209,556+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 209,556 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

209,556 total


Most selected providers in "February, 2026"

This chart shows the distribution of the most selected pet insurance providers in February, 2026.

Providers with highest rating

Embrace

19,732 reviews

4.9
Healthy Paws

11,012 reviews

4.9
Fetch

5,285 reviews

4.9
Trupanion

55,032 reviews

4.9
Pets Best

8,866 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

Verified September 08, 2025

It was pretty easy to sign up.

It was pretty easy to sign up.

Insurer: Nationwide

By: Edsquare

September 08, 2025

Amazing company

Saved our pups life. Kind and caring staff. Very knowledgeable.

Insurer: Pets Best

Veterinarian: Instilled Animal Clinic

By: Candice

Useful
Verified September 08, 2025

Response time for processing claims is…

Response time for processing claims is outstanding!

Insurer: Pumpkin

By: MaryAnn McNulty

Verified September 08, 2025

Quick resolution for me

Quick resolution for me

Insurer: Pumpkin

By: Richard

September 08, 2025

1st I called Embrace as I forgot user…

1st I called Embrace as I forgot user name & password. The wait was longer than I cared to wait but the person that handled the call was patient, understanding & helpful. She than helped me make a claim. And she made everything easy to understand.

Insurer: Embrace

By: Sandra Lima Porter

Verified September 08, 2025

MetLife Pet is great

MetLife Pet is great. They care about my two dogs and its so easy to submit a claim. They are so helpful and always there to help.

Insurer: MetLife

By: Lisa and Ken Finger

September 08, 2025

They make cancellation as confusing as possible to lock you in

I fortunately haven't needed to submit a claim for my pet so I cannot speak to how they process claims. However, the rates went from $29/ month to $73 for my single cat. I cancelled on August 28th via email, received a response on September 2nd that the cancellation was backdated 8/29 and yet was charged 9/8 the full premium amount. I filed a complaint with the Colorado AG due to how the company handles cancellations as both California (where the policy was started) and Colorado (where the policy was most recently active) require companies that have autorenewal, allows customers who sign up online be able to cancel online which Pet's Best doesn't offer. In violation of both CA and CO law. To rectify this, I ended up calling in, 1st rep was great, I really wish I got her name because she was wonderful. Second rep Erin had an attitude from the get go like she personally was affronted that I wanted to cancel my account, said she couldn't give me a timeline for cancellation. I obviously had questions, because there hadn't been clear communication on the cancellation process but Erin started getting angry and when I asked her why is she so upset when it wasn't her money she started crying which was crazy. I've never dealt with someone customer facing get so emotional, like out the gate started the call with an attitude. I the customer shouldn't have to ask a rep 3 times to check their tone and not to get upset because a customer has questions. Luckily a supervisor was able to join the call with a clear head, immediately processed the refund and the made sure the cancellation was actually completed effective immediately. Will never go with Pets Best again tbh, I don't want to deal with crazy increases and hard to reach/confusing customer service department. Big shout out to the supervisor Sebastian, he knows how to deescalate and communicate clearly with customers. Erin, please take a few days off and reset, it was too early in the morning to already be that worked up about customers. I'm so serious when I say that the day literally just started.

Insurer: Pets Best

By: Brittany

September 08, 2025

WORST EVER

Absolutely abysmal - a total scam. (Just read the zillion awful reviews on the BBB pages) Had accident coverage for my cat who threw up blood one day. Vet did bloodwork and examined him and determined he’d eaten something weird and was fine (which he was, thankfully). Spot denied my claim (over $600) repeatedly saying he was ill. He’s never been ill a day in his life - which my vet tried repeatedly to dispute (as did I). The bloodwork was clear and there was literally nothing that would lead to that false conclusion. Did they care? Nope. BOTTOM OF THE BARREL

Insurer: Spot

By: Kristen

Useful
Verified September 08, 2025

Been looking,& searching

Been looking,& searching. Best coverage for my baby…TY

Insurer: Prudent Pet

By: Jul_rammsn.com

Verified September 08, 2025

Difficult to complete enrollment.

After I got my quote, I had to try several times to enroll my pet. I don't know if there was an issue with the system itself, but I would enter my info again and again and the actual enrollment section or button wouldn't appear. After quite a few tries and days, the system finally took my info and completed the enrollment process.

Insurer: Nationwide

By: MB

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