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Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

236,466 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,347 reviews

4.9
Healthy Paws

10,809 reviews

4.9
Fetch

27,512 reviews

4.9
Pets Best

14,179 reviews

4.9
Trupanion

63,031 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

Verified June 01, 2025

Heartfelt Thanks to Healthy Paws – You Gave Me the Courage to Do What Was Right

When my dog was suddenly hospitalized with pancreatitis, I was overwhelmed with fear. He needed to be admitted to a specialist hospital right away, and the thought of what it might cost was terrifying. But because I had Healthy Paws, I didn’t hesitate. I was able to say “yes” to the best care without that sinking feeling of financial panic. They reimbursed me for everything covered under my plan — quickly, clearly, and without any frustrating hoops to jump through. The process was transparent and incredibly smooth. But what really moved me? They reached out just to ask how he was doing. It wasn’t just a claim to them — it felt like they truly cared. That small act of kindness meant the world to me during such a vulnerable time. Healthy Paws gave me the freedom to focus on healing and hope, not costs and paperwork. I’ll always be grateful. 🐾💛

Insurer: Healthy Paws

By: Ilse Reyna

Verified June 01, 2025

The last time I filed a claim it took a…

The last time I filed a claim it took a lot longer to get an update and reimbursed. I love the communication I received along the way and reimbursement was so much faster!

Insurer: Fetch

By: Tina

June 01, 2025

High Premiums & Crazy Hike at Renewal

High Premiums & Crazy Hike at Renewal Figo increased my premiums by 40% and 31%. Now over $310/mo for two healthy dogs. I have been with Figo since 2021. I renewed my policies for a new zip code in March 2025 for a 5yr 2mo old dog and a 7yr 3mo dog. The monthly premiums increased less than $10 per policy due to a new zipcode to $118/mo and $114/mo for each dog respectively ($232/mo total). That’s fine. However, upon autorenewal in May 2025 (only 2 months later) Figo is now increasing the premiums to $165 and $149 per month citing age, breed, and zip code. There was no change in zipcode since the March renewal, no change in breed (obviously), so the only cited reason by Figo that did actually change is age... By two months! How on earth do they justify a 40% and 31% increase in cost for a 2 month increase in age!? These are two healthy dogs / breeds with no persistent health issues and who are not particularly old. I understand Figo has the right to increase premiums by whatever amount they desire, however their cited reason does not make sense to me. Only reason they get two stars and not one is because they paid claims when I submitted and did not scam me. However, we will be cancelling because nearly $4,000 a year is absurd and I am afraid of how much they will jack up the price next time if we stay. Honestly, the insurance is probably not worth it in my opinion. Even though I have filed claims I am probably still in the red given the premiums I have paid since 2021. In my opinion the only benefit is you can essentially spread the cost of a surprise / emergency vet bill over time but you are absolutely paying for that privilege. If you can afford an emergency vet bill once in a blue moon, I advise skipping the insurance.

Insurer: Figo

By: Tyler Adams

Verified June 01, 2025

Cancel this insurance immediately!

Cancel this insurance immediately!! I have not heard from you since taking out insurance. I have no policy, no numbers to call, no information at all. If this is the way you do business I want no part of it!! Send proof that you have canceled immediately so I can purchase other insurance!

Insurer: Prudent Pet

By: Nancy Poe

Verified June 01, 2025

Great piece of mind

The wellness coverage makes this insurance worth the money. Being able to get reimbursed for a good amount of the wellness, vaccines, and labs makes the premium worth the cost. Obviously, vet costs can be very expensive if your pet needs surgery or expensive treatments which is why we carry the insurance, much like we have health insurance and car insurance - to help offset the costs of the unexpected.

Insurer: Spot

By: William Condon

Verified June 01, 2025

Trupanion is the best protection for a fur baby…

Trupanion is the best protection for a healthy pet, following an eye injury my pet has 90% coverage- Bless them always- the best investment for any fur baby.

Insurer: Trupanion

By: Donna

Verified June 01, 2025

Great insurance great coverage

Great insurance great coverage! when submitting a claim reimbursement does not take long maybe a week or two they've been very helpful with both of my two dogs

Insurer: Spot

By: Aline Brubaker

Verified June 01, 2025

Dachshund Insured

I purchased this insurance because I thought it was the most comprehensive at a reasonable price. My greatest concern was if my dog gets sick or injured. I wanted an unlimited cap. I chose the higher deductible, with a 90% payout to save money.

Insurer: Prudent Pet

By: Dale Moyers

Verified June 01, 2025

My cat had several sudden medical…

My cat had several sudden medical issues. I got reimbursed for the amount I spent minus the deductible and the portion they don’t cover. The turnaround was quick. It was my first time and I am a very satisfied customer. I’m glad I chose Spot.

Insurer: Spot

By: Eileen D

June 01, 2025

Very professional agent

Very professional agent

Insurer: Trupanion

By: Eleonora Thea Leonardi

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