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don't cover all of er expenses, but we have had a lot of claims in the last year- 2 from dog bites b/c my inconsiderate neighbors let their dogs roam off leash unnattended! We were glad to have some reimbursement- also help[ed with end of life treatment for our 15 yr old cat

I HAVE HAD OTHER INSURANCES ON MY PET BUT ASPCA IS THE BEST YET. ASPCA HAS REEMBURSED ME FOR MY VET BILLS WERE THE OTHERS SAID IT WAS NOT COVERED. MY VET EVEN SAIDS HE WOULD RECOMEND THAT EVERYONE SHOULD HAVE INSURANCE ON THERE PET. ASPCA IS LESS EXPENSIVE THAN ANY OTHER OF THE ONES I HAVE HAD AND PAYS OUT MORE.

So far, I have been very pleased with the insurance, including easy forms to fill out, fair reimbursement, and the fast payment of claims.

We were really careful in researching and choosing insurance for our english bulldog, and are very glad we chose embrace. They have covered breed specific issues. They have been easy to use, prompt with refunds and helpful on the phone. One of the best customer service experiences i've ever had! no joke!! from an insurance company?!?! I am always amazed at how quickly they come back to me with information re claims and certification without my even asking!

Some "people" insurance companies could learn something about customer service from ASPCA. I've been with them starting my fourth year. I have two cats and one dog. I have the middle of the road policy. They are great to respond and quick to get reimbursements to me. I like their online explanation of benefits. The only thing I do not like is that each year, if my dog had an illness the last month of the year, that same illness would not be covered the first month of the new policy year. The dog would have to be "cured" for 180 days before they would consider covering it. This is my first company I ever had insurance with. I will look into other options if they do not change that policy.

We decided to get the ASPCA pet insurance right after we got our 6 week old golden retriever puppy last year. The vet gave us the information. My husband and I know that unexpected expenses can happen (we have two children). It is just nice to know that we will have some help financially if we need it. We have had two close calls with him eating things he should not. In both cases, we had to take him to the vet and do the workup because he had apparent digestive blockages. Goldens are known for chewing everything. The insurance has also helped with the well checks, but we got it primarily for the unexpected. We are very happy that we chose the ASPCA insurance.

They will do anything they can to not pay your claims. They are not helpful or understanding in regards to patient care.

They will do anything they can to not pay your claims. They are not helpful or understanding in regards to patient care.

From the first interaction with Embrace, the firm has been responsive, helpful and kind. I have had several claims (wellness and illness) and general inquiries and each employee I have spoken with has been knowlegeable and caring. I wish my health insurance company were more like Embrace. The company really sets the standard!

watch out for these people. they are still insurance people. they will try to find any loop holes to deny your claim! i took my dog in for a emergency visit cause of pain somewhere. obviously my dog was experiencing pain somewhere so i took him in. i filled out all the paperwork as their website posted only to find out that they had denied it. apparently i didn't check the box that was associated with "previous condition or not". it was a ER visit! ofcourse it wasn't previous! it was the first time my dog had behaved that way! if they had read the medical report that was also submitted with the claim, then it would have been perfectly clear! but i guess they have a bunch of dumb auditors.... good luck if you have Pets Best! this is my personal story and just wanted other people to know!