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I've had nothing but excellent…
I've had nothing but excellent experiences with this Ins. My Westie is 1 1/2 yrs old and seems to get into everything. I've used the ins. often. The break down of what is allowed is easy to understand. Checks are reimbursed very quickly. I do think this ins. is a bit more expensive than some of the competition.
Insurer: AKC
By: JULIE
Excellent Customer Service and Excellent Product
I would recommend Nationwide Pet insurance to any and all of my friends that have furry babies. This insurance has been a god send to me the two major times I've had to use it. My dog has major dental surgery 4 years ago and major tumor removal surgery just last month and both times the bills were substantial. Even though I had to come up with the initial cost to cover the vet bills up front, just the security of knowing I had his insurance to fall back on was an extreme comfort for me in what was a very difficult time. I don't have children, so my dog is my baby, and this product and your staff are hands down amazing. Thank you for all you do to take care of my precious furbaby and put my mind at ease.
Insurer: Nationwide
By: Jennifer
The 14-day waiting period is nonsense
Unfortunately, our first-time experience with PetSecure was very disappointing. We encountered a lot of lack of transparency. Our dog was 10.5 and very healthy. When we noticed early signs of arthritis, we decided to get her insurance and went to the vet to get her blood work and X-ray done. In the meantime, I applied for Secure 3. It took about 48 hours to hear back from them. Our vet had already forwarded our dog's most up-to-date medical records. So when we spoke to a rep, she said that we were all set and good to go. I passed on my credit card details and the next day we received the 'binder of coverage' where the 'underwriting information required' part had caused some confusion. Our dog's only pre-existing condition would've been her arthritis and glaucoma. Her full examination took place within two weeks of the insurance application, but the binder stated, '...we have not yet received or not yet reviewed your pet's medical history...' That was not what the lady said on the phone. It might've helped if she'd clarified everything step by step on the day of the setup. I emailed records(at)petlineinsurance and asked what else was needed, but never heard back from them. Our dog had been healthy throughout her life! There were no records of any severe conditions. We don't know what our vet had passed on to PetSecure, except for our dog's clean blood work and X-ray. Unfortunately, right after the X-ray (she didn't take the sedation too well), she had days of bad vertigo. The vet said it would pass. Unexpectedly, on the Easter weekend, she suffered from a severe seizure, which led us to take her into the emergency after midnight. She had never had a seizure before. The vet did another blood work, which came out clean again. He concluded that our dog had a brain tumour. This was a shock to us. She was traumatized and in a lot of pain that night, while a week prior she was perfectly fine (chewed sticks and played in the water!). They gave her pain killers and some anti-seizure medication, which only helped her sleep, but the next morning, on Easter Monday, she woke up in more pain. We decided to put her down. It had all happened so suddenly. We'd asked both the vet and emergency clinic to pass the details on to Pet Secure. On the next business day, I called in to let them know about our dog's passing. The lady I spoke to pulled up the profile but hadn't seen the emergency clinic's notes right away. However, I was told on the phone that euthanasia and cremation would be covered. Due to our financial strain, I felt relieved when I heard that. As far as we were concerned, we thought our dog was insured. But at the end of the day, the same rep called to tell us that she'd spoken to her superior who said that they weren't able to cover any of the expenses (emergency clinic + euthanasia/cremation) because of the '14-day waiting period'. We were stunned. A few days later we received a letter from PetSecure confirming our cancellation and also indicated that they weren't able to cover any of the costs, because our dog was not 'enrolled' (!?!). The biggest problem overall was hearing one thing on the phone and reading the COMPLETE opposite on paper. The whole process of applying for pet insurance with PetSecure didn't go as smooth as we'd hoped. The lack of transparency made it very unclear about what was covered and what wasn't. The binder of coverage basically stated that nothing was covered.
Insurer: Petsecure
By: Paula
Great insurance company! Glad one of the reps recommended you guys!
Easy and convenient, so glad we chose you for pet insurance for our fur baby! Def better then the previous insurance we had for our last girl that has passed.
Insurer: Nationwide
By: Jennifer
Cutting corners and not providing the same level of care as they use too.
I have had my dog enrolled in your most expensive whole pet wellness program since the time I got her two years ago and she was eight weeks old. For the past three years I have had a great experience with the amount of coverage I have received until now. I got a new puppy and signed up for the most expensive plan believing the most expensive plan was the same most expensive plan I had signed up for almost two years ago. I did not realize the coverage is very different than what I have been used too until I submitted my dogs bill for neutering and got no reimbursement. I was not expecting to have to take such a hard hit. I do not feel the amount I am paying per month for this plan is worth the coverage your new plan is providing. I also do not appreciate that this was not made transparent and that I had to read the fine print to be able to know the coverage is not the same. It is really disappointing to know that you have decided to cut corners by not giving dogs under one the same coverage that was offered a two years ago. I will be looking for another insurance provider for both of my dogs.
Insurer: Nationwide
By: Sarah
Happy that nationwide is on my side :)
Love what our insurance has done for us!
Insurer: Nationwide
By: Danika
Nationwide Pet Insurance is among the best financial decisions I've ever made
I no longer worry about how I'll pay for vet visits, nor do I have to put visits off. I don't have to make choices about which vaccines my dog will get and which I can't do. I don't have to attempt to nurse my dog at home. I can allow the professionals to do what they have the education and experience to do and I can afford to pay for their expertise. My dog is healthier and happier for it and I'm not a nervous wreck worrying if I've made the wrong decision for him. I've had Nationwide for 4 years and I've never once regretted the decision. Customer service is great and claims are super-easy. Reimbursement is fast. 5 stars. I recommend it to all my pet-owning friends and family.
Insurer: Nationwide
By: Christina
You guys are awesome!
Always easy to deal with and very good coverage!
Insurer: Nationwide
By: Andre
Insurance Made Simple
Nationwide Pet Insurance has been straight forward and easy to deal with. Explanations make sense, claims take 2-4 weeks to process and all done via email. I love it!
Insurer: Nationwide
By: Steven