218,553+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 218,553 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

218,553 total


Most selected providers in "April, 2026"

This chart shows the distribution of the most selected pet insurance providers in April, 2026.

Providers with highest rating

Embrace

19,837 reviews

4.9
Healthy Paws

11,151 reviews

4.9
Fetch

5,508 reviews

4.9
Trupanion

55,032 reviews

4.9
Pets Best

14,944 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

December 11, 2025

Horrible

Horrible. Stay away from this company at all costs. They actually find ways to get out of paying by stating “pre-existing conditions” for everything. I paid almost $10,000 at emergency vet and was reimbursed NOTHING.

Insurer: Embrace

By: Lauren Casey

Verified December 11, 2025

Easy to enroll

Easy to enroll and very informative on coverages and options.

Insurer: MetLife

By: Jennifer

Verified December 11, 2025

I found the options to be affordable…

I found the options to be affordable for the type of coverage I expect. The site was easy to navigate as well

Insurer: Nationwide

By: Ronda T.

Verified December 11, 2025

You make it mostly easy to file a claim…

You make it mostly easy to file a claim and I get paid back pretty quickly. It's nice to have insurance for my pets

Insurer: Spot

By: Snowed in

December 11, 2025

Terrible insurance company

Terrible insurance company. Absolutely terrible. I enrolled two of my dogs and they did have new illnesses within a year of the date of enrollment and Prudent Pet denied all claims for pre-existing condition when there was no pre-existing condition. The worst you can expect from an insurance company. Do not waste your money.

Insurer: Prudent Pet

By: Mel Day

Verified December 11, 2025

Very curious

Very knowledgeable

Insurer: Pumpkin

By: Linda

Verified December 11, 2025

Very easy to understand and use.

Very easy to understand and use.

Insurer: MetLife

By: Ilene

Verified December 11, 2025

Great prices, excellent experience

The website and app are easy to use and provide detailed coverage information. Usually, that's hard to find, but Nationwide made it extremely accessible. I also found the price was quite reasonable, and the customized plan option allowed me to take out and add what I thought best suited my needs.

Insurer: Nationwide

By: customer

December 11, 2025

Reliable, great customer service!

I could not be more pleased with Pets Best. Daisy has epilepsy and that is so costly and exhausting. Without Pets Best, we could never have made it this far! Great customer service, fair rates and quick claim turn around 98% of the time.

Useful
December 11, 2025

Avoid this insurance company

Their policy is misleading. My dog was diagnosed with dysplasia and booked for surgery. I only managed to get a surgery date 4 DAYS after my annual policy with them renewed and they denied my 5000$ claim, due to " pre existing conditions" - basically upon each policy renewal they treat is us a new policy and whatever claim you put through before renewal is considered " pre existing condition after the renewal. I should have read it before and this is how they get you. Go through different providers. PHI is rubbish.

Insurer: PHI Direct

By: Kasia

Useful
Latest 1 comments
Posted: | By: ALMIRA

If you value your money and time just find another company these guys are scammers. They said pre-existing condition to diaherrea my pet had how can a sudden stomach and gut problem could be a preexisting condition? Basically stay away from this scammers!

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