208,806+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 208,806 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

208,806 total


Most selected providers in "February, 2026"

This chart shows the distribution of the most selected pet insurance providers in February, 2026.

Providers with highest rating

Adoro

2 reviews

5.0
Embrace

19,717 reviews

4.9
Healthy Paws

10,988 reviews

4.9
Fetch

5,238 reviews

4.9
Trupanion

55,032 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

October 15, 2025

Excellent Pet Insurance

I've had this insurance for my dog since he was 6 months old and he is now 12. Yes, the premiums start out low and slowly increase yearly. With that being said, this company is excellent at paying out the claims. It's very easy to submit a claim and the payout is usually about 3 weeks you will have your money back, and it's 80 per cent of what you paid. These past few years have been rough for our dog. He started out a few years ago with a torn ACL and heart condition to which he needs an echo every 6 months and medication. He had the surgery to repair his knee and Fetch paid us back 80 per cent. It made a huge difference. This year with Fetch, we actually almost met our annual limit of $15,000. Our dog had a cancerous tumor, tore the ACL on his other leg, needed a CT Scan, echos, plus consults with surgeons and oncologists. The cost of the 2 surgeries, one to repair the ACL and the other to remove the cancerous tumor, was about $6,900. Fetch sent us a check for $5,548 just a few weeks later. Amazing. They are very consistent and the customer service is excellent. Don't listen to the negative reviews. The premiums are going to increase as your dog ages, but it is well worth it when you have a few rough years like we have had with our dog. Also, I get my dogs medication through the Fetch Pet Pharmacy and instead of paying $100 a month, I pay only $20 a month after submitting the receipt, they send me the money. When you get pet insurance you have to think about the future. When dogs reach a certain age, they get sick. This is an excellent pet insurance.

Insurer: Fetch

By: Melissa

October 15, 2025

I've dealt with them several times and…

I've dealt with them several times and have found them to be VERY SLOW in processing claims. Additionally, they say they've paid a claim and it takes forever to actually receive it. Also, when asked why it takes so long, they simply say "short staffed." I made the comment, "maybe I should have considered a different pet insurer," their response was simply, "that's totally up to you. I guess they figure that one less client means less claims to process. I would seriously suggest that you consider other pet insurance options.

Insurer: Pets Best

By: Todd Rebillot

Verified October 15, 2025

Fast claims & pre-certifications

Quick, accurate & efficient claims process. Super fast pre-certification process of ensuring coverage before proceeding with costly medical testing.

Insurer: Embrace

By: Ann S.

Verified October 15, 2025

It’s gotten so expensive!

It’s gotten so expensive!

Insurer: MetLife

By: Sharon Blakley

October 15, 2025

Great service & caring

Embrace has always been wonderful and easy to deal with. Claim submission is a breeze and everyone I have ever spoken with is polite & professional. They are also very caring for our Dogs. Highly Recommended

Insurer: Embrace

By: Adam Silva

October 15, 2025

Super Kind Customer Service Rep!

When there was an issue getting a new policy added to my account on the website, Carly was an absolute lifesaver! She was very kind and quick at getting everything set up. Quick and painless!

Insurer: Fetch

By: Willow

Verified October 15, 2025

This pet insurance company Healthy Paws Chubb pet insurance

This pet insurance company, Healthy Paws, pays promptly and is very fair. They do not second guess or try not to pay a claim if it is valid.

Insurer: Healthy Paws

By: Linda Rickles

October 15, 2025

Hassle Free!

Not cheap insurance, but it's really easy to submit a claim and processing is hassle free. Frankly, I can't believe it. My dog has cancer and I've had to take her to a veterinary teaching hospital at Purdue University for specialized care and the insurance company hasn't given me a problem at all. They also pay claims quickly. What a relief!

Insurer: Embrace

By: Diana Mercer

October 15, 2025

Good insurance for an accident prone hound

Dylan is no stranger to emergency vets in two states. Pets Best insurance had been great for these unexpected visits. The plan is reasonably priced, and the claims process is very straight forward.

Insurer: Pets Best

Veterinarian: Fox Animal Hospital

By: John

Useful
Verified October 15, 2025

It was easy to file the claim

It was easy to file the claim and it was paid quickly.

Insurer: Healthy Paws

By: Laura Rogers

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