154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

236,046 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,329 reviews

4.9
Healthy Paws

10,791 reviews

4.9
Fetch

27,484 reviews

4.9
Pets Best

14,162 reviews

4.9
Trupanion

63,005 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

Verified July 23, 2025

Very appreciative of Rebecca she was…

Very appreciative of Rebecca she was very knowledgeable and helpful. I would do business with her again.

Insurer: Prudent Pet

By: Roberta Christiansen

Verified July 23, 2025

Grateful to have Healthy Paws Pet Insurance

I signed up with Healthy Paws when I got my puppy in 2021. My monthly rate has increased by about $20 in the four years I’ve had it and my pup is very steady and is not accident prone, so I considered canceling earlier this year. Thank goodness I didn’t! She had a serious digestive issue which would have cost us $1600 in vet bills, Healthy Paws helped significantly with that and enabled me to feel comfortable pursuing further testing than I could have afforded on my own. About a month later my pup stepped on a bee and threw up. I decided to take her to the ER vet to be safe because I knew that I had insurance to help cover that, and thank goodness I didn’t! Anaphylaxis presents as GI issues in dogs and she was having a reaction from the sting that required immediate treatment. I was able to submit my claim from the vets office, and received updates and a clear breakdown of reimbursement within 24hrs. It’s been a little over a week and the Healthy Paws team reached out to follow up on how she is doing which I appreciated. Very grateful for their help in minimizing the stress that can come about from emergency vet care and the costs associated with it, it’s allowed me to be a better advocate and guardian for my dog.

Insurer: Healthy Paws

By: Leah Harr

Verified July 23, 2025

Illness Coverage including surgery

Coverage when my dog suddenly fell ill with GI issues requiring hospitalization etc. Very easy to submit claims

Insurer: Spot

By: Prema

Verified July 23, 2025

Melody was phenomenal

Melody was phenomenal. She was informative and incredibly helpful while navigating this process. Thank you!

Insurer: Nationwide

By: customer

July 23, 2025

Go with another insurance company

I’m learning the hard way that this is the pet insurance company that I should have bypassed for another. They were promoted, or affiliated with USAA which has all of my insurance policies, so I went with them. This is your typical “first option is to deny” insurance companies that they are so famous for. We had to take our French Bulldog to an emergency vet because he vomited and inhaled some of it and could have caused pneumonia. Our dog has a pre-existing condition for “noisy breathing” whatever that is? He’s a frenchie, they snort. Otherwise he’s a healthy dog. However, since aspirating some of his vomit affected his lungs (not sure how that wouldn’t) they denied our illness claim. So since an illness touched his lungs, it’s not covered even though his breathing didn’t cause the illness. Hypothetically, If a large dog bit my dog in the chest and punctured one of his lungs, I’m pretty sure Embrace would deny that claim, as they would claim that his “noisy breathing” played a roll in that injury. I am beside myself and will be shopping for insurance with another company.

Insurer: Embrace

By: C. Baker

Verified July 23, 2025

smooth experience

smooth experience. get the money in a week with all the documents uploaded.

Insurer: Spot

By: YL parent

Verified July 23, 2025

Happy little Campers.

I'm so happy and pleased with the quality of service your the Best One of the best insurance companies for my boys

Insurer: Spot

By: Melissa Mendoza

Verified July 23, 2025

Easy to understand and deal with.

Easy to understand and deal with.

Insurer: Spot

By: Gary Fahlbush

Verified July 23, 2025

Great first time experience

I recently had the opportunity to use SPOT insurance for the first time, and I must say it was a fantastic experience. The website was user-friendly and intuitive, making the process seamless. I appreciated how quickly they processed my claim, and I was pleasantly surprised to receive the check in a timely manner. Overall, I highly recommend SPOT insurance for anyone looking for reliable and efficient coverage.

Insurer: Spot

By: Scheila A.

Verified July 23, 2025

Easy to submit invoice

Easy to submit invoice. Paid quickly,

Insurer: Trupanion

By: Amy

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