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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

10

out of 10

I LOVE Embrace Pet Insurance

Nothing but great things to say about Embrace. The 100% refund from my babies wellness exam was not expected. I tell everyone with pets about Embrace. Getting reimbured is so easy. It's the smartest thing I have done for my wonderful Boxer babies.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Boxer
  • AGE OF PET: 1 - 8

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10

out of 10

EXCELLENT!

Couldn't have been more satisfied! So quick to respond through whole process. Had payment in a week! We definitely made the right choice with Trupanion. Our puppy is barely a year old. Trupanion will be our source of "comfort" for a long time.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Airedale Terrier
  • AGE OF PET: 1 - 8

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10

out of 10

Fantastic

Our puppy Harry is a jumper, and he is only 4lbs. A couple if weeks ago we were gardening and Harry tried to jump into one if the raised gardens. Unfortuneatly it was too high and he missed and fell breaking his back leg. We took him to the animal hospital where surgery was done, thank goodness we had Healthy Paws Insurance because the bill was over $3000.00. Healthy Paws were fantastic paying the claim in a matter of days. Then a few days after e nailing us to see how Harry was doing. The best service I have ever had!
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Yorkshire Terrier
  • AGE OF PET: 1 - 8

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5

out of 10

new underwriter= sky high policy rates

We've been with Pet's Best for 5 years and just received an email about our upcoming renewal. They changed underwriters and the same policy that we paid a little over $300 for last year is now going to be over $750. Not cool! We've been loyal customers and haven't had many claims. This past year, my dog was hospitalized for seizures and they paid out over $700 which is good but I have a feeling that's why the insurance went up. The past claims were never for more than $300 (and there were only 2 or 3 of those). They'll never admit to that of course. She's on meds for the seizures and hasn't had another one in months. PetPlan is cheaper. They won't cover preexisting conditions but we're not worried about the seizures. Pets Best also won't transfer the policy to my mom which is bull (I lived with my mom when I got my dog and when I moved, my mom kept her. It was the best thing for my dog). It's the same address that my dog has always lived at. It would just be changing it to my mom's name. I think they just want an excuse to cancel the policy. I found another insurance company who will transfer the policy if both parties give written ok for it. Pets Best might have just lost a customer. I will not be recommending them to anyone anymore.
  • INSURER: Pets Best
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: Over 8 years

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7

out of 10

very thorough but very slow response time

I have a 3 year old kitten who was diagnosed with an illness earlier this year. Having the pet insurance has been very helpful as the financial needs and continuing care definitely add up. The insurance definitely helps offset the expenses. I do wish they would make submitting the forms a bit easier as well as have some type of database on their online site that would keep general pet and vet information. Having to download and fill out the PDF each time and then upload it gets old.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Siamese
  • AGE OF PET: 1 - 8

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10

out of 10

Amazing, caring people are behind this company!

We absolutely love Trupanion. Our vet reccomended we get the insurance for the first couple years until we rule out any huge health issues, plus small dogs seems to have more accidents, illnesses, etc. After a few "wobbly dog" episodes, we found out that our little Rambo was actually experiencing ataxia post seizure- fresh blood was getting to his brain as he had a liver shunt. Which means, that a vein is bypassing his liver which in turn circulates toxic blood. The operation cost $1800 and we only paid $200 in the end, and his special food post operation is 50% covered. We are so grateful!
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Yorkshire Terrier
  • AGE OF PET: 1 - 8

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10

out of 10

Top Notch

I cannot say enough good things about embrace ... they handled my claims with professionalism with constant reminders that the claims are being reviewed and even processed them quicker than my own medical insurance plan.. I would recommend embrace to any pet owner..
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Shih Tzu
  • AGE OF PET: 1 - 8

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7

out of 10

Great communication

I really appreciated how they would keep me updated on the progress of the claim, helpful to know where it was in the review.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Labrador Retriever
  • AGE OF PET: Under a year

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9

out of 10

Great service so far

I have had pet insurance for my Yorkshire Terrier since he was a puppy. Sometimes I wonder if I would have been better off putting the money in a savings account and how great the service would be if something did happen. I put in my first claim last month and I was happily surprised. Trupanion treated the claim sincerely as they were trying to help me and my pet. I did not get any skeptical questioning and the claim was processed quick and easily. It was very reassuring to know that it does work like it says it does and heaven forbid something bigger goes wrong I will have coverage. I hear of my friends and their giant vet bills thousands of dollars and I have peace of mind that most of mine will be covered if needed. Great service so far and pleasently surprised.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Yorkshire Terrier
  • AGE OF PET: 1 - 8

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10

out of 10

The experience has been good.

There was a problem receiving my checks. Too much time elapsed between my vet visits and receiving the checks. After my veterinarian spoke to the insurance company, the issue was resolved. This delay was not to my pets best interest or mine.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Belgian Malinois
  • AGE OF PET: 1 - 8

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