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Getting harder to justify the expense as premiums rise
When I first insured Cody, we covered our cat Maia and Cody's brother, Skipper as well. I stopped insuring Maia because the cost did not seem to merit the benefit of insuring against a catastrophic injury or illness. The deductibles are very high, the limits of coverage for individual situations are lower than I believe they should be. After Skipper died in 2019, we recovered barely half of the cost of the treatments he received through his last battles with seizures. Cody's cracked mega-molar needed immediate attention and sadly came at the end of a coverage year, so that when he suffered a toe pad injury and then came down with a bronchial/respiratory illness we had to muscle through the deductible before getting coverage. And then boom, the limit was met before he's fully recovered from the illness. For nearly $700 a year, I'm beginning to think I've made a mistake. I think back to Skipper's two knee operations. In each instance, the limit of coverage made it so the cost was lessened by about 40%, but taking into account the premiums, it is lowered even more. Cody is 10, and a pretty healthy dog with strong legs (not like his brother's, thankfully), but I am seriously thinking about not continuing the coverage after this year. I'll of course keep it through the end of this year, since I've passed the deductible wicket and have "nothing" to lose.
Insurer: Nationwide
By: Lora
Super easy to file & fast payment
Easy to file online & paid within a week. It’s the best peace of mind when my dog had physical issues & they were covered not by what insurance deemed reasonable, but by what the veterinarian actually charges. I don’t hesitate to take my boy to the “dogter” if there’s a problem for fear of finances. Nationwide is the best!
Insurer: Nationwide
By: Deborah
Nationwide never disappoints
I have had a great experience with nationwide pet insurance. I have used them for the last couple of years and have never had a problem with their representatives or any claims.
Insurer: Nationwide
By: Jeri
We think this is the best insurance coverage we have ever had... in all the different ways we need insurance...
We love working with nationwide and have recommended it to all our friends.
Insurer: Nationwide
By: Alison
Best insurance coverage for my dogs!
Fast return on claims. Best rate overall. I have had my pets covered with this company for many years and have never had any problems with any claims I have needed to make. I always recommend them to my friends and family.
Insurer: Nationwide
By: Victoria
Highly recommend
Definitely worth to get this Nationwide insurance if you have a new puppy!
Insurer: Nationwide
By: Mae
Extremely helpful and quick reimbursements
Excellent customer service. I would recommend Nationwide Pet Insurance to anybody who loves their pet.
Insurer: Nationwide
By: Lisa
Great insurance very understanding 😃
Really understanding company claims was easy to file and refund was quick 😃
Insurer: Nationwide
By: Audrey
They are there for us always
They pay promptly and claims are easy I never worry about bills when my pets need to go to the vet. Gives me peace of mind
Insurer: ASPCA
By: Lynn
Life Safer
Love, love Nationwide Pet Insurance. Our beautiful boy, Auggie, has so many ailments, now especially, with Auggie being over 12 years old. We’ve had the insurance since he was two years old. The people at Nationwide are caring, professional and you can tell that they really care about their clients. Auggie & Isabella thank them. Nationwide was one of the best investments we ever made. Stay safe and Healthy. Katherine Herold
Insurer: Nationwide
By: Katherine