154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,927 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,325 reviews

4.9
Healthy Paws

10,780 reviews

4.9
Fetch

27,472 reviews

4.9
Pets Best

14,160 reviews

4.9
Trupanion

63,001 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

October 05, 2020

All around excellent!!!

My 3 yr old mixed bull had torn the cruciate ligaments in both of his legs. Healthy Paws made the claim process super easy. If I called they were so polite and efficient and really cared how Dozer was doing. And they paid the claims fast.

Insurer: Healthy Paws

By: Melodie

Useful
October 05, 2020

Impressive claim handling!

Healthy Paws is great pet insurance. Their quick communication on documents required for processing the claim & the very quick time on receiving reimbursement were phenomenal. I highly recommend them. I doubted I'd ever need pet insurance but when confronted with the choice to pay $6k or euthanize our 6 year old GSD, I'm relieved I had it. Thank you Healthy Paws!

Insurer: Healthy Paws

By: Nedra Sossamon

October 05, 2020

Lifelong Customers!

I will NEVER EVER EVER insure our pups with any other pet insurance than Pet’s Best. Two months after we rescued our boy, Buck, he went into ICU with acute kidney disease and renal failure. He spent five days away from home, in exceptional care at the ER ICU. It was the first claim we had to file with Pet’s Best for him and the bill was over $5,000. After a 30 day review of Buck’s medical history and diagnosis, Pet’s Best reimbursed us every single penny with the exception of the $250 deductible and charges off the itemized bill that I didn’t sign up for them to cover. We were STUNNED that we weren’t subjected to 10,000 questions, nickel and diming and knit-picking by them. They spoke to our dogs primary vet and the hospital and determined we were owed exactly what we signed up for when we insured our dogs with them. Buck has been in and out of the hospital since then and every claim was paid very quickly. Do NOT put any other insurance company on your pups dog tag. This company is legit, customer service is hands down the best I’ve ever experienced. Pet’s Best has set the bar at an unreachable height for the other most highly rated companies like Trupanion. I’ve used them all and I’m a lifelong, loyal customers of the best... PET’S Best. Buck thanks you for giving his Momma the ability to save his life.

Insurer: Pets Best

By: Lauren

Useful
October 05, 2020

I literally tell anyone who gets a pet to get Healthy Paws immediately

Look-- I am not the type to write reviews of anything, let alone a positive review of an insurance company, most of which, in my experience, are trash. But I'll say this in stark terms: if I didn't have Healthy Paws, my beloved dog and best friend Clark would not be alive today. When Clark was two years old, he slipped a disc in his back that shattered and caused paralysis in his hind limbs. He was also diagnosed with IVDD, a degenerative spinal condition that meant this could be the first of many times this happened to the poor guy. It was devastating and completely unexpected and the surgery to repair the damage was.... deep breath... $10,000. Not only did Healthy Paws come through on their promise to cover to 90% of the surgery (which, if they had not, I would have been looking at some grim options), but they were a breeze to get on the phone, so easy to deal with, so sweet, and took at least one part of what was an insanely horrific time period and actually made it better. I was even able to arrange for them to pay for their portion of the surgery costs up front in that particular instance. Then, they covered his physical therapy and rehab! And then, a month ago, the issue recurred. Another disc, another $10,000 surgery. Every aspect of it was so awful aside from, again, dealing with Healthy Paws, who killed it all on fronts. I cannot recommend them enough and wish human insurance was this great. Seriously, do not wait til your loved one is injured or sick and you're standing in some waiting room in the middle of the night debating your life savings vs. your pet's life. These guys are the real deal!!

Insurer: Healthy Paws

By: Louis

Useful
October 05, 2020

The Best Pet Insurance Ever!!!

Healthy Paws is the BEST Pet Insurance Ever. They are caring and very efficient at processing your claim. My sweet boy was injured and needed surgery. As soon as they received the records from my vet, they processed the claim right away and the funds were in my account In only a few days so I could pay my bill. I have had other pet insurance companies before and none of them were as caring and efficient as Healthy Paws.

Insurer: Healthy Paws

By: Robin

Useful
October 05, 2020

Scam on Premium Increases

I purchased a Healthy Paws policy because the company said it only raises premiums to keep up with increasing cost of veterinary care. Unfortunately my policy has increased each year for the last five years well beyond increases in the cost of veterinary care. Most recently, my policy increased 35% in one year. I will never purchase Healthy Paws again and am going to switch my younger dog who doesn’t have preexisting conditions.

Insurer: Healthy Paws

By: Elizabeth

Useful
Verified October 05, 2020

Healthy Paws is the BEST Pet Insurance…

Healthy Paws is the BEST Pet Insurance ever. They were caring and very efficient in processing my clam. My baby had an accident and needed surgery and once receiving the report from the vet they immediately paid my claim. I had the funds in my account in a few days so I could pay my bill. I highly recommend them over any other plan. I had tried others in the past but none were as good as them. Thank you Healthy Paws!!!

Insurer: Healthy Paws

By: Robin Allen

October 04, 2020

Great insurance

Great insurance, coverage and reimbursement. Payout was a little slow but may have been due to staffing and the COVID environment.

Insurer: Pets Best

By: Tonya Will

October 04, 2020

Embrace Insurance claims are easy

I have had Embrace Insurance for my Pomeranian since he was 10 weeks old. He is now 9 years old. The claims are easy to complete and reimbursement is quick. Granted premiums increase as your pet ages, but that is expected since more illness occur with age. That being said, it is nice to be able to get all or most of the vet costs reimbursed. I have been very happy with the customer service and the monthly newsletters I get from them on how to keep my pet healthy.

Insurer: Embrace

By: Linda

Useful
October 04, 2020

The best experience I've had with any company, insurance or otherwise

I can't speak highly enough about Pets Best - I've referred all my family members and I've had not a single complaint over my cat's 8 years. Honestly, if their service and coverage are this good, I can't see why I would have to settle for anything less. Very easy claims filing, excellent coverage, timely reimbursement, even when they were "delayed." If I had to worry about coverage and payment on top of all the worrying about my cat, it would have been unbearable, this took a way a burden that I didn't need to have on top of everything we were already dealing with medically.

Insurer: Pets Best

By: Lauren

Useful

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