detailed vet notes and invoice started our year long path through using Figo to help pay for her journey. Drugs, cold last therapy, canine physical therapy, I highly recommend Figo for your pet.

Insurer: Figo

By: customer

Verified August 31, 2025

Amazing speed in processing a…

Amazing speed in processing a relatively large claim $686. Thank you so much. All of our claims over the past 4 yrs have been handled quickly. We are so very pleased with Pumpkin Pet Insurance.

Insurer: Pumpkin

By: Diane

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