154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,974 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,329 reviews

4.9
Healthy Paws

10,791 reviews

4.9
Fetch

27,484 reviews

4.9
Pets Best

14,162 reviews

4.9
Trupanion

63,005 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

Verified July 16, 2025

Quick turnaround on claims

Quick turnaround on claims! Easy and user friendly site.

Insurer: Spot

By: Tori

July 16, 2025

Making a claim is easy

Making a claim is easy! The process is clear and quick. I am glad I chose this pet insurance.

Insurer: Embrace

By: Patty Ramsey

Verified July 16, 2025

Experience with claims

I appreciate the ease of starting a claim and the updates regarding claim status. Both the app and on-line experience is pretty intuitive.

Insurer: MetLife

By: WILLIAM BLANCHARD

Verified July 16, 2025

First time claim. Amazing help!

Great, compassionate customer service! Quick payments! Thank you

Insurer: Trupanion

By: Marjorie

Verified July 16, 2025

Thankful to have Trupanion!

When my dog was recently diagnosed with a heart murmur, I was so grateful to have Trupanion! The customer service rep explained to me how to file a claim and what to expect. I was reimbursed within a couple days for several of the expenses related to his treatment.

Insurer: Trupanion

By: Rose

July 16, 2025

First claim,first insurance policy

First claim,first insurance policy, first puppy. So easy to fill out form everybody on the phone was nice.

Insurer: Embrace

By: Branton

Verified July 16, 2025

Improvements Needed

Redundant filling of information when submitting a claim. Nebulous explanation of benefits. Unclear, unpleasant web site. Rare to find veterinary practices accepting the direct payment from Trupanion.

Insurer: Trupanion

By: Corinne

Verified July 16, 2025

Super efficient

You response time is excellent. I submit a claim and you notify me that it has been received and two days later I receive a text letting me know the result of the claim.

Insurer: Pumpkin

By: Donna

Verified July 16, 2025

friendly customer service

friendly customer service, easy to upload documents, fast reimbursement

Insurer: MetLife

By: MARIA CELESTE BROOKS

July 16, 2025

Healthy Paws is the reason I can make medical decisions based on my love for my dog—not my bank account

Kali has had multiple health issues, including cancer, and Healthy Paws has come through every single time. Submitting a claim is ridiculously easy—just snap a pic of the vet invoice and SOAP notes in the app, and you're done. I’ve always received reimbursement quickly (sometimes even the next day!), and they even reached out after Kali’s surgery to check on her. Who does that? Yes, the premiums go up each year, but after researching nearly every pet insurance company out there, I’ve found their rates to be very competitive. What makes them stand out even more is how user-friendly their app and website are. I can change my reimbursement rate (I chose 80%), adjust my deductible, or switch between mailed checks and direct deposit—all with just a few clicks. Healthy Paws doesn’t cover basic visits or routine dental cleanings, but they cover what actually matters: medications, diagnostic tests, emergencies, surgeries—even dental emergencies. This month alone, I was reimbursed for 80% of a $5,000 procedure. I can’t express how thankful I am. If you're on the fence about pet insurance, let me save you the trouble: choose Healthy Paws. You won’t regret it.

Insurer: Healthy Paws

Veterinarian: Tall Grass Animal Hospital

By: Linda

Useful

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