208,287+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 208,287 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

208,287 total


Most selected providers in "February, 2026"

This chart shows the distribution of the most selected pet insurance providers in February, 2026.

Providers with highest rating

Embrace

19,701 reviews

4.9
Healthy Paws

10,964 reviews

4.9
Fetch

5,205 reviews

4.9
Trupanion

58,974 reviews

4.9
Pets Best

14,626 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

August 02, 2025

MetLife Pet Insurance: A Masterclass in Incompetence

Here we go again—another denied claim. Another month of absolute nonsense. At this point, I’m not even surprised. Just disgusted. For YEARS, I’ve submitted the exact same documentation from my vet stating that both of my dogs require AGE every single month. It’s on file. It’s highlighted. It couldn’t be more clear unless I tattooed it on someone’s forehead. And still—STILL—MetLife can’t get it right. Every month I waste my time fixing their mistakes. Every month I get some excuse: new staff, system issues, someone forgot to read. Are you kidding me? If any of us did our jobs this poorly, we’d be fired on the spot. The truth is, MetLife Pet Insurance is broken. The service is a joke. The systems are garbage. If I weren’t locked in because of pre-existing condition exclusions, I’d have ditched them ages ago. As soon as I find a better provider, I’m done. And if you’re reading this and dealing with the same ridiculous runaround—take this as your sign. Jump ship. They don’t deserve your money, your time, or your trust. Fix this, MetLife. Or don’t. Just know I’m not going quietly anymore.

Insurer: MetLife

By: Corey

Verified August 02, 2025

Once we figured out what browser we…

Once we figured out what browser we could use, the rest was pretty straight forward. Since our dog was so young she didn't have much of a medical history. We sent what we had, but it wasn't much. I would have liked some kind of feedback on that. The actual claim form was quick & easy.

Insurer: Spot

By: Cheri Hardt

Verified August 02, 2025

It's nice to have some help with…

It's nice to have some help with unexpected vet bills.

Insurer: Spot

By: Karla Dick

Verified August 02, 2025

Great pet insurance

They offer different packages for different types of services for your fur babies. I ended up needing to use it & they were great. My past pet insurance didn't cover anything & it was more expensive. I'll always recommend spot insurance

Insurer: Spot

By: Samantha Stevens

Verified August 02, 2025

Simple to do

Simple to do, send, and get paid!

Insurer: Spot

By: Valerie

Verified August 02, 2025

Responsive and quick.

Responsive and quick.

Insurer: Pumpkin

By: Tamara

Verified August 02, 2025

Insurance for a new puppy.

Chad was very professional and knowledgeable.

Insurer: Nationwide

By: Roman

August 02, 2025

There rates start out good when your…

There rates start out good when your dog is young healthy, then watch out it goes crazy high there plan is to get you to reduce your reimburstment and up your deductible. I have put in as few claims maybe most I got from them 5000 or 6000 in 10 years Ive been paying more out of pocket then putting in claims to keep his cost down but just now they raises in back to 279 plus my 1000 deductible I have a 70% reimburstment had to lower it to 50% stay away

Insurer: Healthy Paws

By: Steven Kersey

Verified August 02, 2025

Quick and fair reimbursement

Quick and fair reimbursement

Insurer: Spot

By: customer

Verified August 02, 2025

I am still waiting to get approved

I am still waiting to get approved

Insurer: Nationwide

By: Dianne Spirk

Compare top pet insurance providers plans.