208,360+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 208,360 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

208,360 total


Most selected providers in "February, 2026"

This chart shows the distribution of the most selected pet insurance providers in February, 2026.

Providers with highest rating

Embrace

19,704 reviews

4.9
Healthy Paws

10,965 reviews

4.9
Fetch

5,209 reviews

4.9
Trupanion

58,979 reviews

4.9
Pets Best

14,630 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

Verified February 26, 2026

Great experience

I found the claim process to be quite simple, as usual. I did notice a longer wait time for the reimbursement, but that was expected given that this was a very expensive invoice for us. It was the first time our dog had a surgery. Thankfully, there was nothing life-threatening.

Insurer: Healthy Paws

By: Richard

Verified February 26, 2026

Very easy and straight forward

Very easy and straight forward. Easier to navigate than human health insurance tbh

Insurer: MetLife

By: Vashti Wagner

February 26, 2026

Excellent customer service

Excellent customer service. Very responsive and quick. Fair claims process.

Insurer: Embrace

By: Joel W. McCann

Verified February 26, 2026

If I could choose them as my human…

If I could choose them as my human health insurance, I would. They make it so fast and easy to file claims, and actually stick to the agreement of what is and is not covered. I've been using them for almost ten years and I could not recommend it more.

Insurer: Healthy Paws

By: Dale Anderson

Verified February 26, 2026

They paid all my kittens claims

They paid all my kittens claims. No questions asked. And paid very quickly. Some the same day I submitted

Insurer: Healthy Paws

By: KAREN LUNNING

February 26, 2026

It's pretty good

It's pretty good, but not all our claims get approved. Our vet also doesn't direct bill to them which is a bit of a pain. Overall 4 stars. They have interesting criteria for claim approvals and pre-existing conditions, I would probably look elswhere if your dog is a rescue like ours.

Insurer: Fetch

By: Peter Kim

Verified February 26, 2026

Submit Payment Unreliable

I filled out this form 2 times. The first time it stayed on the "submitting payment screen" that overlays the form. There was no way for me to confirm it was successful. Some one emailed me about my incompleted application, but I didn't get a response right away to help me confirm. Also it's unclear if the review you are asking for is going to go on a public forum. In some ways it seems like it is, but I wasn't aware of that. I'm submitting this feedback so you can improve the issue where it hangs on the submission screen. If this is a public post, I still would recommend getting the insurance. Since I haven't used it yet I have no comment on it. But I'm grateful to have it.

Insurer: MetLife

By: Ashley

Verified February 26, 2026

Magdaleno mendozapaz

Ecselente cervisio

Insurer: MetLife

By: Magdaleno Mendoza paz

Verified February 26, 2026

Easy

Easy and affordable

Insurer: MetLife

By: TAMMY WALTERS

February 26, 2026

A company that do not respect their obligations

We decided to cancel our insurance. We had an allergy issue with our dog and they refused to accept it, they decided it was a problem that was there before we got the insurance. Our veterinary wrote a letter telling them that it was a completely new problem, that allergies can appear at anytime and that our dog never had any of it before. They accepted at first, but when we had to go back for our dog’s medic for allergies, they refused again. After talking to 5 different people, one guy finally confirmed that they threw the letter away and never let any note about that ! They said that they could not accept even with the files out veterinary filled an other time telling them it was a new condition. They are not able to fulfil their obligations and I thing about going after them for moral and economic damages because we lost a lot of time with this and now no insurance will accept us for this condition because it won’t be new for them. Really a bad experience ! I do not suggest at all !

Insurer: Trupanion Canada

By: Ophelie Moisan-Leduc

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