154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

341,925 total


Most selected providers in "February, 2026"

This chart shows the distribution of the most selected pet insurance providers in February, 2026.

Providers with highest rating

Embrace

19,683 reviews

4.9
Healthy Paws

10,937 reviews

4.9
Fetch

5,158 reviews

4.9
Trupanion

58,918 reviews

4.9
Pets Best

14,584 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

Verified February 14, 2026

Unexpected Coverage

My experience has been great because when my dog had to be hospitalized for gastroenteritis spot was able to cover a good portion of my bill and send the check directly to my veterinarian. My dog then had to get a major dental done due to severe periodontal disease and they were able to cover a large portion of that bill as well. This time i picked direct deposit and two days after the claim was finalized the money was in my bank account. The turn around time for the claims to be processed takes about 1-2 two weeks which isn't too bad. The only thing is I had to check the app for updates on the claim status as opposed to getting an email when it was complete.

Insurer: Spot

By: Clarisa Matias

Verified February 14, 2026

Unexpected Coverage

My experience has been great because when my dog had to be hospitalized for gastroenteritis spot was able to cover a good portion of my bill and send the check directly to my veterinarian. My dog then had to get a major dental done due to severe periodontal disease and they were able to cover a large portion of that bill as well. This time i picked direct deposit and two days after the claim was finalized the money was in my bank account. The turn around time for the claims to be processed takes about 1-2 two weeks which isn't too bad. The only thing is I had to check the app for updates on the claim status as opposed to getting an email when it was complete.

Insurer: Spot

By: Clarisa Matias

Verified February 14, 2026

Unexpected Coverage

My experience has been great because when my dog had to be hospitalized for gastroenteritis spot was able to cover a good portion of my bill and send the check directly to my veterinarian. My dog then had to get a major dental done due to severe periodontal disease and they were able to cover a large portion of that bill as well. This time i picked direct deposit and two days after the claim was finalized the money was in my bank account. The turn around time for the claims to be processed takes about 1-2 two weeks which isn't too bad. The only thing is I had to check the app for updates on the claim status as opposed to getting an email when it was complete.

Insurer: Spot

By: Clarisa Matias

Verified February 14, 2026

Unexpected Coverage

My experience has been great because when my dog had to be hospitalized for gastroenteritis spot was able to cover a good portion of my bill and send the check directly to my veterinarian. My dog then had to get a major dental done due to severe periodontal disease and they were able to cover a large portion of that bill as well. This time i picked direct deposit and two days after the claim was finalized the money was in my bank account. The turn around time for the claims to be processed takes about 1-2 two weeks which isn't too bad. The only thing is I had to check the app for updates on the claim status as opposed to getting an email when it was complete.

Insurer: Spot

By: Clarisa Matias

Verified February 14, 2026

Unexpected Coverage

My experience has been great because when my dog had to be hospitalized for gastroenteritis spot was able to cover a good portion of my bill and send the check directly to my veterinarian. My dog then had to get a major dental done due to severe periodontal disease and they were able to cover a large portion of that bill as well. This time i picked direct deposit and two days after the claim was finalized the money was in my bank account. The turn around time for the claims to be processed takes about 1-2 two weeks which isn't too bad. The only thing is I had to check the app for updates on the claim status as opposed to getting an email when it was complete.

Insurer: Spot

By: Clarisa Matias

Verified February 14, 2026

Unexpected Coverage

My experience has been great because when my dog had to be hospitalized for gastroenteritis spot was able to cover a good portion of my bill and send the check directly to my veterinarian. My dog then had to get a major dental done due to severe periodontal disease and they were able to cover a large portion of that bill as well. This time i picked direct deposit and two days after the claim was finalized the money was in my bank account. The turn around time for the claims to be processed takes about 1-2 two weeks which isn't too bad. The only thing is I had to check the app for updates on the claim status as opposed to getting an email when it was complete.

Insurer: Spot

By: Clarisa Matias

Verified February 14, 2026

Unexpected Coverage

My experience has been great because when my dog had to be hospitalized for gastroenteritis spot was able to cover a good portion of my bill and send the check directly to my veterinarian. My dog then had to get a major dental done due to severe periodontal disease and they were able to cover a large portion of that bill as well. This time i picked direct deposit and two days after the claim was finalized the money was in my bank account. The turn around time for the claims to be processed takes about 1-2 two weeks which isn't too bad. The only thing is I had to check the app for updates on the claim status as opposed to getting an email when it was complete.

Insurer: Spot

By: Clarisa Matias

Verified February 14, 2026

Unexpected Coverage

My experience has been great because when my dog had to be hospitalized for gastroenteritis spot was able to cover a good portion of my bill and send the check directly to my veterinarian. My dog then had to get a major dental done due to severe periodontal disease and they were able to cover a large portion of that bill as well. This time i picked direct deposit and two days after the claim was finalized the money was in my bank account. The turn around time for the claims to be processed takes about 1-2 two weeks which isn't too bad. The only thing is I had to check the app for updates on the claim status as opposed to getting an email when it was complete.

Insurer: Spot

By: Clarisa Matias

Verified February 14, 2026

Unexpected Coverage

My experience has been great because when my dog had to be hospitalized for gastroenteritis spot was able to cover a good portion of my bill and send the check directly to my veterinarian. My dog then had to get a major dental done due to severe periodontal disease and they were able to cover a large portion of that bill as well. This time i picked direct deposit and two days after the claim was finalized the money was in my bank account. The turn around time for the claims to be processed takes about 1-2 two weeks which isn't too bad. The only thing is I had to check the app for updates on the claim status as opposed to getting an email when it was complete.

Insurer: Spot

By: Clarisa Matias

Verified February 14, 2026

Unexpected Coverage

My experience has been great because when my dog had to be hospitalized for gastroenteritis spot was able to cover a good portion of my bill and send the check directly to my veterinarian. My dog then had to get a major dental done due to severe periodontal disease and they were able to cover a large portion of that bill as well. This time i picked direct deposit and two days after the claim was finalized the money was in my bank account. The turn around time for the claims to be processed takes about 1-2 two weeks which isn't too bad. The only thing is I had to check the app for updates on the claim status as opposed to getting an email when it was complete.

Insurer: Spot

By: Clarisa Matias

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