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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

10

out of 10

professional, responsive and caring -- the best

Our dog ate a balloon in September. We submitted our claim and within 2 days, it was processed. In October, we realized our dog was sick and a pair of tights was missing. Sure enough, he had eaten them and needed emergency surgery. I had my personalized claim form (which I can download in a second when I need it)ready for the doctors. Our puppy did great in surgery and our claim was handled quickly -- within a week, we received our check! Healthy Paws was extremely responsive and checked in to see how our dog was doing. What a great company!
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Goldendoodle
  • AGE OF PET: Under a year

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10

out of 10

Wellness Visit

I had my girl's spay/microchip appointment on Oct. 31, 2012. She also received some pain meds for after the surgery and flea medicine and fecal exam. Al covered. Today is Tuesday Nov. 6, 2012 and the claim has been processed and my money deposited back into my account (376.00). That is less than a week (including a weekend), and may have been faster had my vet not neglected to send my detailed invoice in the initial fax. They sent it a day later. All and all embrace has been in contact with me every step of the way. When I sent in any documentation I always get a follow up email. I honestly am surprised by the service and speed with which they handle everything.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: German Shepherd
  • AGE OF PET: Under a year

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10

out of 10

So happy to have preventative care

I have had Embrace Pet Insurance for my Service Dog for the last three years (since I got my Service Dog). I am so happy that I have never had to utilize its services for anything more series than a skin infection. I utilize the well patient benefits of keepy Wyatt up on his shots and monthly flea and heartworm preventatives. I am so glad that if something major arrises that I will have the benefits available to help.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Labrador Retriever
  • AGE OF PET: 1 - 8

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10

out of 10

Missy

Everything was great except we continued to be charged the deductible each visit. Vet had to write two letters to indicate all visits were for the same condition. Perhaps the form could be altered so the vet can indicate same incident.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Alaskan Malamute
  • AGE OF PET: 1 - 8

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2

out of 10

Overpriced Pet Insurance

Pets Best is an over priced insurance company that works on a corporate level and has people in customer service who are trained in sales, but not humanity.By having unaffordable pet insurance rates, people cancel policies and animals do not get the care they need. Very dissapointing!!!!!!
  • INSURER: Pets Best
  • POSTED: 08/29/2017
  • BY:
  • BREED: Austrian Hound
  • AGE OF PET: 1 - 8

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8

out of 10

I would recommend Embrace.

My dog was diagnosed with Lymphoma(Cancer of the lymph nodes.) She has had many claims and will probably need more treatments in the future. If I did not have Embrace she may of not been able to get the treatment she needed, due to the expense. The staff was kind and sent emails on a regular basis to let me know what was happening. I am thankful to have them. The only thing I did not understand is why it takes the claims close to a month to go thru. Regaurdless,I am happy with the insurance.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Italian Greyhound
  • AGE OF PET: 1 - 8

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10

out of 10

These guys are legit

I am so glad my vet convinced me to get vet insurance through Trupanion when Morrison, my Golden Retriever, was a puppy. (He is now 3 1/2.) It was the best advice I received. I admit I was skeptical when the vet brought it up. I said to the Vet, yes but will there be a loophole every time and will they say this isn't covered and that isn't covered? My vet said, "No, these guys are legit." Some people at the dog park say to me, "I just put money in a jar for emergency vet funds." But I know that wouldn't work because what about car emergencies and Christmas and the furnace needing replacing? etc. I feel really comforted knowing there is provision JUST for Morrison's needs. It can't be allocated to anything else. It is just Morrison's. I never want Morrison's health to come second to whether I can afford it or not.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Golden Retriever
  • AGE OF PET: 1 - 8

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10

out of 10

Healthy Paws is the real deal!

We decided in August 2012 (after a great deal of research) to go with Healthy Paws pet insurance for our two young mixed breed rescue dogs. Zoe (11 lbs.) is a yorkshire terrier mix and Mara (18 lbs.) is a mix of Chinese Crested and Boglen terrier. They are both very healthy dogs, but we wanted protection and peace of mind against unforseen injury or illness. Unfortunately, Zoe became ill October 17th, with vomiting and diarrhea. We took her to the vet that morning and a blood test revealed she had HGE (hemorrhagic gastroenteritis) and was dehydrated. She had to stay in the hospital for three days, with an IV and supportive treatment. Antibiotics, anti-nausea drugs, the works. She made a full recovery, but the cost of those three days came to $924.40, not something we can afford at one time. We paid the bill and I submitted the claim form, invoices and Zoe's records from the vet via e-mail to Healthy Paws. I e-mailed that info to them at 4:24 PM on 10/30/12 and I received a response that the claim was being processed at 9:56 AM the next morning. Wow! The Explanation of Benefits (EOB) attached to that e-mail was so clear and concise I could see exactly what was covered minus our deductible and what the amount of the check would be that we would receive in the mail. They covered everything exactly as they were supposed to, I wish MY healthcare company had it together enough to provide such a clear EOB. Even the wording of their e-mails were warm and personal, you get the feeling
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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10

out of 10

Delighted to have found this pet insurance

An honest and complete pet insurance company. Claims are processed and our pets remain in good health.I recommend them to all my friends without hesitation.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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8

out of 10

It's all good!

Both my husband and I are retired and would not be able to afford a large vet bill, so I decided pet insurance was the way to go. We have a 7-year-old German Shepherd, whom we love dearly. We have had several claims and each time have been very satisfied with the outcome. However, be aware that problems common to a specific breed are not covered; i.e. hip dysplasia, elbow dysplasia, etc. Knowing that should she be in an accident or need surgery for bloat, tumors, etc., or become ill, she would be covered, and that is peace of mind.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: German Shepherd
  • AGE OF PET: 1 - 8

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