154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

236,139 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,332 reviews

4.9
Healthy Paws

10,797 reviews

4.9
Fetch

27,491 reviews

4.9
Pets Best

14,162 reviews

4.9
Trupanion

63,007 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

Verified April 14, 2021

Will never go without Healthy Paws! A+ coverage

We have carried Healthy Paws pet insurance since we adopted our dog. He has had numerous claims and all have been paid with no issues. Their customer service is top notch and turn around time on reimbursement is very quick. We have even received phone calls and emails inquiring about how Milo is recovering from surgeries and/or illness. Highly recommend!!!!

Insurer: Healthy Paws

By: Kelly H

Verified April 14, 2021

Was happy to find this company after…

Was happy to find this company after the one I had increased my premium so much. I wanted to have something for my fur babies but not break the bank.

Insurer: ASPCA

By: Tina

April 14, 2021

Peace of mind

I highly recommend healthy paws to other pet owners as it removes the pressure of not knowing if you will be able to afford the medical care for your pup. Ziti recently ingested hazardous material and was able to get everything removed within one hour of the ingestion occurring and had absolutely no complications whatsoever as she was able to get the vet fast and it was never a question of it I could afford her care. Healthy paws is great!

Insurer: Healthy Paws

By: Jaclyn

Useful
April 14, 2021

Buyer Beware

A year ago, I purchased what I considered to be a major medical policy for my 3 year old Golden Retriever. The terms were $1000 annual deductible; 90% payment; and unlimited dollars. The month before the expiration of the first term, I received a declaration page for automatic renewal. The policy premium increased by about 30% and the original discount was reduced from 10% to 5%. I have filed NO CLAIMS. I expected some increase in the renewal policy, but I did not expect a 35% increase. After some long waits to talk to a customer service rep, I was told that age, price increases in vet costs, etc.were the reason for the 35% increase. I was told that increases could be expected each year that the dog ages. While I expected some increase, I did not expect, nor did I believe it was reasonable, to experience a 35% increase having filed NO claims. My final thought -- prospective buyers should be better informed about the large premium renewal increases year to year.

Insurer: Pets Best

By: Dan W.

April 14, 2021

We were mislead by what was covered

We had a terrible experience with Trupanion. Our Golden Retriever ate a sock and we had to have surgery to remove it. After this incident, we contacted Trupanion to see if we could get coverage for him. They told us as long as there was only one incident we would be covered. He had eaten socks before and always passed them accept this one time, so we told them this was the case, they said that was OK. So we bought the insurance, Well, as Golden Retrievers are known to do, Bailey ate another sock and needed surgery a second time. We were denied the claim. Even though we specifically asked before purchasing the insurance, if it happened a second time, were we covered.

Insurer: Trupanion Canada

By: Scott

Useful
Verified April 14, 2021

A BIG THANK YOU TO EMBRACE PET INSURANCE!!

My 3 year old GSD decided to swallow a pretty large piece of a Kong plastic toy. He became very ill and needed emergency surgery. We knew that this was going to be very expensive. He stayed at the hospital for 2 nights. The claim was submitted when he got home later that night. The next morning the Embrace representative emailed me that the claim was processed and approved and the funds would be in my account in 2 business days. We could not believe how quickly and efficiently the claim was processed! We highly recommend this company and cannot say Thank you enough for taking the worry out of this very stressful situation.

Insurer: Embrace

By: Jennifer Gosselin

Verified April 14, 2021

Undeniably the best Pet Insurance available!

As with anyone with fur babies, your worries are the same as with caring for your human babies. Having this insurance gives you peace of mind. They are true to the policies agreed upon signing. Every single claim that I have submitted has been covered at 90% just as stated in their policy with no hesitation. I highly recommend it to other pet owners when visiting the Vet.

Insurer: Trupanion

By: DJ

Useful
Verified April 14, 2021

Doesn't cover even 50% of my wellness…

Doesn't cover even 50% of my wellness exam visits. Reimbursement has taken over 7 days. Pumpkin Pet Insurance is a better program for wellness and overall insurance product. I won't keep this policy/program after this year.

Insurer: Spot

By: C good

April 14, 2021

Trupanion for 13 year

I have used Trupanion for 13 years now. They are always quick to process claims and have a great customer service when I have called. The only downside is I wish there was some coverage for dental and preventative care

Insurer: Trupanion Canada

By: Galina Bromberg

April 14, 2021

Amazing service

Amazing service, always respond, no problem submitting claims and if they have any doubt the call directly the pet clinic.

Insurer: Trupanion

By: JR

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