154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

236,321 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,339 reviews

4.9
Healthy Paws

10,806 reviews

4.9
Fetch

27,505 reviews

4.9
Pets Best

14,171 reviews

4.9
Trupanion

63,021 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

June 06, 2025

Insurance for new pet with Fetch.

Insurance for new pet with Fetch. I had the pleasure of dealing with Carla Stevens via phone. She was very knowledgeable about the different policies. She helped me choose the plan suitable for our dog. Carla was very patient in answering any of the questions I had. I let her know I would call back when I decided on the plan that applied best for my dog. I called back the next day with my decision & Carla completed my application. I have been very satisfied with Fetch insurance for my other dog and will definitely recommend them to pet owners I know. I would definitely contact Carla again should I have any further queries. She has a very professional, personable manner and very knowledgeable with Fetch insurance plans.

Insurer: Fetch Canada

By: Melvin Siemens

Verified June 06, 2025

I Hope this Means They've Improved

In the past I've had TERRIBLE experiences. On one claim it took me THREE CALLS because the claims person insisted that the dates of service were before the policy went into effect because the vet had included a grooming that was done prior to the effective date. Had he/she bothered to look at the date that the MEDICAL SERVICES were provided, it would have saved me, Customer Service, and 3 supervisors aggravation. Another time they denied a claim for Simparica Trio that the vet called into Costco because the Costco receipt didn't have the dog's name (Costco doesn't give special receipts with the dogs name). A subsequent photo of the label on the box solved that problem. So I was pleasantly surprised when I submitted a claim on 6/3 and received notification on 6/4 (ONE DAY! ) that reimbursement was being deposited to my checking account. I had previously been told (after I ranted like a lunatic) they were supposedly working on revamping their processing, so it's possible they've improved their review process.

Insurer: MetLife

By: Elissa Dellosso

Verified June 06, 2025

All my claims have been processed…

All my claims have been processed promptly. Representatives have been very pleasant anytime I've had to call them.

Insurer: MetLife

By: Richard Colson Sr

Verified June 06, 2025

Payment prompt after submission

Payment prompt after submission

Insurer: MetLife

By: Donna H

June 06, 2025

I am deeply disappointed with my…

I am deeply disappointed with my experience. Based on my interactions, I cannot recommend this insurance. In hindsight, I would have been better off opening a savings account and depositing the monthly premium myself. Before proceeding with my dog's neutering, I called to confirm if the procedure would be covered if deemed medically necessary. The representative assured me it would be, provided it met that condition. After my veterinarian evaluated my dog and recommended the surgery due to recurring infections and blood in his urine, I trusted that the medical necessity would be clear. Unfortunately, the insurance company later determined on their own that it was not medically necessary — disregarding the professional recommendation of my veterinarian. It is disheartening that they override the judgment of a licensed veterinarian who has direct knowledge of the animal's condition. What makes this situation even more frustrating is that I sought clarification beforehand and was not informed that the insurance company would independently decide what is necessary, regardless of veterinary advice.

Insurer: Trupanion

By: Vanessa S. Perdomo

Verified June 06, 2025

Fast reimbursement

Easy claim submission and very fast reimbursement.

Insurer: MetLife

By: MARISSA ROBERTS

Verified June 06, 2025

My only complaint is …

My only complaint is the turn around on receiving reimbursements. It seems to take a long time to receive payments.

Insurer: MetLife

By: Pat Forman

June 06, 2025

Very easy process to submit a claim

Very easy process to submit a claim, follow up progress and other information.

Insurer: Embrace

By: Zaki

Verified June 06, 2025

Smooth and easy

As always, the process for claim submissions is smooth and simple.

Insurer: MetLife

By: Pamela

June 06, 2025

Easy and quick claims process

Easy and quick claims process. Upload the vet bill and was approved in 2 days.

Insurer: Pets Best

By: Melanie L

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