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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

 
5

out of 5

Worth it so far

After spending 15K+ out of pocket in treating our other dog for lymphoma, we decided to be prudent and get insurance on the other dog. We're paying about 800/year which includes dental and wellness coverage. The wellness is totally worth it even just in terms of heartworm/fleas prevention, it's paid for itself already. I know my doggie needs some dental work and the premium again will pay for itself once we get the cleaning done. The turn-around/claim process was relatively easy since our vet takes care of submitting the claims. All I had to do was check the website to see what step my claim was on. My reimbursement check is now in the mail after a month. Hooray.
  • INSURER: Embrace
  • POSTED: 04/12/2012
  • BY: Lyn
  • BREED: Mixed Breed
  • AGE OF PET: 7 - 10

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5

out of 5

ASPCA Pet Insurance is a good idea for dogs

Originally our vet recommended it for our puppy several years ago. The first few years there I wondered why I was paying for it but now as she's getting older I realize its worth every penny. Niki had a infected gland a few months ago then an impacted tooth last month. We have the 80% plan and its more than paid for itself. Its really easy to file a claim then it takes about a month before they send the check. I wish my own health insurance was this easy.
  • INSURER: ASPCA
  • POSTED: 04/12/2012
  • BY: Chris
  • BREED: Cavalier King Charles Spaniel
  • AGE OF PET: 7 - 10

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4

out of 5

good coverage, slow response time

I have used ASPCA insurance for 2-3 years now. It has been great in an emergency when I needed pet care that would otherwise be expensive. I generally end up recovering about 60% of the total cost, but the response/payment time can be very slow -- sometimes taking 4-6 weeks. It used to be much faster as a week or 2 at the most.
  • INSURER: ASPCA
  • POSTED: 04/12/2012
  • BY: Kevin
  • BREED: Beagle
  • AGE OF PET: Over 11 years

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5

out of 5

Trupanion - great to deal with

I've been very satisfied with Trupanion's services. They do what they said they'd do, which is (after deductible for the illness is met) pay 90%. I especially like being thanked by them for taking good care of my kitty, and they even asked me to forward their thanks on to my vet. They do care about my pet, though maybe not quite as much as I do.
  • INSURER: Trupanion
  • POSTED: 04/12/2012
  • BY: Rebecca
  • BREED: Domestic Longhair
  • AGE OF PET: Over 11 years

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5

out of 5

Trupanion - great to deal with

I've been very satisfied with Trupanion's services. They do what they said they'd do, which is (after deductible for the illness is met) pay 90%. I especially like being thanked by them for taking good care of my kitty, and they even asked me to forward their thanks on to my vet. They do care about my pet, though maybe not quite as much as I do.
  • INSURER: Trupanion Canada
  • POSTED: 04/12/2012
  • BY: Rebecca
  • BREED: Domestic Longhair
  • AGE OF PET: Over 11 years

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5

out of 5

Expeditious and professional and fair are my hones

Izzy had a radial and ulner and had to have bone plate surgery. The expenses were huge and necessary so you do what you must for your beloved best friend. I had not heard about the claims after the 4th week. When I called to inquire I was pleasantly suprised later that p.m. what the refund would be. I feel good about making the decision to purchase Embrace as I feel the courteous and professional and ethical servicesurpassed my expectations. I will tell my Vet clinic about it as that is where I picked up the pamphlet more than a year ago.
  • INSURER: Embrace
  • POSTED: 04/11/2012
  • BY: Donna
  • BREED: Miniature Schnauzer
  • AGE OF PET: 7 - 10

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5

out of 5

Great turnaround payment time

My lab/mix dog swallowed a squeeky toy which made him very sick. After xrays , tox screens lab work and IV fluids and then Barium swallow a intestinal obstruction was seen. So with exploratory surgery for a foriegn object Buster has now totally recovered and is his own self again. We had a very good experience with remburstment for 90% of surgery cost,
  • INSURER: Trupanion
  • POSTED: 04/11/2012
  • BY: Jean
  • BREED: Mixed Breed
  • AGE OF PET: 7 - 10

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5

out of 5

Great turnaround payment time

My lab/mix dog swallowed a squeeky toy which made him very sick. After xrays , tox screens lab work and IV fluids and then Barium swallow a intestinal obstruction was seen. So with exploratory surgery for a foriegn object Buster has now totally recovered and is his own self again. We had a very good experience with remburstment for 90% of surgery cost,
  • INSURER: Trupanion Canada
  • POSTED: 04/11/2012
  • BY: Jean
  • BREED: Mixed Breed
  • AGE OF PET: 7 - 10

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5

out of 5

Pre-Cert

Wow, I am just so grateful for the health and wellness plan, the dental plan and over all my 80/20 plan for my Ginger. I submitted a claim for a crucial ligament tear in her right knee, I caught it in time we hope, meaning her left knee isn't gone yet. But, the problem was the Dr. has a very tight window for surgeries, as she is the specialist for shepherds in my area. This surgery is expensive and the recovery is slow, but we are going to get through this thanks to Embrace! It is worth the 100.00 I pay each month to know when these things happen, they can happen without question. Thankyou Embrace...
  • INSURER: Embrace
  • POSTED: 04/11/2012
  • BY: Brad
  • BREED: German Shepherd
  • AGE OF PET: 7 - 10

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5

out of 5

Great experience with Trupanion

Trupanion responded rapidly in reimbursing us for the expenses of our dog's unexpected illness. Treating the illness took several visits, and Trupanion representatives walked us through what materials we need to submit. They were very prompt at responding to our quesitons and getting us a check.
  • INSURER: Trupanion
  • POSTED: 04/11/2012
  • BY: Anne
  • BREED: Keeshond
  • AGE OF PET: Over 11 years

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