210,301+ Pet Insurance Reviews You Can Trust
Pet parents across the U.S. and Canada have left over 210,301 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.
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Deductible
I didn't realize there was an overall yearly deductible. We mainly bought this insurance in case our dachshund ever had back issues and needed care which can be VERY expensive. So, until something like that happens (which I hope it never does) we will probably not meet our yearly deductible.
I am always satisfied with my…
I am always satisfied with my interactions with Pumpkin.
Insurer: Pumpkin
By: Kevin
I purchased this policy through my…
I purchased this policy through my work, for my 2 year old GSD. It sounded cheap at first with payroll deductions but when I added it up, its over $750.00 a year premium, that alot for a 2 year old. The policy became effective in Feb, 2026. In mid february my dog had some black urine that we saw vet about he was diagnosed with anaplasmosis, I didnt place a claim. In march my dog suddenly had trouble urinating where he was mistakenly dx with tick borne disease, then 2 days later was rushed to university vet hospital where he was diagnosed with prostatitis. Between the 2 visits vet bills were over $2000. I put in claims for both vet bills and upon checking status will be reimburses 57.50 for his nexgard. They claim this was a preexisting condition. I'm not sure how this can be considered a preexisting condition he was having no trouble until feb. I plan on calling to fight them for this, I plan on cancelling this policy after I fight them. I didnt get this before in my paperwork but just noticed it on the website explanation of benefits that he is not covered for cruciate or behavioral issues- this was not disclosed at the purchase of the policy. I'll file a complaint with my state insurance board. I would NOT recommend this insurance to anyone, way too pricey for apparently very limited coverage.
Insurer: Nationwide
By: Jodi M
Happy with Pet's Best Insurance
It is easy to file claims on Pet's Best. Their staff are friendly and helpful.
Not worth the headache
They want a year worth of medical records on your pet. The information they request for a little 800 dollar a year insurance policy is insane. My dog had more coverage without all this extra. It is insane to me that they require more information for your pet then a 100,000 life insurance policy or medical insurance ask for a human. I just don't think it's worth all the crazy emailing of a years worth of medical records. I can get her insurance cheaper and better cone to find out. Insurance that pays the vet directly without all this headache. I just thought it would be easier to have it come out of my paycheck, but really it's more of a headache with less coverage.
Insurer: Nationwide
By: Heather J
Best Pet Insurance
We had the best experience with our representative, Karley G.! She was very excited and happy for us and our new fur baby. She explained our policy very well and patiently answered all of our questions! She got us the best deal and even applied our military discount. We also received quotes from 10 other companies and Fetch offered the most coverage for the best price! Highly recommend!
Insurer: Fetch
By: Nina Vo
SCAM ARTISTS
Scam artists. Complete rip off. The company preys on people who lack the time or patience to fight them on every single claim. They will scour your vet bill for the tiniest whiff of anything pre-existing, and then deny the entire claim even if the purpose of the visit had nothing to do with something chronic that's just noted as part of the pet's history. These clowns 100% get paid commission to deny claims.
Insurer: MetLife
By: Scammed
Can’t afford not to have Trupanion
I have had Trupanion for all of my dogs. I can’t say enough good things about it. Although it is not inexpensive, I can’t afford not to have it. One of my dogs was hospitalized for three days. The bill was about $5k. She was discharged on a Saturday night. I submitted her claim after we got home. The claim was paid Monday afternoon. I can’t recommend Trupanion highly enough.
Insurer: Trupanion
By: Lisa
Don't be fooled by the Embrace!
Why would Embrace make it impossible for you to set up automatic pay for claims paying via EFT? The longer they hold on to your money, the more interest they make off your payment! I tried online, and it failed every time. In the small print below, it said, "Please call customer service." My payment is debited directly from my checking account. I had no issue with that process. Then I had a claim because I had a puppy who was vomiting, and it was his first visit with me. They used the first visit as a pre-existing condition and said that if he stayed free from vomiting for one year, he would be covered. I asked how that was a pre-existing condition? They vaguely explained, then they said he had an underbite, which was a pre-existing condition. So, the breeder I got the dog from gave me a certified health check. I gave it to them and said remove those pre-existing conditions he was checked when he was born more than once. So they read it and removed it from the file. All of these insurance companies are scams!
Insurer: Embrace
By: Nimryl Tecnika
Fast
Fast and easy to get coverage and they cover a lot of things that is necessary.
Insurer: MetLife
By: Roberta Dasilva