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Do not get back to you before visit
Do not get back to you before visit. Waste of money
Insurer: Pumpkin
By: Stephen
I use Pumpkin for both of my dogs and…
I use Pumpkin for both of my dogs and they are a wonderful company! Highly recommend!
Insurer: Pumpkin
By: Bethany
Easy website and good service
The website to file a claim was very easy to use. My reimbursement was quickly delivered. I am happy with the service I have received. Thank you!
Insurer: Pumpkin
By: Janette B
Truly horrible experience
Truly horrible experience
Insurer: Embrace
By: Samantha Draper
Prudent Pet Trustpilot Review
I had my 12-year-old Yorkie baby, Lola, insured with Prudent Pet in May 2025. Seven months later, she passed away in November 2025. My father and aunt had passed away two months prior, and I was completely devastated. It was one of the worst times of my life. The last thing any pet parent wants to deal with is worrying about how much the after-hours emergency vet bill is going to be, and whether the claim will be approved, while knowing your fur baby has to be put down. I called Prudent Pet in tears, and they made the claims process very easy for me. I was so worried about the cost because I was staying at VEG, a 24/7 emergency vet facility that allows you to sleep overnight with your sick pet. I called Prudent Pet while I was still there, worrying about the cost of staying for two nights at VEG, and explained what was happening with Lola. They assured me that my policy would take care of 90% of Lola’s covered expenses while I was at the hospital. After I came home, after losing my baby, I called Prudent Pet again, still crying, and they handled everything for me. They helped by contacting VEG and getting the paperwork they needed for me, because I could not physically or emotionally handle it at that time. They were caring and compassionate. I did not get the name of the person who helped me, but thank you so much. I received the check for the claim the following week. There was nothing I had to do other than grieve Lola, my dad, and my aunt, who was also my godmother. I’m still grieving Lola, but I am considering another fur child when the time is right. There is no doubt in my mind that I will choose Prudent Pet Insurance again. When I signed up with Prudent Pet last year, there were almost no bad reviews on Trustpilot, so I was very surprised when I read some of the latest one- and two-star reviews. I wondered if Prudent Pet had gone down in quality, which is important to me because I want to make sure I choose the right insurance for a future fur child. Many of the reviews mention not receiving documents, which is so strange to me because when I signed up, I was sent a text with my policy details and status, and I was told the documents would be emailed to me. All of my documents were also available in the patient portal, so the reviews asking, “Where are my documents?” did not make sense based on my experience. Regarding the person who complained about not liking the sample policy, I do not know her exact situation. However, I was also concerned about whether the sample policy applied in Texas when I first researched Prudent Pet, and Andreaa from Prudent Pet was happy to send me the Texas state amendatory endorsement. I also will not forget Rebecca from sales, who sold me the policy. She was wonderful. She actually has dogs herself and understood my needs for Lola when helping me choose the best policy. When I’m ready for a new policy one day, I will look for Rebecca to sign me up again. I’m writing this review to say that I highly recommend Prudent Pet because I had the best experience at the worst time, with all the deaths in my family. At one of the most vulnerable and terrible times of my life, Prudent Pet had my back and supported me all the way.
Insurer: Prudent Pet
By: Monique Nguyen
Difficult claim
If you are going to require 12 months of vet records the first time you file a claim, you should just ask for it when I apply for the insurance. It is a little hard to get that stuff several years later. Also, customer service seems a little snippy. And when you ask for stuff they repeat the same rote (I assume) answer. If you told me it once and I didn't understand then perhaps try to reword it. I have been paying for several years with no claims so obviously my dog has been healthy up til now. This is turning into a waste of a lot of money.
Insurer: MetLife
By: luvdogs
Extremely helpful and stress-relieving!
Extremely helpful and stress-relieving! We have had ASPCA's pet insurance for years, and it's been great knowing that any unexpected health problems and regular preventative care screenings are covered. When our newest kitten developed FIP at 9 months old, we got him the best care we could, knowing we had insurance to help us offset the expensive treatments. Our kitten is now a 2 year old cat and he's been given a clean bill of health. We wouldn't have been able to afford his treatment without our ASPCA insurance.
Insurer: ASPCA
By: Sara S